Are you left with more month than paycheck? Are you trying to stick to a budget, but can’t understand where all your discretionary income is going? Do you always end up searching the couch cushion and car seats for extra change to make everyday purchases?
My husband and I had all of these problems and more.
We are middle-aged newlyweds. When we got married a year and a half ago, we pooled everything together, including our finances. Fortunately, neither of us had a huge amount of debt, but we had debt nonetheless. About six months into the marriage, we went on a money diet.
We vowed to pay off our few debts and start saving for a house. But first, we had to learn where our money was go...