Monthly Archives: December 2008

Stop Adjusting the Thermostat: Why I Don’t Turn Down The Heat at Night

I tend to be a bit bullheaded at times. Well, maybe more than a bit, but just because everyone else is doing something doesn’t mean it’s the best thing to do. This is my opinion from my own experience and … Continue reading

Posted in Housing, Personal Finance, Saving Money, Utilities | Tagged , , , , | 54 Comments

What Extra Money Can Do For You

Do you know that feeling when you’ve had something hanging over your head for a long time — and then it’s gone? My husband and I have been enjoying that feeling. We just paid off our vehicle loan. What a … Continue reading

Posted in Budgeting, Debt, Personal Finance | Tagged , , , , , , , , | 4 Comments

Charge It! But Watch The Rewards

When I was in the 6th grade, Mrs. Nygren (my teacher, may she rest in peace) used to admonish the class that no one should ever buy anything on credit except for a house. She was adamant. If we could … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Shopping | Tagged , , , , , , , | 7 Comments

Money Reading for the Weekend

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Americans’ debt shrinks – 1st time ever Trickledown Downsizing Eight of the market’s sharpest thinkers: The future is … Continue reading

Posted in Personal Finance | Tagged , , , , , | 1 Comment

Don

There is a famous quote that says that money is the root of all evil. I think that statement is wrong. I think that the envy of money is the root of all evil. How can money be evil? Money … Continue reading

Posted in Housing, Personal Finance | Tagged , , , , , | 3 Comments

It’s Time to Get Your House Ready for Sale

I was chatting with a neighbor the other day and he mentioned that he is having the entry to his home renovated. I was surprised, since his home is relatively new and, I think, quite nice. He laughed and said … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , , | 2 Comments

What Weight Management and Financial Management Have In Common

A neighbor recently confided that she had just paid off the last of her substantial debt. “I can’t tell you what a relief it is,” she said. “It’s like having my life back again. All that time I was living … Continue reading

Posted in Budgeting, Food / Groceries, Personal Finance | Tagged , , , , , , , , | 3 Comments

Why I Force My Kids to Contribute to Birthday Party Gifts

Although my wife and I may not be the most social of couples, our kids more than make up for our willingness to miss parties. My kids have always been popular with their peers and, when they were younger, routinely … Continue reading

Posted in Budgeting, Entertainment, Personal Finance, Relationships | Tagged , , , , , | 16 Comments

The Totally Free (or Nearly) Christmas

As the years have gone on, I’ve grown tired of the Christmas retail madness. We are a family of all grown ups so gift buying is almost impossible. Everyone tends to buy what they need and want throughout the year, … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , | 18 Comments

Utility Company Discounts Waiting for You

It has been unseasonably cold in Orlando for the past couple of weeks. Nights have dropped into the thirties and days have rarely made it past 75 degrees. While that may seem balmy to anyone living north of Florida, trust … Continue reading

Posted in Housing, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 6 Comments

Easy and Cheap Money Saving Recipes

Posted in Food / Groceries, Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , | 5 Comments

Wrap It Up and Stick a Bow on It!

About fifteen years ago, in mid-February, I walked into a drug store and saw a surprisingly large display of Christmas wrapping paper. Everything was marked down to ten cents per package – regardless of how much wrap was included in … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 14 Comments

Giving Back with a Few Clicks and Keystrokes

I spend a lot of time thinking about the holidays with thoughts about Christmas, cheap dates at Christmas (the holiday dates section), and the benefits of artificial Christmas trees among others. Whether you agree with my ideas or not, I … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships | Tagged , , , , , , , , , , | 7 Comments

Money Reading for the Weekend

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Koobface Virus: Facebook Virus Being Used to Steal Credit Card Numbers Predicting $25 a Barrel Oil Tax-free Capital … Continue reading

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Saving Money in the Face of Type 2 Diabetes

My husband is on the verge of a life-changing diagnosis: type 2 diabetes. I’m proud to say that he is looking this impending diagnosis in the face and calling its bluff. Besides the symptoms is the sheer expense of diabetes: … Continue reading

Posted in Food / Groceries, Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , | 4 Comments

Getting a Paycheck Doing Something You Love

The summer of 1987 was a great summer for me. I was between the junior and senior years of college and had decided that I could give up the retail job that I had held since age 16. Instead, I … Continue reading

Posted in Education, Making Money, Personal Finance, Work | Tagged , , , , , , , | 5 Comments

10 Things I Hate About Money

Money is physically dirty 99.9% of all paper money is covered in germs and bacteria including E. coli and salmonella. Money isn’t just dirty because of the microorganisms; it’s also covered in bits of fecal matter and grains of cocaine. … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , | 5 Comments

Frivolous Massages and Contempt for Manicurists

I live in a suburb that has grown rapidly over the past decade. When we first moved here, there were two shopping areas within three miles of our home. Now there are at least eight. Where once there were trees, … Continue reading

Posted in Personal Finance | Tagged , , , , | 18 Comments

Dave Ramsey Falters in a Crummy Economy

By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey’s financial advice. Since the economy has tanked, it seems like I’m seeing even more people joining the Dave bandwagon, looking for a way out of … Continue reading

Posted in Budgeting, Credit Cards, Debt, Investing, Personal Finance | Tagged , , , , , , , , , , , , | 47 Comments

The Power of Perspective

This year marked the 5 year anniversary of my Grandfather’s passing. When he died, it was like losing my father. In fact, he was the only father figure in my life for my first 8 years until my mother remarried. … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , , , , | 1 Comment