Monthly Archives: February 2009

Is Inconvenience Holding You Back from Saving Money?

It is almost comical the trouble I am running into saving money lately. For instance, I was shopping at a favorite second-hand store when I found a great purse. I was so excited to find something that was the right … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , | 10 Comments

Save Money on Dogs: How to Get More Bark for Your Buck

By Dr. Nancy Kay These days people need to be creative thinkers in order to make their dollars stretch further. Not only does this apply to gasoline and groceries, but to pet health needs as well. If you find yourself … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , , , | 5 Comments

Lifestyle Diseases and Personal Finance

If you watch the news or read many magazines or newspapers, you’ve probably heard about “lifestyle diseases.” These are diseases and ailments that we get because our lifestyle and/or environment are unhealthy. Some examples: Obesity Alcoholism Diseases associated with smoking … Continue reading

Posted in Food / Groceries, Health, Personal Finance, Saving Money | Tagged , , , , , , | 20 Comments

A Life Without Debt: Saving For The Fun Of It

It sounds like a no-brainer, but a big part of what keeps us out of debt is simply not spending too much money. Whether it’s on splurge items or our regular budget items like utilities, clothing, etc. we are always … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , | 11 Comments

I’m Untrustworthy And Proud Of It

People make fun of me because I always have NPR, CNBC or The Nightly Business Report on in the background when I’m working. They tell me I’m a finance junkie, and they’re not far off. But, it’s entertainment for me … Continue reading

Posted in Personal Finance, Taxes | Tagged , , , , | 9 Comments

Sometimes It’s Worth Paying

I recently wrote about services that we never would have purchased forty years ago but which now are commonplace expenditures. Indeed, I suggested (or at least implied) that there was no real reason to ever use services such as a … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , | 16 Comments

6 Considerations Before Accepting Your First Job

Knowing what to do when you first graduate isn’t easy. There’s so much at stake: paying off student loans, choosing a geographic location you’ll enjoy, starting your career off on the right foot-how do you know what jobs to spend … Continue reading

Posted in Personal Finance, Work | Tagged , , , | 3 Comments

Things We Shouldn’t Pay For

As I read the daily news, I can’t help but wonder about the causes of our current economic downturn. I know the reasons that are propounded by economists and business leaders and I understand, generally, the current credit crunch. That … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , | 24 Comments

The Frustrated Frugalite

The other day, a friend and I were talking about the things we do to be frugal. We were discussing all the tips and tricks we’ve learned to save money and cut down on waste. We were also discussing how, … Continue reading

Posted in Frugal, Personal Finance, Relationships | Tagged , , , , , , | 13 Comments

A Life Without Debt: The Big Payoff

People frequently ask me why I’m so committed to living without debt. Am I debt phobic? Afraid of bankruptcy? Am I afraid that I’ll get in over my head? Am I just out of touch with “the way people do … Continue reading

Posted in Debt, Frugal, Housing, Personal Finance, Relationships, Saving Money | Tagged , , , , , | 17 Comments

Personal Finance Is Personal — And That Makes It Hard Work

I get tickled when people tell me that they read a certain book or listened to a certain guru and followed the plan to the letter, but still have financial trouble or they can’t meet their goals. They seem stymied … Continue reading

Posted in Personal Finance | Tagged , , , , , , , , | 3 Comments

Your Kids Can be Financially Savvy

We have all struggled with our finances at one time or another, and I worry how my children’s financial lives will proceed. I want to spare them the trials and tribulations of my experience, but I wonder is that really … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , | 2 Comments

The Media, Recessions, History and Attitudes

The media would have us all believe that our beloved country has its foot to the floor in a race to heck. Everywhere you turn; there are reports of more business closings, higher unemployment and threats of losses in every … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , | 5 Comments

Save When You Garden Together

We had a rare spring-like day this week – sunny and warm enough to shed the winter jacket for a bit. It was also the same day my favorite seed catalog arrived in the mail. Coincidence? I think not! Garden … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , | 2 Comments

Keep Busy, Save Money: Is it time to take your responsibilities more seriously?

Lately, I have been busy. Really busy. I am studying for a professional licensing exam and trying to balance 8 to 10 hours of studying per day with the responsibilities of being a good husband and father. On the whole, … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping, Work | Tagged , , , , | 15 Comments

10 Ways to Survive Vacationing With People of Different Means

If you ever vacation with friends or family, chances are that one of your journeys will eventually find you traveling with people whose financial means are different from yours. They may have more money than you (or be more willing … Continue reading

Posted in Holidays, Personal Finance, Relationships, Travel | Tagged , , , , , , | 1 Comment

What College Doesn’t Teach You about the Real World

For all the time and expense involved and for all the talk about how a college degree will help you land a job and make a higher salary, there sure are a lot of important things that many college curriculum … Continue reading

Posted in Education, Personal Finance, Work | Tagged , , , , , | 6 Comments

A Life Without Debt

A lot of people are realizing that a life without debt is both liberating and safe. It’s something that more and more people are striving for. The problem is, many people who would like to live a life without debt … Continue reading

Posted in Budgeting, Debt, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 20 Comments

Home Economics: Not What They Taught Me in High School

I’m sure I’m dating myself by telling you that I remember the days when boys in high school took shop and the girls took home economics. I don’t know what went on in shop class, but I know that home … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Relationships, Saving Money, Taxes | Tagged , , , , | 10 Comments

Pioneer Spirit

I grew up in the 1970’s. Looking back, I realize ever more what a really cool time that was. I knew people who had lived through the Great Depression and both of the World Wars. They had grown up through … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , | 9 Comments