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	<title>Comments on: 21 Days to a Negative Money Habit</title>
	<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/</link>
	<description>Bridging the gap between saving money and investing</description>
	<pubDate>Sat, 17 May 2008 09:22:42 +0000</pubDate>
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		<title>By: The Financial Blogger &#124; Financial Ramblings</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-281958</link>
		<dc:creator>The Financial Blogger &#124; Financial Ramblings</dc:creator>
		<pubDate>Sat, 12 Apr 2008 10:36:01 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-281958</guid>
		<description>[...] 21 Days To A Negative Money Habit by Saving [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] 21 Days To A Negative Money Habit by Saving [&#8230;]</p>
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		<title>By: Frugal Babe &#187; Archive &#187; Carnival of Personal Finance #147</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-278488</link>
		<dc:creator>Frugal Babe &#187; Archive &#187; Carnival of Personal Finance #147</dc:creator>
		<pubDate>Mon, 07 Apr 2008 17:13:51 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-278488</guid>
		<description>[...] Advice has an article about how easy it is to get into bad money habits.  A good reminder to stay on [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Advice has an article about how easy it is to get into bad money habits.  A good reminder to stay on [&#8230;]</p>
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		<title>By: Carnival of Personal Finance #147: Q1 Financial Advice Edition &#124; Personal Finance Blog by Money Ning</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-278435</link>
		<dc:creator>Carnival of Personal Finance #147: Q1 Financial Advice Edition &#124; Personal Finance Blog by Money Ning</dc:creator>
		<pubDate>Mon, 07 Apr 2008 14:56:55 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-278435</guid>
		<description>[...] Derrick from Saving Advice Blog presents 21 Days to a Negative Money Habit, and says, &#8220;It usually takes 21 days to form a habit - they can be both good or [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Derrick from Saving Advice Blog presents 21 Days to a Negative Money Habit, and says, &#8220;It usually takes 21 days to form a habit - they can be both good or [&#8230;]</p>
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		<title>By: Mia</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-275777</link>
		<dc:creator>Mia</dc:creator>
		<pubDate>Wed, 02 Apr 2008 14:49:18 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-275777</guid>
		<description>There's only so much you can do to always abide with no 20. If you work a full-time job, have kids, and commute - there is simply not enough time in the day for you to also be your own maid, cook, repair person, taylor, seamstress, computer fixer, carpet cleaner, and who knows what else, as needs arise. It is of course great to try to do as many of those on your own but there are limits to this approach. It is annoying to see so many articles bent towards unrealistic, preachy advice that just conveniently ignore the realities and circumstances of everyday life. How about some balance?</description>
		<content:encoded><![CDATA[<p>There&#8217;s only so much you can do to always abide with no 20. If you work a full-time job, have kids, and commute - there is simply not enough time in the day for you to also be your own maid, cook, repair person, taylor, seamstress, computer fixer, carpet cleaner, and who knows what else, as needs arise. It is of course great to try to do as many of those on your own but there are limits to this approach. It is annoying to see so many articles bent towards unrealistic, preachy advice that just conveniently ignore the realities and circumstances of everyday life. How about some balance?</p>
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		<title>By: &#187; I&#8217;m in San Francisco for a Few Days, So Read These Blogs on Consumerism Commentary: A Personal Finance Blog</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-274287</link>
		<dc:creator>&#187; I&#8217;m in San Francisco for a Few Days, So Read These Blogs on Consumerism Commentary: A Personal Finance Blog</dc:creator>
		<pubDate>Mon, 31 Mar 2008 04:52:46 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-274287</guid>
		<description>[...] 21 Days to a Negative Money Habit. Here&#8217;s a list of 21 different bad financial choices. Don&#8217;t fall into these traps. [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] 21 Days to a Negative Money Habit. Here&#8217;s a list of 21 different bad financial choices. Don&#8217;t fall into these traps. [&#8230;]</p>
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		<title>By: Miranda</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-273164</link>
		<dc:creator>Miranda</dc:creator>
		<pubDate>Fri, 28 Mar 2008 22:06:46 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-273164</guid>
		<description>Great post! The first one really jumped out at me because with my family's hectic schedule it is so easy to just eat out or get take out.

I was also really struck by those having to do with retirement. After all, sacrificing a little now means that you are more likely to enjoy your quality of life later.</description>
		<content:encoded><![CDATA[<p>Great post! The first one really jumped out at me because with my family&#8217;s hectic schedule it is so easy to just eat out or get take out.</p>
<p>I was also really struck by those having to do with retirement. After all, sacrificing a little now means that you are more likely to enjoy your quality of life later.</p>
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		<title>By: kleanchap</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-273066</link>
		<dc:creator>kleanchap</dc:creator>
		<pubDate>Fri, 28 Mar 2008 16:49:41 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-273066</guid>
		<description>Great article!  Few gems here and there.  Love them!

Thank you for posting them.</description>
		<content:encoded><![CDATA[<p>Great article!  Few gems here and there.  Love them!</p>
<p>Thank you for posting them.</p>
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		<title>By: 21 Days to a Negative Money Habit &#124; Fundublog Loans</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-273013</link>
		<dc:creator>21 Days to a Negative Money Habit &#124; Fundublog Loans</dc:creator>
		<pubDate>Fri, 28 Mar 2008 15:10:57 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-273013</guid>
		<description>[...] as little as twenty-one days for you to fall into bad money habits that can ruin your nest egg. Read more Courtesy: [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] as little as twenty-one days for you to fall into bad money habits that can ruin your nest egg. Read more Courtesy: [&#8230;]</p>
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		<title>By: Alex</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-272985</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Fri, 28 Mar 2008 13:55:05 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-272985</guid>
		<description>Excellent article and one to be printed and re-read regularly.</description>
		<content:encoded><![CDATA[<p>Excellent article and one to be printed and re-read regularly.</p>
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		<title>By: LuxLivingFrugalis</title>
		<link>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-272619</link>
		<dc:creator>LuxLivingFrugalis</dc:creator>
		<pubDate>Thu, 27 Mar 2008 15:52:59 +0000</pubDate>
		<guid>http://www.pfadvice.com/2008/03/27/21-days-to-a-negative-money-habit/#comment-272619</guid>
		<description>Lot's of good "don'ts" here!  :D</description>
		<content:encoded><![CDATA[<p>Lot&#8217;s of good &#8220;don&#8217;ts&#8221; here!  <img src='http://www.pfadvice.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':D' class='wp-smiley' /></p>
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