Monthly Archives: April 2008

Frugality: Normal or Extreme Behavior?

When many people today think of frugality they think of a life filled with deprivation and sacrifice. They think of people who are living on the fringe of society; people who make all their own clothes, eschew modern technology, aren’t … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 14 Comments

Personal Finance Isn’t Just About the Money

Personal finance isn’t about money. Well, it is about money in the sense that it’s not about music or biology or hockey, but it’s not only about money. Having strong personal finance skills usually does mean that you will have … Continue reading

Posted in Personal Finance | Tagged , , , , , , , | 11 Comments

Should Rising Gas Prices Make You Buy a New Car?

Unless you’ve been living under a rock, you know that gas prices are soaring sky high. As a result, many people are rushing out to trade in their older, larger, inefficient cars for newer smaller, more efficient models. But is … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , , , , | 11 Comments

Recycling Jeans: Things to do with Denim when it’s Dead

I love my blue jeans. They’re a pain to find and when I do, I pay top dollar for something that fits and isn’t too fashionable. I then wear them till they’re holding on by mere threads. I do get … Continue reading

Posted in Frugal, Saving Money | Tagged , , , , , , , , , | 14 Comments

Personal Finance Weekend Reading

Weekend reading is a round-up of personal finance reading that has caught our eye that may be of interest to you: Discussions From The Forums These are threads started this past week within the forums which have created quite a … Continue reading

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The Money Saving Aspects of Daylight Savings Time

I’m a huge fan of daylight savings time. I hate the long dark winters and get excited when we make the transition to longer days. But beyond my joy at more daylight, the transition to daylight savings time also saves … Continue reading

Posted in Holidays, Personal Finance | Tagged , , , , , , | 5 Comments

Why Not Do Both?

“Instead of using coupons, I buy things on sale” is a statement I hear often from people who think I waste my time clipping coupons. My response is, “Why not do both? If you use the coupons for things that … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , , | 13 Comments

5 Rules for Taking Advantage of a 0% Interest Rate Offer

“No interest and no payments for an entire year!” This statement can stop people in their tracks when shopping and often times is the deciding factor on a particular purchase. But this statement can be a dangerous one if you … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 8 Comments

Why Don’t More Faith Communities Emphasize Simple Living?

My church is part of a denomination whose doctrinal statement reads in part, “Nonconformity calls us to reject the world’s unrestrained materialism, its sensualism, and its self-centeredness. Rather we seek to express the values of God’s kingdom by a lifestyle … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , , , | 21 Comments

The Financial Challenge of Jury Duty

This week I got sucked into jury duty. The last time I did it I was very young and didn’t really care about giving up a whole day to sit in a courtroom for just a few dollars. Heck, at … Continue reading

Posted in Personal Finance | Tagged , , , | 18 Comments

Coupons Are Taxable – Why Do We Have To Pay Sales Tax on Them?

It seems everything is taxable — even coupons! I never questioned the small print on the coupons I use, at least not the part about the customer paying sales tax. (I don’t understand why a manufacturer can say a coupon … Continue reading

Posted in Personal Finance, Shopping, Taxes | Tagged , , , , , , | 13 Comments

Personal Finance Weekend Reading Roundup

Weekend reading is a round-up of personal finance reading that has caught our eye that may be of interest to you: Discussions From The Forums These are threads started this past week within the forums which have created quite a … Continue reading

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How to Opportunity Budget

When setting up and running a household budget, the most important thing is that it works for you and your household. There are many good systems and practices that people may recommend, but the ultimate test of such a system … Continue reading

Posted in Budgeting, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 7 Comments

When Staying In Becomes More Expensive Than Going Out

A neighbor recently announced that she was getting serious about getting out of debt and saving for her family’s future. “Good for you,” I said and meant it, right up until she started detailing her plan for becoming more frugal. … Continue reading

Posted in Budgeting, Housing, Personal Finance, Saving Money | Tagged , , , , , | 11 Comments

The Hidden Costs of Stay-At-Home Parenting

Anyone who is seriously considering stay-at-home parenting is likely to have done the math. Most potential stay-at-home parents know how much they will have to cut their expenses to live on less than two full salaries. They have considered the … Continue reading

Posted in Personal Finance, Work | Tagged , , , | 13 Comments

Don’t Monthly Payment Yourself to Death

Most people are probably painfully aware that gas prices have been rapidly increasing over the last couple of years (and especially months), thus also increasing the costs of any items needing to be delivered from anywhere, the most common being … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , , | 6 Comments

Is the Conversion to Digital TV an Economic Stimulus Package in Disguise?

Even though I don’t watch a lot of television I, like everyone else, have had to look into converting my TV to digital so I can continue to receive my local networks after February 2009. While I don’t watch much, … Continue reading

Posted in Personal Finance | Tagged , , , , | 12 Comments

Save Money on Fuel Resource

I recently discovered a new website that has a wealth of information about saving money on fuel. I’m pretty sure the website itself isn’t new, but it’s new to me and it might be new to you too. The website … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , | 2 Comments

Personal Finance Weekend Reading

Weekend reading is a round-up of personal finance reading that has caught our eye that may be of interest to you: Blog Contest Winners Each month we run a fun blog contest among the savingadvice member bloggers. These are the … Continue reading

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Grocery Bags Should Be Free!

The boxes were gone. My three-year-old was crestfallen. He had looked forward to his regular job of returning the plastic bags from last week’s grocery shopping trip to the recycling boxes just inside the store. But the boxes are no … Continue reading

Posted in Food / Groceries, Saving Money, Shopping | Tagged , , , , , | 41 Comments