Monthly Archives: September 2008

Ten Money-Saving Reasons to Get Out of Bed Early

Most of us recall what Ben Franklin told us in his Almanack. “Early to bed and early to rise makes a man healthy, wealthy and wise.” In various forms, that proverb actually preceded Old Ben by about 300 years. The … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 16 Comments

Emergency Preparedness for the Budget Minded

I live in hurricane country and it’s the season for misery and anxiety for us. In the last couple of weeks, we’ve had two near misses with tropical systems. Others have had it far worse than us. When you live … Continue reading

Posted in Budgeting, Food / Groceries, Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 2 Comments

Throw Out The Budget

I find budgeting unreliable. Whatever method you use to budget, there is a good chance you are wasting your time, and possibly money. Just to be clear, when I say “budget,” I mean trying to predict how much you will … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , | 13 Comments

101 Inexpensive Dates That Aren’t Cheap

Planning an effective date is both an art and a science. It is a science because successful planning requires both an understanding of your partner and an understanding of where you are in your relationship. It is an art because … Continue reading

Posted in Frugal, Holidays, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , | 26 Comments

5 Rules for a Financially Blissful Marriage

If there’s anything designed to ruin a marriage, it’s money. Not only could tension be created by the amount coming in, but there could be different money styles – a hoarder vs. a spender. My husband and I, thankfully, have … Continue reading

Posted in Budgeting, Personal Finance, Relationships | Tagged , , , , | 5 Comments

You Can Be Too Frugal

Have you poured a half finished glass of orange juice back into the carton? Have you taken toilet paper down from your trees after being TP’d to use for its original purpose? I have heard of people doing just that. … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 7 Comments

Sitting on the Nest Egg

What I Know Among today’s financial headlines is the prediction that stocks will rise today because traders are optimistic about the Freddie and Fannie takeovers. The articles I read commonly noted this optimism, but none of them explained to me … Continue reading

Posted in Investing, Personal Finance | Tagged , , , , , | 2 Comments

28 Gift Ideas That Save Money For The Recipient

With the holidays approaching, it’s time to think about Christmas shopping. We always talk about ways to save money on gifts, from hitting the sales to drawing names out of a hat. That’s all well and good, but these strategies … Continue reading

Posted in Holidays, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 23 Comments

Start: Your Finances Won’t Get Better Until You Do

You know you need to pay attention to your finances and create some kind of spending plan. So why haven’t you started? Are you just waiting for the right software, book, or moment? Maybe you feel overwhelmed. The reasons for … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 5 Comments

To Your Health

My kids tell me I am an old man and my wife still thinks of me as a young man, so that can only mean that I have entered into middle age and there is no turning back. Middle age … Continue reading

Posted in Health, Personal Finance | Tagged , , , , , , | 4 Comments

11 Tips for Choosing Great Second-Hand Clothes

It all started after my mother graduated from college in 1979. With a teaching degree in hand, a student loan to pay off, and a family to support, she began shopping at thrift stores. We had fun those Saturday mornings, … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 9 Comments

Five Common and Expensive Car Buying Mistakes

By Jason Lancaster As a person who worked in car dealerships for nearly 10 years, I can tell you that a lot of people make expensive mistakes when buying a new or used car. Fortunately, these common mistakes are easy … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , | 4 Comments

What We Can Learn from the Kool-Aid Culture

Kool-Aid. A fruity sweet, thirst quenching, ambrosia for 6 year olds. We all remember it. It’s famous and served all over the world. Kool-Aid was invented in Hastings, Nebraska, as a liquid concentrate called Fruit Smack. In 1927, to save … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 5 Comments

Financial Lessons From Fantasy Football

Our personal finances mirror many things in life, and fantasy football is no exception. Wittingly or not, we apply many of the same tactics to succeed in both. At the risk of using way too many football analogies in one … Continue reading

Posted in Budgeting, Entertainment, Investing, Personal Finance | Tagged , , , , | Leave a comment

Four Reasons to Shop the Perimeter of the Grocery Store Last

I went grocery shopping today. I went to Publix, where I do all of my shopping. The store was well stocked. The produce was fresh. The employees were helpful and friendly. As I walked the aisles, I thought to myself, … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , | 8 Comments

Why the Rich Get Richer and the Poor Get Poorer

An investment in knowledge pays the best interest. – Benjamin Franklin The secret is a simple one: Education. I’m not talking about going to Harvard or some elite university. I’m not even talking about a Masters or a PhD degree. … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 11 Comments

The Four Keys to a Successful Financial Future

There are many things you can do to improve your finances. We talk a lot about the various ways to cut your spending and increase your savings, both big and small. All the options can be difficult to sort out. … Continue reading

Posted in Debt, Insurance, Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , | 6 Comments

How Soda & A Pack of Cigs Kept Me from Buying My Dream Truck

Ok, I admit it. I have a serious addiction. Two of them in fact. Everyday, I allow myself one soda and a pack of cigarettes. On Saturday, I have two sodas. My elixir of choice is Diet Mountain Dew. I’ve … Continue reading

Posted in Budgeting, Cars, Debt, Personal Finance, Saving Money | Tagged , , , , , , , , | 14 Comments

Fast Savings on Fast Food

Going out to eat can be an expensive endeavor and even though it’s generally cheaper to eat fast food, even that can get expensive if you are feeding more than one person. While it seems that the days of getting … Continue reading

Posted in Budgeting, Food / Groceries, Personal Finance, Saving Money | Tagged , , , , , , , , , | 2 Comments

16 Arguments You Can Take to Your Boss on Why You Should be Allowed to Telecommute

I have been fortunate. For most of my adult life, I have been able to telecommute to work. Indeed, from 2000 through 2007, I was able to hold a position as a corporate vice president at a 700+ employee company. … Continue reading

Posted in Personal Finance, Work | Tagged , , , , | 15 Comments