Stay Strong and on Budget

This is one of the hardest times of the year for me to continue setting money aside. For one, the money we earmarked for gifts has been spent, which makes the total in our account look smaller than usual.

I’ve learned some techniques to stay on the savings course from my dear mother. She went back to college as an older student almost 35 years ago.

When I started Kindergarten, it seemed like the perfect time for Mom to go back to college, finish her Bachelor’s degree and get a teaching certificate. This involved securing a student loan, choosing the school, finding a place to live across the state, finding schools for children, and finally mothering while completing a full load.

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One Response to Stay Strong and on Budget

  1. I love that idea about putting cash in labeled envelopes. That’s such a wonderful idea! I may have to give that one a try, I would just worry about losing my wallet or it getting stolen. Hmmm…perhaps a personal modification is in order.

    I prefer to use debit over credit myself, as it forces me to ask the question, “Can I afford this right now?” But the problem with the card is that I have a harder time tracking what I have and what I’ve spent because I don’t tend to go into my bank statements.

    Great ideas! Thanks for the info!

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