Comments on: Start: Your Finances Won’t Get Better Until You Do http://www.pfadvice.com/2008/09/15/start-finances/ Bridging the gap between saving money and investing Fri, 10 Feb 2012 02:42:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Gail http://www.pfadvice.com/2008/09/15/start-finances/comment-page-1/#comment-440851 Gail Sat, 20 Sep 2008 17:36:32 +0000 http://www.savingadvice.com/blog/?p=2585#comment-440851 I used to use Money and found when I quit, I had more time as I didn't have to keep double listing things; first checkbook then input into computer. I balance my checkbooks weekly via the bandk websites and then do bill paying and keeping track of things with pen and paper. One of the best things to do is set aside a particular day each week to do your financial stuff (best day is payday, second best is the day after) and get in the habit. Once I started getting SS I swapped days to Wednesdays as that is the day my SS check is deposited. So every Wednesday is bill paying day. And looking at what is ahead and coming up and transferring funds as needed so you have them on time so you don't have late bills. I suspect many people have no habit established for doing their bills. Just getting into that weekly habit will go a long way to helping them get on track financially. I used to use Money and found when I quit, I had more time as I didn’t have to keep double listing things; first checkbook then input into computer. I balance my checkbooks weekly via the bandk websites and then do bill paying and keeping track of things with pen and paper.

One of the best things to do is set aside a particular day each week to do your financial stuff (best day is payday, second best is the day after) and get in the habit. Once I started getting SS I swapped days to Wednesdays as that is the day my SS check is deposited. So every Wednesday is bill paying day. And looking at what is ahead and coming up and transferring funds as needed so you have them on time so you don’t have late bills.

I suspect many people have no habit established for doing their bills. Just getting into that weekly habit will go a long way to helping them get on track financially.

]]> By: VICTOR WESLEY-MANUEL http://www.pfadvice.com/2008/09/15/start-finances/comment-page-1/#comment-437478 VICTOR WESLEY-MANUEL Tue, 16 Sep 2008 15:41:27 +0000 http://www.savingadvice.com/blog/?p=2585#comment-437478 THIS IS JUST IT,BEEN LOOKING FOR A SITE LIKE THIS TO HELP ME THROUGH.AMY FONTINELLE MANY TANKS FOR CONNECTING ME TO THIS SITE. THIS IS JUST IT,BEEN LOOKING FOR A SITE LIKE THIS TO HELP ME THROUGH.AMY FONTINELLE MANY TANKS FOR CONNECTING ME TO THIS SITE.

]]> By: Dana http://www.pfadvice.com/2008/09/15/start-finances/comment-page-1/#comment-437096 Dana Tue, 16 Sep 2008 01:40:03 +0000 http://www.savingadvice.com/blog/?p=2585#comment-437096 I agree with A Marino comment and the article. When I use to do budget counseling with couples, they listed all the above excuses for why they couldn't manage their finances. I agree with A Marino comment and the article. When I use to do budget counseling with couples, they listed all the above excuses for why they couldn’t manage their finances.

]]> By: IVSPORT http://www.pfadvice.com/2008/09/15/start-finances/comment-page-1/#comment-436764 IVSPORT Mon, 15 Sep 2008 18:46:26 +0000 http://www.savingadvice.com/blog/?p=2585#comment-436764 If people spent as much time working on tracking finances as they do shopping for luxury items, this country would be in far-better shape. If people spent as much time working on tracking finances as they do shopping for luxury items, this country would be in far-better shape.

]]> By: A Marino http://www.pfadvice.com/2008/09/15/start-finances/comment-page-1/#comment-436660 A Marino Mon, 15 Sep 2008 16:15:06 +0000 http://www.savingadvice.com/blog/?p=2585#comment-436660 This article reminds me of the same reasons that people use to procrastinate, namely diets or exercising. The truth is that all you need to do is to get a sheet of paper, list your income and outgo. Pick up a small memo pad and track your expenses for a couple of months. List any debts that you want to pay off and make a scedule and pay-off date. Just paper and pen. Next, if you want to get a library loaner book; there are many out there to choose from. In the beginning, don't read too many. Try to stay with one and change later on when you know that you need to tweak you budget. You can buy just about any software to start with and stay with it so you will know what it is that you like or dislike about it. This article reminds me of the same reasons that people use to procrastinate, namely diets or exercising.

The truth is that all you need to do is to get a sheet of paper, list your income and outgo. Pick up a small memo pad and track your expenses for a couple of months. List any debts that you want to pay off and make a scedule and pay-off date. Just paper and pen.

Next, if you want to get a library loaner book; there are many out there to choose from. In the beginning, don’t read too many. Try to stay with one and change later on when you know that you need to tweak you budget.

You can buy just about any software to start with and stay with it so you will know what it is that you like or dislike about it.

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