Monthly Archives: March 2008

It’s Impossible to “Get Rich Quick”

You’ve seen them advertised, you had friends participate in them and maybe even you’ve been sucked in yourself: Get Rich Quick Schemes. If you buy this book about how to invest in real estate, you’ll be rich! If you join … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , | 13 Comments

Top Dollar Store Finds

For a store where everything’s a dollar, I’m surprised I don’t shop there more often. I guess I’m a creature of habit so I’m more likely to go to a store that I know will have a particular item in … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 8 Comments

Want to Save Money? Stay Home!

I find that usually the weekends are the only time I have to do any sort of shopping, whether it be for groceries, clothes, stuff for the house, or pretty much anything we need (or sometimes don’t need). But the … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 6 Comments

Care Packages: Thanks that Costs Less

I got a letter today from a soldier in Bagdad. She’s bored. She ranted about the perpetuality of her job, and the things she “always” does, and my first instinct is to send her another package. She suggested we send … Continue reading

Posted in Relationships, Shopping | Tagged , , , | 18 Comments

21 Days to a Negative Money Habit

A couple of weeks ago, I wrote about how you could create positive new money habits in just twenty-one days. Now for the flip side of that article. I want to show you how easy it is to fall into … Continue reading

Posted in Personal Finance | Tagged , , , , , | 11 Comments

Leaving the Sale Behind

I am a sucker for sales. I’m the kind of person that will buy something that is deeply discounted even though I don’t really need it. I’ve come to realize that no matter how good of a deal it is, … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 3 Comments

Gas and 9/10 Cent: What Difference Does It Make?

My husband and I often remember prices differently: I think it was $5; he thinks it was $4. Turns out it was $4.99. The difference is how we view the cost — I automatically round up in my mind: $0.89 … Continue reading

Posted in X Files | Tagged , , , , | 12 Comments

March Madness is Saving Me Money

I confess. I am a basketball junkie and I go mad in March with the other basketball crazies. It’s the one time of year where I drag out the old TV and actually plonk myself down in front of it. … Continue reading

Posted in Saving Money | Tagged , , , , | 2 Comments

How We Actually Avoided Turning on our Heat This Past Winter

In October, I wrote an article entitled “25 Ways to Avoid Turning on Your Heat This Winter.” I included some helpful advice and some silly ones just for laughs. Well, springtime is here and I can say that we actually … Continue reading

Posted in Personal Finance, Saving Money, Utilities | Tagged , , , | 9 Comments

Five Tried and True Financial Fundamentals

When my interest in personal finance began to grow, I began to seek out knowledge from sources such as books, the Internet and personal advice, as well as various other sources. But if you’ve ever read more than one finance … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , | 10 Comments

Taking Extreme Measures to Avoid Overwhelming Temptation To Spend

Every saver knows the internal struggle with the “gimmie monster.” By sticking to our chosen saving strategies, most of us can win most of our bouts with him. But sometimes, the monster wins out too often. For some of us, … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , | 1 Comment

Every Financial Decision You Make is a Deal or No Deal Question

I’ve personally never seen this game show, but recently I saw a parody of it that was done at my church when they were talking about finances. It was actually very interesting how they laid it out and made the … Continue reading

Posted in Personal Finance | Tagged , , , , | 8 Comments

The Politics of Frugality?

Since when did choosing to live a frugal life become a political issue? I don’t make a huge deal about my frugal lifestyle, but when it “shows” in public, more and more people are feeling perfectly free to slap some … Continue reading

Posted in Frugal, Personal Finance | Tagged , | 14 Comments

Is It Worth My Time to Pick Up a Penny?

“If Bill Gates saw $100 lying on the ground, it wouldn’t be worth his time to pick it up,” a friend told me once. She reasoned that he would make more during that time by doing something else. At an … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , | 17 Comments

21 Days to Positive Money Habits

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , | 6 Comments

Can You Ever Really Be Financially “Ready” to Have a Baby?

The most common question my husband and I have been asked since we got married a couple of years ago is “When are you guys going to have kids?” Each time, we give the same answer — that were not … Continue reading

Posted in Budgeting, Personal Finance, Saving Money | Tagged , , , , , | 30 Comments

Higher Prices Don’t Always Mean More Enjoyment

Trent Hamm at the Simple Dollar wrote a post in January about enjoying the free things in life. On a flight home, he found himself looking forward to taking a hot shower and spending time with his family. Once he … Continue reading

Posted in Entertainment, Personal Finance | Tagged , , , , | 3 Comments

The Value of an Hour

Posted in Education | Tagged , , , | 8 Comments

St. Patrick’s Day and Money

With any luck, St. Patrick’s Day will bring full bellies and full beer mugs. While there are Irish tunes, blessings, drinks, and colors splashed about our dining rooms and bars, there are also fun stories, legends and myths to share … Continue reading

Posted in Holidays | Tagged , , , , , , , , | 1 Comment

Financially Secure People Eat Leftovers

This weekend I was reading “You’re Broke Because You Want to Be: How to Stop Getting By and Start Getting Ahead” by Larry Winget. (A pretty good read, by the way. The advice is nothing groundbreaking, but his straight talk … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 48 Comments