Monthly Archives: February 2008

10 Great Places To Find Coupons

The other day someone mentioned to my husband something about the fact that I always find the best deals and I always have a coupon for something. That’s actually a pretty true statement. I can sniff out a coupon a … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , | 10 Comments

Financial Soreness and Why It’s Good For You

Just recently my husband and I have decided to tighten up our spending a little more than we have been doing in the past. We currently have an amount budgeted for extra spending (entertainment, fun things, clothes, etc.) and in … Continue reading

Posted in Health, Personal Finance, Saving Money | Tagged , , | 1 Comment

Sometimes, It Doesn’t Pay to Save

“Act now, and you may be able to pay less than you owe!” proclaims an ad for debt consolidation services. I’m all for paying off debts, but I was offended. Why should some people be allowed to pay less than … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , | 12 Comments

How Your Budget Can Help Your Memory

Do you ever find that it is difficult to remember things? A weak memory is often hard to fix, but there are some things you can do to help yourself remember things. I’ve actually found that having a budget helps … Continue reading

Posted in Budgeting, Personal Finance | Tagged , , , , , | 5 Comments

Is Your Career Hurting Your Earning Potential?

I have always assumed that if your career/job pays you decent money that you should have no trouble getting ahead financially as long as you’re responsible with money. But recently an old friend who works in a high powered, high … Continue reading

Posted in Personal Finance, Work | Tagged , , , , , | 7 Comments

23 Disadvantages of Self-Employment

Countless employees dream of leaving behind a demanding boss, working from home, and earning a limitless income. Self-employment, however, is not the same as a life of leisure. As was already pointed out a few months ago, much of the … Continue reading

Posted in Work | Tagged , , , , | 19 Comments

Turning Finances into Financial Fun

Most people don’t associate personal finance with fun and it’s hard to blame them. There’s a lot of doom and gloom, especially these days. Writing out a budget seriously stinks. Really, who wants to find out they can’t afford the … Continue reading

Posted in Personal Finance | Tagged , , , | 3 Comments

10 Ways to Save Money when Eating Out

When saving money, meals in restaurants are rightfully one of the first expenses to be cut, but if you hate to cook as much as I do, budgeting for a meal or two out each week may save enough of … Continue reading

Posted in Food / Groceries, Saving Money | Tagged , , , , , , | 9 Comments

How Trashing My TV Resulted in $16,000 a Year

Two years ago, I made the decision to pull the plug on my satellite subscription. I did it because I felt like a lot of my time was being squandered on worthless entertainment and I didn’t have the ability to … Continue reading

Posted in Entertainment, Personal Finance, Saving Money | Tagged , , , | 8 Comments

How To Get Magazines For Free

I love to read and will read just about anything. Needless to say, before I turned frugal I spent a lot of money on books and magazines. I solved the book problem by frequenting my local library. Magazines were a … Continue reading

Posted in Saving Money | Tagged , , , , , | 12 Comments

Should You Take One For The Team?

“Falling housing market.” “Possible recession.” “Troubled economy.” These phrases have been buzzing around lately in the media. Real estate prices were going up and many people decided to buy more house than they could afford with unconventional mortgage terms. Now … Continue reading

Posted in Personal Finance, Taxes | Tagged , , , | 5 Comments

Get Out Your Magnifying Glass, Read the Fine Print and Save Money

You can save a lot of money just by reading the fine print that retailers post on their websites and in their store polices. I’m embarrassed to admit that, as careful as I am with money, I didn’t really tune … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | Leave a comment

95 Things I’ve Been Paid to Do

Posted in Personal Finance, Work | Tagged , , , | 3 Comments

How’s the Economy? The Scrap Heap Indicator

I don’t need the media or the government to tell me that the economy is heading south. I have a foolproof barometer of economic health in my own town. It’s called the scrap heap, aka, the metal recycler. For about … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 5 Comments

Financial Crisis: What Do You Say?

For all that I supposedly know about money and personal finance, I learned this week that there is one thing that I still don’t know. I don’t know what to say to someone whose life is in crisis due to … Continue reading

Posted in Debt, Personal Finance | Tagged , , , , , | 23 Comments

How Living an Uncluttered Life Can Cost You

Mmm.. Organizational shows: watch and drool. Suddenly you find yourself grasped by the impulse to tidy your tiny world. Most of us realize that a a cluttered life can cost us money, but how can an uncluttered home put a … Continue reading

Posted in Personal Finance | Tagged , , , | 16 Comments

How to Celebrate while Staying Within Budget

My husband and I recently celebrated our 2 year anniversary at the end of January. As it happened, it coincided with the aftermath of a bit too much spending at Christmas time — the dreaded credit card bills. Granted we … Continue reading

Posted in Entertainment, Frugal, Holidays, Personal Finance, Saving Money | Tagged , , , , , , | 2 Comments

Just Call Me Unpatriotic

If you haven’t heard, the government is devising an “economic stimulus package” to jump start the economy. While the details aren’t yet final, it appears that the majority of American workers and retirees will be getting some rebate money from … Continue reading

Posted in Taxes | Tagged , , , , , | 8 Comments

Nine Money Books for Children

Children live in a very self-centered world as they focus on learning about themselves and how the world works according to them. As they go along, learning how to mimic parents and other adults, observing behaviors through cause and effect, … Continue reading

Posted in Personal Finance | Tagged , , , , | 4 Comments

Retro Pop Music to Inspire You to Save

Music has a profound effect on many people. A specific song can trigger long-forgotten memories and emotions or can inspire someone to make a life change — maybe proposing marriage, following a dream, entering rehab, or expressing appreciation to parents. … Continue reading

Posted in Entertainment, Saving Money | Tagged , , , , , , | 2 Comments