Monthly Archives: July 2008

Do You Really Save Money on Tax Free Weekends?

Now that back to school season is upon us, my state and many others are promoting their upcoming tax free weekends. These are the weekends where you can buy items from certain categories and escape the state and/or local sales … Continue reading

Posted in Education, Personal Finance, Shopping, Taxes | Tagged , , , , , | 2 Comments

The Finer Things In Life

Someone told me the other day that I should want to earn more money so that I could afford the “finer things” in life. I responded by saying that yes, more money would be nice (isn’t it always?), but that … Continue reading

Posted in Making Money, Personal Finance, Work | Tagged , , , , , | 22 Comments

The Latte Effect: When Financial Changes May Be a Little Late

It was recently announced in the news that Starbucks (SBUX) will be closing over 600 stores due to a phenomenon nicknamed “The Latte Effect.” This basically describes the actions people often take when economic times are tough and money is … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , , | 10 Comments

What The Atari 2600 Taught Me About Personal Finance

Last weekend I got a call from my mom. She was cleaning out her house and came across my old Atari 2600. She asked if I wanted it back. I said heck yeah and took off to retrieve it. I’d … Continue reading

Posted in Personal Finance, Relationships | Tagged , , , , | 10 Comments

Price Matching: How to Save Even More

It seems that many businesses and stores these days are willing to fight hard for your patronage. I’ve noticed a lot more stores lately that now offer price matching on equal items from a different store. You simply show the … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , | 2 Comments

Online Classified Scams: 10 Ways “They Could Never Happen To Me”

As soon as the words were out of my mouth, I saw an ad looking for an tutor for English as a Second Language. School-age boy, in town about a month, rate $50/hr. In less than four hours, I determined … Continue reading

Posted in Making Money, Work | Tagged , , , , , | 4 Comments

Weekend Money Story Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: Are We a Nation of Financial Illiterates? 411 Calls Reveal How People Are Saving Money Why does the … Continue reading

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The Best Time to Pay Bills

We still pay most of our bills manually, by which I mean we don’t have automatic payments set up. While I recognize the advantages of automatic bill pay (no postage, time saved in writing out checks, etc.), I actually enjoy … Continue reading

Posted in Personal Finance | Tagged , , | 18 Comments

15 Everyday Habits that Save Money

I recently visited the dentist and learned that I had a cavity that needed a filling. My insurance would only pay a portion of what the filling would cost, so I would need to fork out $70 out of my … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 17 Comments

What Tricks Help You to Keep from Spending Money?

The question to get your morning rolling today is, What tricks help you from spending money? I was talking with a friend who is super frugal except when it comes to traveling. It seems that he spends virtually all his … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , | 19 Comments

Are You Really Worse Off or Does It Just Seem That Way?

Like any good financial nerd, I spend a lot of time watching and reading the media’s coverage of the economy. Over the last few months the tone has gone from mildly concerned, through concerned, and on to full blown panic. … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 18 Comments

Is More a Better Deal?

The question to get your morning rolling today is, Is more a better deal? This is one of the questions that I truly struggle with on a daily basis. I will give a classic example. I was at a fast … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , | 7 Comments

God and Money: Prayer Won’t Fix People’s Finances

By M. Ellis, Special Guest Writer The other day a friend invited me to her church because she knows that I’m interested in finance and the minister was beginning a series on God and finance. I almost declined because the … Continue reading

Posted in Personal Finance | Tagged , , , , | 53 Comments

Should the Speed Limit Be Reduced to 55 mph Again?

Today’s question to get your morning rolling is, Should the speed limit be reduced to 55 mph again? I find quite curious is that with all the complaining about gas prices, nobody has been willing to come out and say … Continue reading

Posted in Cars, Personal Finance, X Files | Tagged , , , , | 14 Comments

Weekend Personal Finance Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: How to stop worrying and learn to love the bear Inspiration for wannabe entrepreneurs Top 10 Ways to … Continue reading

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Managing Subscription Costs

How many subscriptions do you pay for? Be sure to count not just magazines and newspapers but also services (warranties, computer virus protection, cell phone contract, ISP, etc.), memberships (gyms, fan clubs, business associations), and entertainment packages (Netflix, cable or … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , | 5 Comments

When Should You Give to Charity?

Today’s question to get your morning rolling is, Should you wait until you have a lot of money before giving to charity or should you give to charity even when you don’t have a lot? I have two good friends … Continue reading

Posted in Personal Finance | Tagged , , | 10 Comments

Scheduled Habits: 10 “Every Other” Savings

It’s no secret that changing your habits can lead to monetary savings. But in the rush to reduce the daily splurges like coffee and meals out, and the big ticket items like clothes and vacations, many of us overlook what … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 6 Comments

Should You Eat Food after the Expiration Date?

Today’s question to get your morning rolling is, Should you eat food after the expiration date? This is an argument that my wife and I often get into when the food in the refrigerator goes past the date marked on … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , | 25 Comments

Investing Hack: Why I bought $199 in Apple Stock Instead of a New Apple 3G iPhone

I’m a big fan of index funds because, quite frankly, I don’t know much about investing and I would rather spend my time doing other things than learning how to invest in individual companies. Warren Buffett agrees with me on … Continue reading

Posted in Investing, Personal Finance | Tagged , , , , , , , , , , , , | 21 Comments