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Monthly Archives: December 2008
Stop Adjusting the Thermostat: Why I Don’t Turn Down The Heat at Night
I tend to be a bit bullheaded at times. Well, maybe more than a bit, but just because everyone else is doing something doesn’t mean it’s the best thing to do. This is my opinion from my own experience and … Continue reading
Posted in Housing, Personal Finance, Saving Money, Utilities
Tagged adjust thermostat, save money, thermostat, turn down thermostat, winter heating
48 Comments
Charge It! But Watch The Rewards
When I was in the 6th grade, Mrs. Nygren (my teacher, may she rest in peace) used to admonish the class that no one should ever buy anything on credit except for a house. She was adamant. If we could … Continue reading
Money Reading for the Weekend
Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Americans’ debt shrinks – 1st time ever Trickledown Downsizing Eight of the market’s sharpest thinkers: The future is … Continue reading
Don
There is a famous quote that says that money is the root of all evil. I think that statement is wrong. I think that the envy of money is the root of all evil. How can money be evil? Money … Continue reading
Posted in Housing, Personal Finance
Tagged envy, hard economic times, jealousy, money, patience, wealth
3 Comments
It’s Time to Get Your House Ready for Sale
I was chatting with a neighbor the other day and he mentioned that he is having the entry to his home renovated. I was surprised, since his home is relatively new and, I think, quite nice. He laughed and said … Continue reading
What Weight Management and Financial Management Have In Common
A neighbor recently confided that she had just paid off the last of her substantial debt. “I can’t tell you what a relief it is,” she said. “It’s like having my life back again. All that time I was living … Continue reading
Why I Force My Kids to Contribute to Birthday Party Gifts
Although my wife and I may not be the most social of couples, our kids more than make up for our willingness to miss parties. My kids have always been popular with their peers and, when they were younger, routinely … Continue reading
The Totally Free (or Nearly) Christmas
As the years have gone on, I’ve grown tired of the Christmas retail madness. We are a family of all grown ups so gift buying is almost impossible. Everyone tends to buy what they need and want throughout the year, … Continue reading
Utility Company Discounts Waiting for You
It has been unseasonably cold in Orlando for the past couple of weeks. Nights have dropped into the thirties and days have rarely made it past 75 degrees. While that may seem balmy to anyone living north of Florida, trust … Continue reading
Easy and Cheap Money Saving Recipes
I thought since the holidays are fast approaching that I would share a few, very easy recipes that are also cost effective. My favorite quick and easy cookie recipe is especially suited to letting the kids help. As a person … Continue reading
Wrap It Up and Stick a Bow on It!
About fifteen years ago, in mid-February, I walked into a drug store and saw a surprisingly large display of Christmas wrapping paper. Everything was marked down to ten cents per package – regardless of how much wrap was included in … Continue reading
Giving Back with a Few Clicks and Keystrokes
I spend a lot of time thinking about the holidays with thoughts about Christmas, cheap dates at Christmas (the holiday dates section), and the benefits of artificial Christmas trees among others. Whether you agree with my ideas or not, I … Continue reading
Money Reading for the Weekend
Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Koobface Virus: Facebook Virus Being Used to Steal Credit Card Numbers Predicting $25 a Barrel Oil Tax-free Capital … Continue reading
Saving Money in the Face of Type 2 Diabetes
My husband is on the verge of a life-changing diagnosis: type 2 diabetes. I’m proud to say that he is looking this impending diagnosis in the face and calling its bluff. Besides the symptoms is the sheer expense of diabetes: … Continue reading
Getting a Paycheck Doing Something You Love
The summer of 1987 was a great summer for me. I was between the junior and senior years of college and had decided that I could give up the retail job that I had held since age 16. Instead, I … Continue reading
Posted in Education, Making Money, Personal Finance, Work
Tagged college job, Essex Institute, guided tours, historic museum, history student, Salem, summer job, tour guide
5 Comments
10 Things I Hate About Money
Money is physically dirty 99.9% of all paper money is covered in germs and bacteria including E. coli and salmonella. Money isn’t just dirty because of the microorganisms; it’s also covered in bits of fecal matter and grains of cocaine. … Continue reading
Posted in Personal Finance, Relationships
Tagged dirty money, hate money, money, money excuses, money issues, money problems
5 Comments
Frivolous Massages and Contempt for Manicurists
I live in a suburb that has grown rapidly over the past decade. When we first moved here, there were two shopping areas within three miles of our home. Now there are at least eight. Where once there were trees, … Continue reading
Posted in Personal Finance
Tagged manicure, manicurists, pedicures, suburbs, therapeutic massage
18 Comments
Dave Ramsey Falters in a Crummy Economy
By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey’s financial advice. Since the economy has tanked, it seems like I’m seeing even more people joining the Dave bandwagon, looking for a way out of … Continue reading
The Power of Perspective
This year marked the 5 year anniversary of my Grandfather’s passing. When he died, it was like losing my father. In fact, he was the only father figure in my life for my first 8 years until my mother remarried. … Continue reading
Posted in Personal Finance, Relationships
Tagged air force, challenges, grandfather, Great Depression, greatest generation, hard times, perspective, WWII
1 Comment