Monthly Archives: April 2009

Stockpiling to Save Money

One of the things that saves us the most money is our well-stocked pantry and freezer. Like many people, I used to shop once a week or more for the food we needed just for that week. It was annoying … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , | 8 Comments

Why Parents Shouldn’t Pay Entirely For College

One of the most enduring images that I recall from college was a video clip of an obviously drunk student at a football game and holding up a sign which read, “I don’t care. Daddy’s paying.” At the time, although … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 21 Comments

A Life Without Debt: The Debt Free Car

One of the items that people most frequently go into debt to purchase is a car. That’s not surprising given that even the most basic brand new car begins around $12,000. And that’s for four wheels and a seat; no … Continue reading

Posted in Budgeting, Cars, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 9 Comments

Does Gardening Really Save You Money?

Interest in gardening is on the rise as people, fed up with rising prices and declining safety and quality standards, seek to produce more of their own food. Even the President has started a garden at the White House. While … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 12 Comments

Flu Financial Preparations Revisited

Editors Note: With the Mexican swine flu making headlines, a trip this weekend found my local drug store had nearly run out of surgical masks – if you haven’t already made preparations, it’s certainly the time to do it while … Continue reading

Posted in Health, Personal Finance | Tagged , , , , , , , | 4 Comments

Are Weddings A Huge Waste of Money?

Last week, a fellow I know was lamenting to me the cost of his daughters’ weddings. He has three girls. Both he and his wife are very loving parents so I found it really quite odd that he was worrying … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , | 36 Comments

The Joy of the Do Over

The other day I went to lunch with a friend who is working on becoming debt free and simplifying her life overall. I asked her how it was going. “Ugh,” she said. “Well, I told you that Herman took a … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 4 Comments

Don

When I was in high school I was a “smart kid.” I got great grades and studied hard. I chose to make school a priority rather than going out partying every night. I got called a nerd, dork, or geek, … Continue reading

Posted in Budgeting, Personal Finance, Relationships | Tagged , , , , | 22 Comments

Five Things You Must Do Before You’re Laid Off

Like millions of Americans, my family will likely face a layoff. And, like other families we aren’t sure when we will get the news. Tomorrow? In another month? The suspense makes one reach for the bismuth. My husband has been … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 4 Comments

The Cost of Pests

This past Sunday, my wife and I awoke to the pitter patter of little feet in our home. It was not our children, because long ago they left gentle footsteps behind them in favor of the thundering stomp-stomp-stomp of teenage … Continue reading

Posted in Housing, Personal Finance | Tagged , , , , , , , , , | 14 Comments

The Death of FICO?

Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free … Continue reading

Posted in Credit Cards, Debt, Insurance, Personal Finance, Utilities | Tagged , , , , , , , , , | 7 Comments

Enabling Self-Indulgent Adult Children Is Not Good Parenting

About ten years ago, a woman I know gave up a high paying job in Connecticut because she felt that she could not handle the stress. She moved to rural Florida for a few years, lived with a guy she … Continue reading

Posted in Housing, Personal Finance, Relationships, Work | Tagged , , , , , , | 85 Comments

A Life Without Debt: Where to Cut When You

I’ve mentioned before that I really like saving money. To me it’s like a game to find new ways to reduce my spending. Constantly finding new ways to lower spending keeps me on my toes and protects me from slipping … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 7 Comments

Could You Live on Half Your Income?

Suze Orman was on Oprah last week and one of the pieces of advice that she gave for dealing with the recession was to learn how to live on half your income. The reason behind the advice was that if … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Work | Tagged , , , , , , | 21 Comments

Why Is Getting A Good Deal So Difficult?

The other day my son managed to lose a pair of pants from his school uniform. How he did this, I am not sure, since he was wearing them at school that day. Nevertheless, somehow between the end of the … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 10 Comments

Saving Money with Three Books

When I started working after college in 1993, I was thrilled to get a job and make more than minimum wage. However, that $5.65 an hour didn’t stretch as far as it might, and I started to learn the hard … Continue reading

Posted in Personal Finance | Tagged , , , , , , , , | 3 Comments

Charitable Giving When You Make No Money

Although I am frugal, I like to at least think that I am neither stingy nor greedy. I am quick to spend if it will make my family happy and I have always been quick to donate to a good … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 18 Comments

Stop Worrying and Do Something

Last week I wrote about reframing the economic crisis. The point of that piece was to bring a little positivity into what is becoming a pretty gloomy economic time. I hoped to challenge you to think of the positive things … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , | 5 Comments

Why You Should Put Your Kids in Private Schools

There are a lot of discretionary expenses that we incur every day. Whether we spend more for a brand name product or save money on a generic product is entirely up to each individual buyer. Whether we should buy a … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , | 28 Comments