A neighbor recently announced that she was getting serious about getting out of debt and saving for her family’s future. “Good for you,” I said and meant it, right up until she started detailing her plan for becoming more frugal.
“We need to start staying home more,” she said. “We waste too much money eating out, going to the movies and bars.”
“It’s an easy trap to fall into, but also an easy one to correct,” I said.
“Yes, but part of why we go out so much is because we don’t like being home. We don’t like our house and there’s nothing to do here.”
At this point I offered up some ideas for free/inexpe...