Secondly, I have very mixed feelings about this. I’ve noticed that most of the time when I hear people saying that they can’t take it with them, or things along those lines, they’re not preparing for other things. Unfortunately, I’ve had a lot of family losses this year, one of whom was a very young single mother. And none of them had planned for their passing. It’s been a very emotionally hard time for all of us, but with the sheer number of losses this year, it’s also been extremely difficult financial time for the family(ies).

Although, I also agree that you should be able to enjoy the income you have, I also feel like people shouldn’t use it as an excuse to not plan for the future of their loved ones.

And Joan, I work for hospice, and I see what ME2 is referring to all the time. It is very sad. However, I also see people who become ill, and lose everything they have because they didn’t have sufficient savings. And now they and their family’s losses are multiplied, at the most difficult time of their lives. We just have to try to enjoy every day, focus on spending our hard earned dollars on what counts most, and prepare for whatever may come our way.

I really appreciated this article!