Be careful what you read in blogs. You just may end up with a hair-brained idea like this one.
My husband and I have declared November a no-spend month. Okay, so it’s not really a no spend month. It’s more like a month-long crash diet.
We have budgeted $400 for the month of November. That’s all we have to spend. This $400 has to cover everything that isn’t a monthly recurring bill.
What doesn’t count: utilities, student loan payment, monthly transfers into our emergency fund, 401k, and 529 plan. Baby formula is also exempt. The $400 must pay for everything else: food, gasoline, entertainment, clothes, parking, and anything else we would normally buy.