Music has a profound effect on many people. A specific song can trigger long-forgotten memories and emotions or can inspire someone to make a life change — maybe proposing marriage, following a dream, entering rehab, or expressing appreciation to parents. Music is a creative way to express the thoughts and emotions dearest to our hearts.
Strangely, for all the time most of us spend thinking about money, earning money, and spending money, very few songs outside the rap/hip-hop genre talk specifically about money. Those that do talk mostly about acquiring money or spending it; I can’t think of a single song that talks about saving it. Nevertheless, it’s possible to put together a playlist of songs that can inspire you to save. Here are some retro pop songs that can make you want to put some cash in your bank account:
“I Wanna Be Rich” by Calloway: Though the unabashed message of greed in this song is a bit too much, it does get to the point. If you, too, “want money, lots and lots of money,” the most certain way to get it is to save and invest. Very few of us win the lottery. If this song sticks in your head and drives you crazy, try any version of “for the same message.
“Money for Nothing” by Dire Straits: If you’re old enough to remember this song and you haven’t yet played the guitar on MTV, it’s highly unlikely you ever will. Jobs that provide “money for nothing” are rare, so the best way to earn money with little work is to invest. To do that, most of us first have to earn some money to save.
“She Works Hard for Her Money” by Donna Summer: If you work hard for your money, why should you waste it? Make wise purchases and save the rest. (If you don’t like this song, “9 to 5″ by Dolly Parton will give you the same idea.)
“Don’t Worry, Be Happy” by Bobby McFerrin: When “the landlord say your rent is late, he may have to litigate,” you know you’re in trouble. If you’ve saved ahead of time, you won’t have to worry; you can be happy to know you have enough to pay your rent in a pinch.
“I Will Survive” by Gloria Gaynor: You may say this song has nothing to do with money, but it can serve as a reminder that saving can help you survive when disaster strikes — whether you’re abandoned by someone you love, find yourself unexpectedly out of work, or need to find a new place to live.
“Scenes from an Italian Restaurant” by Billy Joel: Brenda and Eddie (“the king and queen of the prom”), like many couples, “started to fight when the money got tight.” Of course, too much money can cause problems in a relationship, as well, but if Brenda and Eddie had saved a bit more of their money at the beginning of their marriage, they might have avoided getting a divorce and becoming the topic of their old classmates’ discussion at the Italian restaurant.
“Two Princes” by the Spin Doctors: If the prince who loves the girl, despite having “no future or family tree,” saves the money he earns, he can offer her as much security as the prince who “has diamonds in his pockets.” Of course, his love is already a stronger argument than money for her to marry him, and the song would be pointless if he had money, too, but how could she say no to love and money in the bank?
“Puttin’ on the Ritz” by Taco: Taco points out how much fun you can have pretending you have money when you don’t, but it can be just as much fun pretending you don’t have money when you do. When you have money in the bank that no one knows about, it’s like having a buried treasure. Plus, you’re in a better position to bargain to buy something if the seller thinks you don’t have much to spend. On the other hand, if you really want to show off your wealth, you still have to save up to be able to afford to be “dressed up like a million dollar trouper.”
Few of these songs are specifically about money, but they are about the deeper desires/motives that make us save. If greed, fear of hard times, or dreams of a higher standard of living is what drives you to put away money for the future, someone else has already expressed these ideas in a way that will have you tapping your toes and singing along. Let their words and tunes help you stay on the road to financial security.
Image courtesy of drp