Monthly Archives: January 2009

Dieting on a Dime

The number one New Year’s resolution is to lose weight. The first few weeks of January are past and a lot of people are sticking to that resolution. I’m on a double diet. I’m trying to lose weight and control … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money | Tagged , , , , , , , , , | 7 Comments

Baby Steps Count

There are a lot of ways that you can save significant amounts of money by prudently marshalling your resources and spending wisely. Many of our topics suggest ways that savvy consumers can save tremendous amounts of money over time, whether … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , | 10 Comments

Seventeen Things to Do When You’re Out of Work

The people around me are struggling with cut hours and layoffs, and cutting back on finances is only part of the effect. My friends are suddenly finding themselves with less to do. More time with the kids is good, but … Continue reading

Posted in Frugal, Personal Finance, Work | Tagged , , , , , , , , , , , , , , | 15 Comments

Journaling for Financial Health

Over the years I have used many techniques to keep my finances in order and work toward my goals. Some methods have worked better than others, but I’m always on the lookout for new ideas and I’m willing to try … Continue reading

Posted in Personal Finance | Tagged , , , , | 6 Comments

Frugal Love

Romance doesn’t come wrapped in red foil and stuffed in a heart – shaped box. Chocolate is nice but not the best idea for someone watching their weight. And while we’re on that subject; one size does not fit all, … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , | 7 Comments

I Shop at Thrift Stores

It has happened again. Because of the ailing economy, my local television news is reporting another story on how to save money. Very helpful, yes, but what got my ire up was the tone of the broadcast. This particular story … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , | 15 Comments

Why No One in Books or On TV Actually Watches TV

[Disclaimer: Yes, I know that the characters in books and on TV are fictitious. In this article I’m not trying to say that these people are “real” in any way. I’m merely using them as an example to make a … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , | 14 Comments

Group Discounts

My most recent “real” job was working for a large publishing company. My employer’s total annual sales exceeded $6 billion. Needless to say, that gave my employer a great deal of clout when it came to negotiating contracts for employee … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 6 Comments

7 Ways to Avoid Gym Fees

One of the truths of getting older is that it takes a lot more work to maintain one’s fitness as compared to when we were younger. Not only do you need to be serious about watching what you eat, but … Continue reading

Posted in Frugal, Health, Personal Finance, Saving Money | Tagged , , , , | 3 Comments

6 More Ways to Minimize Shipping Costs

I wrote earlier how to minimize shipping costs of by purchasing a digital scale, skipping the post office, avoiding Stamps.com’s printable stamps, buying old stamps from eBay, and using free online tools. Here are six more ways to keep your … Continue reading

Posted in Personal Finance | Tagged , , , , , | 6 Comments

Have You Already Given Up?

The age-old list of New Year’s resolutions is common among most Americans. Eat less, learn more, play more, exercise more, and save more are fairly typical items on our lists. As you’ve probably witnessed though, most resolutions are left by … Continue reading

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Homeownership Myth: Why Not Everyone Should Be a Homeowner

Part of what has gotten the economy into such a mess is the belief that everyone should be a homeowner. Everyone from the government, to the mortgage brokers, to the banks, to the realtors and the homebuilders thinks that everyone … Continue reading

Posted in Housing, Personal Finance | Tagged , , , , | 14 Comments

Using Discount Programs to Save Money

Earlier today I had to buy a backpack. I had to buy a backpack because my high school aged son managed to break his current backpack. Now, I am not really sure how one breaks a backpack. Indeed, until today, … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , | 12 Comments

Trip to the 99-Cent Store

The first time I went to the 99-cent store was about four years ago. I went primarily out of curiosity, and I was pretty creeped out. I was mostly interested in looking at the food, and it seemed like everything … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 19 Comments

The Value of a Smile

When I was about twelve years old, I used to hang out at a bowling alley with about ten of the kids from my neighborhood. We played pinball and Space Invaders, which was the only stand alone video game in … Continue reading

Posted in Personal Finance, Relationships, Shopping | Tagged , , , , | 6 Comments

Stores: Machines Designed to Separate Me from My Money

I’m pretty frugal and don’t get my entertainment from hanging out in stores. Actually, I generally hate shopping except on the rare occasions when there is something I really want that I’m excited about. I can shop online for most … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , | 5 Comments

Adapting The Right Mindset To Land Your Dream Job

Do you love your job? Do you wish you did? Your mantra may be, “there’s a reason they call it work,” but you don’t have to trudge through your weekdays forever if you don’t want to. The first step to … Continue reading

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Trash the Budget and Get Happy

In 2008 you worried and logged every cent you made. You made out a budget and tried to stick to it. Every month you failed. Something came up and you overspent. It caused a great deal of tension and maybe … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 2 Comments

Week in Review Financial Reading

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