Monthly Archives: January 2008

Are Friendships and Family Relationships Taxable?

Before money existed, people exchanged goods and services through bartering. Even after money became the logical solution to the problem of finding someone who could offer what you wanted and wanted what you had to offer, bartering remained a viable … Continue reading

Posted in Personal Finance, Relationships, Taxes | Tagged , , , , , | 5 Comments

Sometimes, All You Have to Do is Ask to Save Money

By Jennifer Derrick I recently returned from two weeks of traveling for both business and pleasure. As I was setting up the components of the trip (hotels, rental cars, etc.) I was disappointed to discover that there were virtually no … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , , , | 4 Comments

13 Ways Women Can Avoid Emotional Spending

I recently came across an article on The Simple Dollar website entitled “Dealing With A Bad Day Without Spending Money.” The author, Trent Hamm, listed 6 things that help him to chill out after a bad day and don’t cost … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , | 7 Comments

Twelve Ways to Save Money on a Cruise

I’ve been researching prices for a cruise later this year and I am astounded to see how much prices have risen since we cruised last year. After speaking with some travel agents, I’ve learned that this is largely due to … Continue reading

Posted in Holidays, Personal Finance, Saving Money | Tagged , , , , | 7 Comments

Learning Valuable Lessons By Being Scammed

I would be willing to bet that most of the people who read these blogs are pretty financial savvy — or at least are trying to be. But everyone once in a while people can get duped into spending money … Continue reading

Posted in Making Money | Tagged , , , , | 4 Comments

The Real Reason People Save Money

This morning it was 2 degrees outside when I woke up. When it’s that cold outside, most people tend to want a hot cup of coffee or hot chocolate to warm them up. However, I made myself an iced latte … Continue reading

Posted in Personal Finance, Saving Money | Tagged , , , | 8 Comments

Frugal By Necessity or Frugal By Choice

When I volunteered to send greeting cards to members of the congregation as part of our church’s “encouragement team,” the team leader told me that the church could stamp the envelopes if it was a financial hardship for my family. … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , | 11 Comments

How to Take the Bulk Out of Warehouse Club Purchases

If you have a lot of storage space, warehouse clubs, such as BJ’s, Costco, and Sam’s Club, can help you save some money on products you use frequently. The one we visit does not offer the best deals on every … Continue reading

Posted in Food / Groceries, Personal Finance, Shopping | Tagged , , , , | 4 Comments

Overheard: Financial “Duh” Moments

I hear and see a lot of people’s financial problems. Once I started writing for this blog, suddenly it seemed like money talk was everywhere. Some people yell their financial problems into their cell phones so loudly that everyone around … Continue reading

Posted in Personal Finance | Tagged , , | 14 Comments

Ways to Save for your Children’s Futures

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had … Continue reading

Posted in Education, Personal Finance | Tagged , , , , , , , , , | 21 Comments

Hunting for Change

Along with tracking my “penny wise” savings this year, another thing I vowed to do was to track where I found money. I don’t mean “finding” as in digging in my couch cushions or getting my tax refund. I mean … Continue reading

Posted in X Files | Tagged , , , , , , | 11 Comments

Using Product Loyalty Programs to Help Teach Saving Skills

As a child, I went grocery shopping with my adult sister at a store that didn’t exist in my hometown. When she checked out, the cashier gave her a number of stamps based on how much she had spent, and … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

44 Ways To Improve Your Productivity

By Jeffrey Strain When it comes to personal finances, most people concentrate on saving and investing money. This can be a problem because issues that may not first appear to have much to do with personal finances can often have … Continue reading

Posted in Personal Finance, Work | Tagged , | 12 Comments

Frugal Tricks to Make Consumable Purchases Last Longer

Other than our mortgage and utilities, the majority of our regular spending goes to consumables. It’s amazing to think how much it costs to keep our bodies fed, clean, and healthy. Penny pincher that I am, I try to squeeze … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , | 12 Comments

Winter Fun: Ways to Enjoy the Snow for Little Money

We recently had our first snow of the winter and now my city is under a blanket of white. Snow sure makes everything more beautiful (except the roads and my car). Many people take advantage of winter sports like skiing, … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , | 3 Comments

Small Savings Add Up and Here’s The Proof

Some people are “pound wise and penny foolish.” That is, they focus their savings efforts only on big items while letting small amounts of money slip through their fingers. Having tallied up my “penny savings” from last year, I can … Continue reading

Posted in Food / Groceries, Personal Finance, Saving Money, Shopping | Tagged , , , | 13 Comments

The Frugal Counterculture

“Countercultural” is one of the last things most people would call me, but the description that fits me well. Chances are, if you are reading this article, you are countercultural, too. Living within your means and saving for the future … Continue reading

Posted in Frugal, Personal Finance | Tagged , , , , , , | 11 Comments

Bananas and Grocery Shopping Optimism

My son asked for some bananas for snack, and I started singing something I had a vague recollection of: “Yes, we have no bananas, we have no bananas today!” I got the melody all wrong, and as my husband and … Continue reading

Posted in Food / Groceries, Shopping | Tagged , , , | 2 Comments

Is Multifunctionality Worth The Extra Cost?

Judging by the fact that my computer is telling me that multifunctionality is spelled wrong as I’m typing this, I’m going to take a guess that it’s not a real word. True as that may be, it should be pretty … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , | 5 Comments

There’s No Such Thing as Free Exercise

Many years ago, I started walking, then running, for fitness. I needed to exercise more and everyone told me how walking/running was such great exercise and, best of all, it was free! All I had to do, I was told, … Continue reading

Posted in Health, Personal Finance | Tagged , , , , , , | 13 Comments