Monthly Archives: December 2008

Financial Regrets From This Past Year and What I’ll Do Differently In ’09

Although we are financially secure and tend to make wise decisions regarding our finances, we still screw up sometimes and do things that we later regret. We’re human. However, while we may have regrets I choose to look at them … Continue reading

Posted in Investing, Personal Finance, Relationships, Saving Money, Shopping, Taxes | Tagged , , , , , , , , , | 10 Comments

The Year In Review: What I Have Learned

As the old year draws to a close and a new year is about to dawn, I like to take a few moments to look back on the past year and to reflect on what went right and what went … Continue reading

Posted in Frugal, Personal Finance, Work | Tagged , , , , , , , , , | 19 Comments

The Frugal Garage

In my neighborhood, all of the houses have two car garages. What amazes me is how few people use their garages for their intended purpose. When I go out for a run, I see so many garage doors open and … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 18 Comments

9 Actions You Can Take to Survive the Airport

Sometimes it seems like a minor miracle if you can make it from the airport doors to your seat on the plane without being searched, patted down, waiting in an exorbitantly long line, having your gate changed, being charged a … Continue reading

Posted in Holidays, Personal Finance, Travel | Tagged , , , , , , , , | 5 Comments

Personal Finance Articles This Week

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: 2009: A year of Economic Hell Truck and SUV sales rising, hybrid sales fall as gas prices drop … Continue reading

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I Hate to Eat Out

Eating out used to be one of my favorite things to do. I loved to relax and be served great food with a minimum of effort on my part. This was before my husband and I implemented a budget, tracked … Continue reading

Posted in Budgeting, Food / Groceries, Personal Finance, Saving Money | Tagged , , , , | 15 Comments

How I Save Up to 75%: Online Shopping Strategies

Before the days of the Internet, I never really enjoyed shopping for the sake of shopping, especially after the open air “shopping centers” of my youth gave way to the enclosed, artificially lit “shopping malls” of my teenage and early … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 8 Comments

The Culture of Throwing Away Anything Not Perfect

Last week I was out walking my dog on trash day. As I was walking past my neighbor’s trash heap (I say heap because they always have more trash than will fit in the trash can and they just pile … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 12 Comments

The Financial Benefits of Giving up Alcohol

In my youth, I liked to live life well and, admittedly, to excess. My friends and I ate out often and we did not limit ourselves to salad and sparkling water. We enjoyed fine meals that we could not afford … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money | Tagged , , , , , | 6 Comments

Using Money to Break a Bad Habit: The Return of the Swear Jar

Lately I’ve noticed that I have become quite the potty mouth. I wasn’t always this way. In fact, I didn’t even learn any good swear words until I was in college and my roommate taught me all she knew. (Yes, … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , | 4 Comments

How to Save When There’s No Money Left

You would really love to put aside some savings for a rainy day, but that rainy day is now. It seems like every penny earned is spent before it hits the bank. Saving money is becoming harder for a lot … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , | 11 Comments

12 Mistakes of Christmas

Christmas is a wonderful time of year, but it can be stressful as well. Sometimes, people have expectations so high that they could never be met. Other times, it’s the little things that can pile up and just wear a … Continue reading

Posted in Holidays, Personal Finance, Relationships, Shopping | Tagged , , , , , , , , , | 6 Comments

Weekend Reading: This Week’s Personal Finance Stories

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: The Obama economic stimulus: Everybody gets to refinance their house at 4.5% Meet the family who live on … Continue reading

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Don’t Tell Me Your Money Problems

I work at home and see a lot of neighborhood moms as I go about my daily errands. The other day, I bumped into a woman I have known for several years because our sons have played on the same … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , | 18 Comments

Liquidation Sale Risks: Often Not the Deal They Appear to Be

One side effect of a down economy is that many retailers end up going bankrupt or closing unprofitable locations. They are then forced to liquidate their assets and have sales in order to clean out the stores. Very often, even … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 2 Comments

How to Lose Your Rent Deposit

My father and I own a duplex. As the landlords for our small piece of property, we have seen plenty of tenants come and go in our college town. Most have been great. A few were not. In our experience, … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 4 Comments

I Married a Laundry Heretic

My wife and I have a fair distribution of labor in our home. Among other things, I wash and fold the laundry, and my wife puts it all away. Part of the reason that we arrived at this model for … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Utilities | Tagged , , , , , , , , | 16 Comments

Frugal People Will Suffer Least

I recently finished reading Thomas Friedman’s Hot, Flat, and Crowded: Why We Need a Green Revolution and How It Can Empower America. It’s a very good book if you’re interested in the environment, but it’s also a good read if … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 13 Comments

Why Now is the Best Time to Shop

Conventional wisdom has long held that the best deals come close to the holidays. Another bit of conventional wisdom is that the best time to buy is when the economy is in recession and retailers need the money. These age … Continue reading

Posted in Holidays, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 4 Comments

The High Cost of Picture Day

My son had a basketball game yesterday. We had to arrive early because it was picture day, the most dreaded day of all youth sports seasons. Chaos reigned, as always, with teams delaying the photographers so that they could locate … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , , | 14 Comments