Monthly Archives: June 2009

A Life Without Debt: Simple Credit Reports

It takes my neighbor hours to pay all her bills while being debt free keeps me from that onerous chore, saving me valuable time. The same neighbor taught me about another time saving aspect of being debt free. This neighbor … Continue reading

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , | 6 Comments

What Advertisers Fear Most

Last week I wrote about trying to find contentment by getting back to a simpler life, one freer from forms of mass entertainment and consumerism. There’s an additional benefit to this than just living a simpler, less hectic life. You … Continue reading

Posted in Entertainment, Personal Finance, Saving Money | Tagged , , , , | 4 Comments

Swap Meets

When was the last time you were invited to a swap meet? How many of us actually remember them? For those of you who are new to the ways of the frugalista, a swap meet is “An informal gathering for … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , | 4 Comments

8 Ways A Recession Can Benefit You In The Long Run

In the midst of a recession, it’s easy to feel like things will never get better. The news is filled with reports of layoffs and stock market declines, the atmosphere at work is somber, and talk about the economy even … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , | 4 Comments

Talk Is Cheap

It’s been said in a derogatory way that “talk is cheap.” I suppose it is, but it is also cheap in a wonderful way. There are few things that we can do in just about every environment and every situation … Continue reading

Posted in Entertainment | Tagged , , , , , | 5 Comments

Bad Service + Lack of Spending = Continued Economic Problems

I’ve noticed a side effect of the bad economy that may end up prolonging our economic woes. It’s called poor customer service. The other day I had to return something to a big box electronics store. The line in the … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , | 9 Comments

A Life Without Debt: Why Meeting Your Obligations Isn’t Enough

One of my friends became debt free about year ago. We were at lunch talking about how good it feels to be debt free, especially in the middle of a recession, when she uttered this gem: “It’s so great. I … Continue reading

Posted in Budgeting, Debt, Personal Finance, Saving Money | Tagged , , , | 12 Comments

Discontented, Disenchanted and Broke

Last week I wrote a piece about the things that our forefathers never had to include in their budgets and the damage that those items are doing to our finances today. Writing that piece opened my eyes to another problem … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Relationships, Saving Money | 8 Comments

Recession Vacations

In this economy, many of us probably can’t afford to take a summer vacation like we’re used to. The simple solution would be to avoid traveling to save money, but this isn’t always possible. Even when money is tight, there … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Travel | 9 Comments

Being More Valuable in the Work Place

I am in the midst of a job search. Although I have excellent experience and academic credentials, I am one of the hundreds of thousands of intelligent, articulate and qualified jobseekers in the market today. I am sure I shall … Continue reading

Posted in Education, Personal Finance, Work | 7 Comments

Budget Categories That Our Grandmothers Didn’t Have To Worry About

When talk of saving money comes up, it usually leads to talk of the “good old days” when things were simpler and less expensive. Many people reminisce about the days when a stamp was ten cents, a loaf of bread … Continue reading

Posted in Budgeting, Credit Cards, Personal Finance | Tagged , , , , | 13 Comments

A Life Without Debt: Simple Bill Paying

I went to visit a neighbor the other day and arrived as she was just beginning to pay her bills. It looked like quite a project, with all the papers spread and stacked on the kitchen table so I asked … Continue reading

Posted in Credit Cards, Debt, Personal Finance | 10 Comments

Stop Depending On Others to Fix Everything

I was listening to the radio the other day and the DJ was talking about how he had to call someone to come fix his garage door opener. No matter how much he pushed the button, it wouldn’t open. There … Continue reading

Posted in Education, Frugal, Housing, Personal Finance, Saving Money | 10 Comments

Has It Been Awhile Since You Last Cried?

Has it been awhile since you have had a good cry? If so, the following should help to solve that situation. The following is a series of Thai insurance commercials (subtitled in English) which will have tears rolling down even … Continue reading

Posted in Insurance, Personal Finance, Relationships | Tagged , , , , , | 3 Comments

Childhood Family Games That Save Money

In this day and age of satellite television, home video game systems, iPods and other toys that entertain and often isolate us, it is sometimes difficult to recall that not too long ago, there was a time when there were … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 7 Comments

Five Ways To Spend Your Money Wisely

My family and I have lived in the same house for close to a decade. When we moved here, there were six palm trees on our rather small lot, and I could trim all of them on my own. A … Continue reading

Posted in Personal Finance, Shopping | Tagged , , | 8 Comments

A Requiem for CorningWare

I got a rude surprise when I recently asked for some CorningWare as a gift. You probably know the bakeware that I’m talking about. CorningWare was famous for their bakeware with the blue cornflowers on it. It came in other … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 26 Comments

A Life Without Debt: The Art of Appreciation

Some would say that we live a life of deprivation. We don’t indulge ourselves very often and we rarely buy things without giving them careful consideration. This is a deliberate choice on our part, born not from a lack of … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 12 Comments

Understanding Opportunity Cost

Many times, when I help someone with their finances, I discover that their biggest obstacle is that they don’t understand opportunity cost and the impact it has on personal finance. In order to take advantage of an opportunity, something else … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , | 2 Comments

Five Reasons a Man Should Shop with His Wife

Editor Note: This is a repost of an article posted last week. David did a live, nationally televised show regarding on ABC Money Matters titled Shop With Your Man: Why husbands should shop with their wives. Although the men I … Continue reading

Posted in Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 19 Comments