A Life Without Debt: Where to Cut When You

I’ve mentioned before that I really like saving money. To me it’s like a game to find new ways to reduce my spending. Constantly finding new ways to lower spending keeps me on my toes and protects me from slipping into careless patterns that could lead to debt. It also frees up more cash that I can stash away for emergencies or my old age, making it more likely that I will remain debt free throughout my life.

The problem is that every year it gets more and more difficult to find new ways to reduce spending. Once the obvious biggies are gone like unnecessary cell phones, cable, expensive clothes, and meals out, while employing the usual savings strategies like using coupons, plan


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7 Responses to A Life Without Debt: Where to Cut When You

  1. Shane says:

    Great post… I would like to be at the level you are at… but still have some way to go !

  2. Sharon says:

    A while ago, I would read every post, forum, web site I could to get tips and ideas to save money and reduce spending. Then, I started googling various topics such as “alternative cleaning supplies” or “alternative disposable items” specific to what I was trying to save money on- usually more “extreme frugality” things like this post mentioned. May seem simple or like common sense, but I got way more information that I needed this way than just randomly reading stuff. I also had more time to read great blogs such as this one!

  3. fern says:

    well, i don’t really clean much so cleaning supplies aren’t an issue. It’s hard for me to find anything i haven’t already read about, i’m pretty much maxed out myself in terms of living simplly.

  4. Cheapchick says:

    I love the Tightwad Gazette…although she is a little out there on some things. I have recently tried 2 things: stocking up 1 yr supply (fortunately I have the room) at the very cheapest and reducing.

    For instance I do not make my own homemade fabric softener but bought 4 packs for my family of 6 to use and hope to squeeze them to end of year by using half. All bought at extreme discount on loss leaders plus coupon. Once opened I cut all in half. This multiplies my savings by 2! I also recently tried using half as much laundry soap and have seen no noticable difference. These were ideas I got long ago from AMY D. of the Tightwad Gazette. I read alot of books on frugality….she is the Queen.

  5. Texas Girl says:

    I like the idea of making yoru own laundry detergent….in addition to being as frugal as possible I try to be as ‘green’ as possible, and so I don’t use fabric softener (its poisonous and ruins your dryer)…I use vinegar in the rinse cycle of the washing machine. Its cheap and green…

  6. One of my favorite forums is at Frugal Village. You’ll find a lot of the “extreme frugality” ideas from people who are making them work right now.


  7. Anne says:

    Thanks for the book recommendations. In true frugal fashion, I just requested them from the local library! :)

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