Monthly Archives: May 2009

Summer Is Coming: No and Low Cost Entertainment for Kids

Summer is coming. By the time you read this, your kids or grandkids, if you have them, may already be on summer vacation. Back when I was a kid, that meant endless days of hiking in the woods with my … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 13 Comments

The High School Class Reunion

Oh, the joy of a high school reunion. The time when you get to see that most of your former classmates have done better than you, at least on the surface. My reunion was last week (let’s not discuss how … Continue reading

Posted in Debt, Personal Finance, Relationships | Tagged , , , , , | 7 Comments

A Life Without Debt: A Debt Free Life Is a Creative Life

I hear many people complain that they aren’t creative. “I can’t paint or write,” they say. They assume that creativity is only relevant if you are creating some piece of art, music, or design. But creativity isn’t limited only to … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 6 Comments

Why Should You Never Trust Just One Source? Often They Don’t Know Any More Than You Do

This video from the Daily Show with Jon Stewart is funny and great entertainment: The Daily Show With Jon Stewart M – Th 11p / 10c CNBC Financial Advice thedailyshow.com Daily Show Full Episodes Economic Crisis Political Humor But it’s … Continue reading

Posted in Personal Finance | Tagged , , , , , , , | 2 Comments

Five Ways to Make Money if You Love Pets

Yesterday, I got a dog. We named him “Peter’s Lucky Biscuit” and he is adorable. That’s him in the photo to the left. Biscuit is a pure bread labradoodle. We had to get a pure breed because we needed a … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , , , , | 28 Comments

How Much 10 Common Grocery Items Cost Savvy Shoppers

After following sales and coupons religiously for several months, I’ve started to get a sense of the best prices for various items. The best way to get these prices is to use the Coupon Mom method of combining a store’s … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 12 Comments

Should Customers Be Billed on What They Can Pay?

I may have written about my dad in the past. Dad is a retired dentist. He grew up during the Depression, barely got through high school while he worked multiple jobs to support his family and joined the Navy at … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , | 11 Comments

The Daily Approach to Financial Improvement

I see many people who set big financial goals for themselves. Get out of debt. Save up six months worth of expenses. Pay cash for a car. Save up a twenty-percent down payment for a house. Some goals are even … Continue reading

Posted in Budgeting, Debt, Personal Finance, Saving Money | Tagged , , , , , , | 8 Comments

Why You Should Shop at Mom and Pop Stores

I live about two miles away from “Restaurant Row,” a road that has an amazingly high concentration of restaurants from Mickey D’s to fine dining. I generally do not visit any of them, with only a few exceptions. Nestled among … Continue reading

Posted in Food / Groceries, Personal Finance, Shopping | Tagged , , , , | 16 Comments

A Life Without Debt: Whatever Will I Do In My Old Age?

A couple of weeks ago I wrote about our decision to remain child-free and how that decision (while not based on money) has made it easier for us to remain out of debt. Several respondents wondered who would take care … Continue reading

Posted in Debt, Personal Finance, Retirement | Tagged , , , , | 29 Comments

Cable vs. Buying DVDs vs. Renting DVDs

I’ll admit to loving movies and certain TV series. As a result, I buy a lot of DVD’s. Someone once told me that I was wasting my money on all those DVD’s, since I could rent them for free or … Continue reading

Posted in Entertainment, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 19 Comments

Writing to Bring in Extra Cash

I truly love to write. I enjoy self-expression. I enjoy giving advice. I enjoy the feedback I receive from my readers. I love the power that the written word has to motivate, to intrigue and to inspire. We all have … Continue reading

Posted in Making Money, Personal Finance | Tagged , , , , | 14 Comments

Five Things You Can Do Right Now To Improve Your Finances

Lean economic times breed a kind of desperate rush to do something to save money — right now. While it’s always better to take a breath and think out practical steps to reach personal goals, there are basic changes we … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , | 2 Comments

Should You Self Insure?

With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage … Continue reading

Posted in Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

A Life Without Debt: They Can

I know someone who was recently visited by the repo man. He lost his job several months ago and hasn’t been able to find work that pays anything close to what he needs to pay his bills. He’s in pretty … Continue reading

Posted in Debt, Personal Finance | Tagged , , , , , , , | 6 Comments

Ten Things I Want to Buy, But Won’t

I, like a lot of people, have a list of things that I would like to own. There can be a lot of fun in fantasizing about all the things you’d like to have and the fun you’d have owning … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , , | 20 Comments

Job Opportunities: Confronting Opportunity Through Life

Last Sunday, my son overslept and could not go to church with the rest of the family. Accordingly, he went to a later service by himself. When I dropped him off at the church, I said to him, “Remember that … Continue reading

Posted in Personal Finance, Relationships, Work | Tagged , , , , , | 5 Comments

Freelancing as a Source of Income

Who couldn’t use some extra money these days? I’m guessing you have a skill that people would pay you for, and freelancing can be a great way to earn some extra cash. What work can you do as a freelancer? … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , | 5 Comments

Saving Money on Groceries with the Coupon Mom Method

The only thing I used to do to save money on groceries was to make a list before each shopping trip and stick to a monthly grocery budget. I didn’t use coupons because I figured I saved more money by … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , | 8 Comments

Road Trip: Saving on Highway Travel

Posted in Cars, Holidays, Personal Finance, Saving Money | Tagged , , , | 4 Comments