21 Days to Positive Money Habits

March calendar

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your finances. If you are having trouble getting motivated to create a better financial life, a dedicated effort over just twenty-one days can create better money management habits.

Of course, it’s not a miracle cure. If you’re in deep financial trouble you certainly won’t be able to solve all your problems or pay all your debt in twenty-one days. That’s not the point. What


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6 Responses to 21 Days to Positive Money Habits

  1. Gina says:

    i really liked this article.
    in th past i would control spending by only spending on saturdays then leaving my check book, cash and purse at home. during the week, i do work 10 minutes from work in case of an emergency

    also i love the part of writing down your assests and what you owe, it is like putting together a financial report card. Then you are better able to see the places that you need to improve and to make your yearly financal goals

    plus the always learning more is a big one for me, Where should i look for these articles to read daily? i have started with the money magazine, now this website is ther more options that are free?

    anyways loved the article

  2. Meghan says:

    The library is a great free place to go get free advice…look up some of Dave Ramsey’s and David Bach’s books. They have great tips/advice

  3. Minimum Wage says:

    Dunno what good getting another copy of my credit report would do when I cannot resolve my credit problems on a minimum wage income.

    Dunno how to start contributing to my retirement wither.

  4. Pingback: 21 Days to a Negative Money Habit - SavingAdvice.com Blog

  5. xinecho says:

    i want to know that if the account for retirement and emergencies should be put separately.

  6. pfadvice says:

    A retirement account and an emergency account are separate – they should not be the same.

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