Monthly Archives: November 2008

Martha’s in the Trash Again

I grew up in a small town to the North of Boston, Massachusetts. When I was very young, it was the epitome of a quiet New England town with hundreds of years of history. My family lived next door to … Continue reading

Posted in Frugal, Making Money, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 7 Comments

Eleven Ways to Use Baking Soda Instead of Commercial Cleaners

Baking Soda is a versatile, environmentally friendly and inexpensive product that belongs not only with your baking ingredients but in a lot of places throughout your house. Baking soda – sodium bicarbonate if you are a chemist – is a … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , | 9 Comments

Share The Wealth?

We must understand the word, wealth. The dictionary defines the word, wealth, as the state of having plenty of money or possessions. Ok, what does plenty mean? An adequate or more than adequate amount. Would you say that you are … Continue reading

Posted in Holidays, Personal Finance, Relationships | Tagged , , , , | 5 Comments

Weekend Personal Finance Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: The Economy: Hundreds Line Up For Jobs At New In-N-Out GM failure: The shockwave Homeowner denial: My home … Continue reading

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What AC/DC can teach us about personal finance

AC/DC released their first album in 8 years on October 20th, 2008 and within a week, Black Ice hit number one on the Billboard Hard Rock chart. They have sold over 200 million albums worldwide. They were ranked number 4 … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , , , , , , , , , , | 3 Comments

Store Loyalty in a Down Economy

I am not brand loyal, save for a very few specific products that, through trial and error, I have determined that only one brand best suits my needs. Generally I could care less who makes something as long as the … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 6 Comments

No More Price Adjustments at Amazon.com

I’ve always enjoyed shopping at Amazon.com. Their prices have always been very competitive and the free shipping and no sales tax are excellent perks. The one negative about Amazon has always been that their prices fluctuate wildly, sometimes day to … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 15 Comments

Can Adult Education Help You Become Debt-Free?

John and Jane Doe desperately want to be debt-free. They’ve sliced and diced their credit cards and cut their expenses until they’re living on next to nothing but macaroni and mooched meals off relatives. They recycle and reuse. They never … Continue reading

Posted in Debt, Education, Making Money, Personal Finance, Work | Tagged , , , , , , | 7 Comments

Saving Money with Your Daily Paper

I try to read a lot of newspapers. I read the New York Times and several other papers online and I subscribe to the print versions of the Wall Street Journal, Financial Times and our local paper, The Orlando Sentinel. … Continue reading

Posted in Entertainment, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , | 5 Comments

Making Small Amounts of Money vs. Saving Big (or Small) Amounts

I recently spoke with a friend who is heading to Walt Disney World soon. She was so excited because she has managed to amass $1,200 in cash and Disney gift cards by participating in several “Get Paid To” (GPT) programs … Continue reading

Posted in Making Money, Personal Finance, Saving Money | Tagged , , , , , , | 14 Comments

Saving Money in Small Town USA

In my lifetime, I’ve had the pleasure of living in several different sized towns. I grew up 10 miles from the big city of Fresno, California. I’ve lived in several other big cities since then; Seattle, Los Angeles, Dallas and … Continue reading

Posted in Entertainment, Food / Groceries, Housing, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 14 Comments

The One-Month Spending Crash Diet

Last week, I outlined our plan to make November a spending crash diet. We have only $400 to pay for gas, groceries, entertainment, etc. — everything that isn’t a monthly recurring bill — for the entire month. By day four, … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , | 6 Comments

Greeting Cards are for Suckers!

Have you ever noticed that if you are going to feel guilty about a purchase, you will usually feel guilty about making the purchase? You know how it is. You wander into a store and see something that you really … Continue reading

Posted in Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , | 24 Comments

Declutter and Uncover Your Sanity

The other day I found myself considering the purchase of another filing cabinet. Yes, not quite a monumental decision, but one that takes careful consideration because my family lives in a 1000-square-foot home. Where will that filing cabinet take away … Continue reading

Posted in Personal Finance | Tagged , , | 5 Comments

Personal Finance and Money Weekend Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: People having trouble paying their utility bills In this economy, even sex doesn’t sell Food storage makes a … Continue reading

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Reusable Products Eliminate Disposable Money

Once upon a time, we did not have giant landfills full of refuse from all of our disposable conveniences. We relied on reusable items to fulfill our daily needs and we found ways to prolong the utility and longevity of … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 24 Comments

The Importance of Doing What You Know You Should

We talk a lot here at Saving Advice about the things you “should” do. Make a will and keep it updated, keep your financial affairs in order, plan for the succession/sale of any businesses you might own, get life insurance, … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Relationships, Work | Tagged , , , , | 8 Comments

How to Live on a Single Income

I know a lot of people who were asking if it’s possible to live on a single income before the proverbial excrement hit the rotary device, economically speaking. I imagine there are a great many people who are worried about … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping, Work | Tagged , , , , , , , , , , | 11 Comments

Think You’re Grandfathered In? Your Grandfather May Have Left The Building.

This week I’ve been getting calls from the satellite provider we use in our RV. They’re forcing me to “upgrade” my old package to their new, similar package. A couple of years ago I got a notice from them that … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 2 Comments

The One-Month Spending Crash Diet

Be careful what you read in blogs. You just may end up with a hair-brained idea like this one. My husband and I have declared November a no-spend month. Okay, so it’s not really a no spend month. It’s more … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 10 Comments