Monthly Archives: March 2008

Frugal and Friendless?

I’m not a social butterfly by any means. Never have been; it’s just not in my makeup. I have a very small circle of good friends (like maybe four) that I’ve known most of my adult life and that’s about … Continue reading

Posted in Entertainment, Frugal, Personal Finance, Relationships | Tagged , , | 5 Comments

Seven Ways to Teach Your Children Generosity

During the last Christmas season, Disney’s Club Penguin website allowed children who played its online games to donate their virtual earnings to help the environment, improve children’s health, or assist children in developing countries. Though players could use the coins … Continue reading

Posted in Education, Personal Finance, Relationships | Tagged , , , , | 10 Comments

I stopped, I looked, I wanted – Fighting the Impulse to Blindly Consume

I’m usually very good at shopping with a list, knowing exactly what I’m going to a store to get, and coming out with only those items. But every now and then, like this weekend, I’m assaulted by the “I want … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , | 13 Comments

Why I Use Credit Cards More and More (and What Would Make Me Return to Cash)

What I am about to say may be shocking to some in financially responsible circles: I use my credit cards more and more each year. Now, to make a disclaimer, I have never been tempted to rack up credit card … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping, X Files | Tagged , , , , , , | 34 Comments

10 Reasons Why I Love Our Credit Union

Since I landed my first job at age 15, I have been with the same bank. It is a credit union open only to residents of Washington State and I love the perks it gives us. When my husband and … Continue reading

Posted in Personal Finance, Saving Money, X Files | Tagged , , , , , , | 14 Comments

Financial Lessons Learned at the Bridal Show

This past weekend I went to the annual bridal expo with a friend who is getting married soon. As my wedding was many years ago, I was astounded to see how far the bridal industry has come. Or maybe I … Continue reading

Posted in Personal Finance | Tagged , , , , , , | 17 Comments

Why Friday is the Most Expensive Day of the Week

The most expensive day of your week completely depends on your individual circumstances and spending habits, but I think for a lot of people, that day is Friday. There are many different factors that can influence why your spending would … Continue reading

Posted in Budgeting, Entertainment, Food / Groceries, Personal Finance, Shopping | Tagged , , , | 6 Comments

Ten Inexpensive Ways to Promote Your Small Business

Big companies pay big bucks for advertising because they know it works. If you have a small business — whether a hobby business that earns you a little mad money or a full-fledged company that employs several people — you … Continue reading

Posted in Saving Money, Work | Tagged , , , , , | 4 Comments

What Football Can Teach Us About Finances

The football season is over now, and while that makes my husband very sad, it actually makes me pretty happy since I don’t particularly enjoy football. While I can’t get too interested in watching the game itself, I know there … Continue reading

Posted in Personal Finance | Tagged , , , , , | 3 Comments

Finding the Best Saving Opportunities in Changing Circumstances

One thing saving has in common with the rest of life is that opportunities are always changing. Economic conditions, companies’ offers and policies, tax laws, and personal financial situations are not static. As a result, the best ways to save … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 1 Comment

Security on a Budget — 24 Common Sense Reminders

We all want to be safe and secure, but spending big money on a high tech security system may not be necessary. In most cases, simply applying some common sense will do the job. For most people, reasonable security can … Continue reading

Posted in Housing, Personal Finance, Saving Money | Tagged , , , | 8 Comments

How do you start fixing your financial problems?

If you’re on this site, you’re at least going the right direction. If you’ve gone to the library to check out some books, if you’re searching through some weblogs, if you’re talking to your best friends about money instead of … Continue reading

Posted in X Files | Tagged | 4 Comments

Getting People to Care About Personal Finance

There seems to be a disconnect between those who read personal finance blogs, magazines, and websites like and those who need to read them. Most people who read about personal finance already care about their finances. But the people … Continue reading

Posted in Personal Finance | Tagged , , , | 10 Comments