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	<title>Comments on: Standards for Living Expenses</title>
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	<link>http://www.pfadvice.com/2009/03/27/standards-for-living-expenses/</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: JB</title>
		<link>http://www.pfadvice.com/2009/03/27/standards-for-living-expenses/comment-page-1/#comment-562990</link>
		<dc:creator>JB</dc:creator>
		<pubDate>Fri, 27 Mar 2009 23:49:48 +0000</pubDate>
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		<description><![CDATA[Maybe the National Standards for Car Ownership Costs includes a car payment AND car insurance?  Otherwise, it seems really high.]]></description>
		<content:encoded><![CDATA[<p>Maybe the National Standards for Car Ownership Costs includes a car payment AND car insurance?  Otherwise, it seems really high.</p>
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		<title>By: Fanny</title>
		<link>http://www.pfadvice.com/2009/03/27/standards-for-living-expenses/comment-page-1/#comment-562832</link>
		<dc:creator>Fanny</dc:creator>
		<pubDate>Fri, 27 Mar 2009 18:10:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4252#comment-562832</guid>
		<description><![CDATA[I can understand the standard for public transportation. In the SF Bay Area, it can cost around $7 - $8/day to commute on the light rail system. If you live in San Francisco and have to take the bus also to get to the light rail stop, it&#039;s $45 for the monthly pass. So that would be around $200/month for public transportation a month.]]></description>
		<content:encoded><![CDATA[<p>I can understand the standard for public transportation. In the SF Bay Area, it can cost around $7 &#8211; $8/day to commute on the light rail system. If you live in San Francisco and have to take the bus also to get to the light rail stop, it&#8217;s $45 for the monthly pass. So that would be around $200/month for public transportation a month.</p>
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		<title>By: Monkey Mama</title>
		<link>http://www.pfadvice.com/2009/03/27/standards-for-living-expenses/comment-page-1/#comment-562824</link>
		<dc:creator>Monkey Mama</dc:creator>
		<pubDate>Fri, 27 Mar 2009 16:37:15 +0000</pubDate>
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		<description><![CDATA[As I Read the first few lines I Was ready to protest.  An IRS standard is kind of crazy for those of us in expensive areas.

Then I read on.  $752/month groceries for FOUR people?  $72/month for housekeeping supplies?  Good lord.  Any frugal minded person, anywhere, can do far better than that!

The regional statistics were far more meaningful though.  (Generous where we live; not really enough for where we used to live - but much more reasonable).

The food stamp thing is interesting.  I try to keep an open mind because someone on food stamps probably does not have the times, skills or tools for home cooked meals.  But it really should be a part of the program (learning the skills; finding the time).  The &quot;thrifty food plan&quot;, just a national average, was $600/month for a family of 4.  In comparison, we eat pretty darn well on $450/month, in an expensive zip code.  I wouldn&#039;t describe our food menu as particularly thrifty, really.  

Anyway, kind of interesting.

BTW, I didn&#039;t even really look at the transportation standards because we have always been well below - driving used cars.  But I totally understand the expensive LA transit.  I used to live and work right by light rail - for about 2 years (California).  It was far cheaper to DRIVE.  The transit is expensive here and not terribly useful.]]></description>
		<content:encoded><![CDATA[<p>As I Read the first few lines I Was ready to protest.  An IRS standard is kind of crazy for those of us in expensive areas.</p>
<p>Then I read on.  $752/month groceries for FOUR people?  $72/month for housekeeping supplies?  Good lord.  Any frugal minded person, anywhere, can do far better than that!</p>
<p>The regional statistics were far more meaningful though.  (Generous where we live; not really enough for where we used to live &#8211; but much more reasonable).</p>
<p>The food stamp thing is interesting.  I try to keep an open mind because someone on food stamps probably does not have the times, skills or tools for home cooked meals.  But it really should be a part of the program (learning the skills; finding the time).  The &#8220;thrifty food plan&#8221;, just a national average, was $600/month for a family of 4.  In comparison, we eat pretty darn well on $450/month, in an expensive zip code.  I wouldn&#8217;t describe our food menu as particularly thrifty, really.  </p>
<p>Anyway, kind of interesting.</p>
<p>BTW, I didn&#8217;t even really look at the transportation standards because we have always been well below &#8211; driving used cars.  But I totally understand the expensive LA transit.  I used to live and work right by light rail &#8211; for about 2 years (California).  It was far cheaper to DRIVE.  The transit is expensive here and not terribly useful.</p>
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		<title>By: Joan</title>
		<link>http://www.pfadvice.com/2009/03/27/standards-for-living-expenses/comment-page-1/#comment-562775</link>
		<dc:creator>Joan</dc:creator>
		<pubDate>Fri, 27 Mar 2009 14:25:08 +0000</pubDate>
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		<description><![CDATA[The healthcare allowance seems incredibly low. Looks like there is a typo for 2 person housekeeping supplies.]]></description>
		<content:encoded><![CDATA[<p>The healthcare allowance seems incredibly low. Looks like there is a typo for 2 person housekeeping supplies.</p>
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