Monthly Archives: March 2009

A Life Without Debt: Dealing With Unexpected Expenses

Recently we got a bit of a shocker to our budget. The washing machine, out of nowhere, decided to give up on us. I can’t say I’m totally shocked; the poor thing was thirteen years old, after all. But still, … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 9 Comments

Reframing the Economic Crisis

Posted in Personal Finance, Work | Tagged , , , , , | 6 Comments

10 Seconds to Free Stuff

Last month, I registered my e-mail address with a local pizzeria. It took me all of ten seconds and, for my trouble, the pizzeria entered me into its daily contest to win a free lunch. Every day since I registered, … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , | 6 Comments

Standards for Living Expenses

If you’re trying to scale back your spending and live within your means or just save a little more each month, how do you determine reasonable spending amounts for each category of spending in your life like food, clothes, and … Continue reading

Posted in X Files | Tagged , , , , , , | 4 Comments

Six Ways to Force Yourself to Save

I have mentioned my elder son, who tends to pursue a less than industrious path at times. In contrast, I also have a son who zealously protects every penny that he gets in the hope that he can purchase a … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 8 Comments

102 Ways To Generate Extra Cash

I am frequently asked (and more often now that the economy is in the tank), “What can I do to generate some extra cash?” There are many ways to generate additional cash, some of them quicker than others. If you … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 18 Comments

A Life Without Debt: Building Wealth

If you are at all interested in finance, you’ve probably heard that it is necessary to be debt free in order to build substantial wealth. While a few gifted investors manage to build wealth while having a lot of real … Continue reading

Posted in Budgeting, Debt, Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , , , , | 12 Comments

Couples and Money: Consultation vs Allowance

Posted in Budgeting, Entertainment, Food / Groceries, Personal Finance, Relationships, Shopping | Tagged , , , , , | 10 Comments

Getting the Best Deal When Making Hotel Reservations

I recently had to book a two night stay at a hotel in Tampa. The excursion was going to be work for me and an opportunity to relax for my wife and one of my sons. The hotel was an … Continue reading

Posted in Holidays, Personal Finance, Saving Money, Travel | Tagged , , , , , | 11 Comments

Employed, but Earning Less

Posted in Budgeting, Personal Finance, Work | Tagged , , , , | 2 Comments

Inexpensive Ways To Get Organized

If you can’t afford the luxury of a professional crew of organizers and designers to organize your clutter and maximize your space, that doesn’t mean you have to keep living in chaos. Those of us on a budget still have … Continue reading

Posted in Frugal, Housing, Personal Finance | Tagged , , , , , , | 14 Comments

Financial Lessons We Can Learn from AIG Executives

By now, almost everyone has probably read of the huge bonuses that AIG recently paid to more than seventy of its executives with money that AIG received from the US government as part of its bailout. If you have not … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , , , | 15 Comments

When Friends Want Validation of Their Spending Choices

It’s well known where I work and in my circle of acquaintances that I am, shall we say, financially conservative. I don’t blow money for fun and everyone knows that about me. So it never ceases to amaze me the … Continue reading

Posted in Frugal, Personal Finance, Relationships, Shopping | Tagged , , , , , , , | 12 Comments

A Life Without Debt: Deprivation vs. Compromise

A couple that we are friendly with recently asked us to go to a play with them. We were interested because the play was one we’d been wanting to see for some time. However, tickets for this production were $60 … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , | 22 Comments

Going Broke Trying to Prevent Aging?

There’s no need to disclose exactly how old I am. Let’s just say I’m at the age where my hair is turning gray, wrinkles are appearing, and things are starting to soften a bit. My hairdresser asked me the other … Continue reading

Posted in Budgeting, Frugal, Health, Personal Finance, Saving Money | Tagged , , , , | 10 Comments

Being Cheap Can Help the Planet

My parents were pioneers in the green movement. They weren’t necessarily trying to save the environment, but they grew up during the Great Depression when every penny counted. It turns out their thrifty habits are gentle on the environment too. … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 4 Comments

Why We Should Judge People By Their Finances

A recent Saving Advice article called on all of us to pursue the path of kindness when confronted with people who are suffering as a result of our current economic crisis. I am very much in agreement with the author’s … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , | 19 Comments

Discover More Credit Card Signup Bonus

Posted in Credit Cards, Personal Finance | Tagged , , , , , , , , | 3 Comments

Financial Anger: A Plea For Kindness During The Economic Crisis

I hang out on a lot of finance/frugality related message forums and websites and I’m noticing a disturbing rise in the number of people being mean to those who ask for help. There have always been people who get their … Continue reading

Posted in Frugal, Personal Finance, Relationships | Tagged , , , , , | 25 Comments

A Life Without Debt: Getting By In Tough Times

One of the things you learn when you live a life committed to being debt free is how to get by in tough times. We’ve had our share of lean years, emergencies, and layoffs and yet we’ve always managed to … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Work | Tagged , , , , , , | 4 Comments