Monthly Archives: February 2009

Haggling For Bargains

Please consider the idea of haggling: a buyer negotiating with a seller to get a lower price. It sounds like a great way to save money. Why am I not doing it? I believe that like other consumers, haggling just … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 2 Comments

Things I Wish I Had Known About Work When I Was Younger

When you’re a young adult preparing for a working world that you haven’t yet experienced, knowing what to expect is difficult. Here are a number of things I wish I had known about work when I was 20 that would … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 6 Comments

Personal Responsibility Is The Key to Financial Success

I think if I hear the words “bail out” once more I might scream. It seems that everywhere I turn these days someone, some company, or some institution is getting bailed out of their bad financial decisions. As someone who … Continue reading

Posted in Budgeting, Frugal, Personal Finance | Tagged , , , , | 10 Comments

Why It’s Important to Read the Fine Print

Do you ever stop to consider all of the papers that you receive in the course of your daily life, but which you do not stop to read? Do you read the warranties on every product you purchase and the … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , | 8 Comments

When the Poverty Mindset Threatens Family and Fun

Here’s a case study to think about: A member of my family has large retirement funds and savings accounts, a good income, no mortgage, and no other debt. She does not buy the top of the line in anything and … Continue reading

Posted in Frugal, Personal Finance, Relationships | Tagged , , , | 16 Comments

Frugal Love

Men dread Valentine’s Day. Women love it. It’s a gal’s holiday. I realize that this is a generalization, not all men dread Valentine’s Day and not all women love it. But in general, women are more geared towards all that … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships | Tagged , , , | 10 Comments