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	<title>Comments on: Luck Has Nothing to Do With It</title>
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	<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/</link>
	<description>Bridging the gap between saving money and investing</description>
	<pubDate>Tue, 14 Oct 2008 07:59:26 +0000</pubDate>
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		<title>By: anonymous</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-192466</link>
		<dc:creator>anonymous</dc:creator>
		<pubDate>Wed, 26 Dec 2007 23:11:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-192466</guid>
		<description>Well, finally an admission at least. You could have improved your lot, but chose not to.

Nothing wrong with that, but it's not going to get you a lot of sympathy points either.</description>
		<content:encoded><![CDATA[<p>Well, finally an admission at least. You could have improved your lot, but chose not to.</p>
<p>Nothing wrong with that, but it&#8217;s not going to get you a lot of sympathy points either.</p>
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		<title>By: Minimum Wage</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-192454</link>
		<dc:creator>Minimum Wage</dc:creator>
		<pubDate>Wed, 26 Dec 2007 22:55:00 +0000</pubDate>
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		<description>That's nice, and I probably could have become a hamburger manager if I had wanted to, but I never had any desire to do so.  I was flipping hamburgers solely to make some money to take classes in the fall.

So any "solution" for me would have to involve doing something else.  And I don't see others similarly situated getting management-track positions at 50+.</description>
		<content:encoded><![CDATA[<p>That&#8217;s nice, and I probably could have become a hamburger manager if I had wanted to, but I never had any desire to do so.  I was flipping hamburgers solely to make some money to take classes in the fall.</p>
<p>So any &#8220;solution&#8221; for me would have to involve doing something else.  And I don&#8217;t see others similarly situated getting management-track positions at 50+.</p>
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		<title>By: Jason H</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-192156</link>
		<dc:creator>Jason H</dc:creator>
		<pubDate>Wed, 26 Dec 2007 15:47:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-192156</guid>
		<description>Minimum Wage -

Yes, I have flipped burgers.  That, along with tutoring college math, working at a local computer store, and tutoring high school math paid for my undergrad tuition.  

You woe is me act is old.  I was offered store manager within a year of starting at BK, and BK corporate offered to pay all my tuition if I would accept a regional assistant manager job with corporate after school.

Hillary - 

I did not sidestep your criticism, I said that if you wanted to give money to homeless shelters, go right ahead.  I just don't like hearing how it's my responsibility to "help the less fortunate" or other rubbish like that.  I choose to keep my money, as I believe a vast majority of the "homeless" could obtain gainful employment if there weren't so many enablers giving them handouts.</description>
		<content:encoded><![CDATA[<p>Minimum Wage -</p>
<p>Yes, I have flipped burgers.  That, along with tutoring college math, working at a local computer store, and tutoring high school math paid for my undergrad tuition.  </p>
<p>You woe is me act is old.  I was offered store manager within a year of starting at BK, and BK corporate offered to pay all my tuition if I would accept a regional assistant manager job with corporate after school.</p>
<p>Hillary - </p>
<p>I did not sidestep your criticism, I said that if you wanted to give money to homeless shelters, go right ahead.  I just don&#8217;t like hearing how it&#8217;s my responsibility to &#8220;help the less fortunate&#8221; or other rubbish like that.  I choose to keep my money, as I believe a vast majority of the &#8220;homeless&#8221; could obtain gainful employment if there weren&#8217;t so many enablers giving them handouts.</p>
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		<title>By: Minimum Wage</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-191558</link>
		<dc:creator>Minimum Wage</dc:creator>
		<pubDate>Tue, 25 Dec 2007 23:45:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-191558</guid>
		<description>One more thing...I suppose flipping hamburgers can be an okay job under favorable conditions.

I worked on 8 Mile.  Yeah, THAT 8 Mile.  With thousands of office workers within blocks, who would slam us every weekday at lunchtime.

I used to do the opening stuff, including scrubbing the grills which had soaked overnight in an acid tank.  Then I'd do the setup and get everything going.  Then we'd get slammed.  When I got home I was soaked.

A few times I got some extra hours staying until some late evening shift employee straggled in.  Now that shift was a joke.  There was NO dinner rush because everyone who works in or near Detroit scrambles home - nobody stays around if they can help it.  And there was a lot of employee scamming in the evening.  So I guess in the "right" place and time you can flip hamburgers without working hard, but in most cases it's hard work.</description>
		<content:encoded><![CDATA[<p>One more thing&#8230;I suppose flipping hamburgers can be an okay job under favorable conditions.</p>
<p>I worked on 8 Mile.  Yeah, THAT 8 Mile.  With thousands of office workers within blocks, who would slam us every weekday at lunchtime.</p>
<p>I used to do the opening stuff, including scrubbing the grills which had soaked overnight in an acid tank.  Then I&#8217;d do the setup and get everything going.  Then we&#8217;d get slammed.  When I got home I was soaked.</p>
<p>A few times I got some extra hours staying until some late evening shift employee straggled in.  Now that shift was a joke.  There was NO dinner rush because everyone who works in or near Detroit scrambles home - nobody stays around if they can help it.  And there was a lot of employee scamming in the evening.  So I guess in the &#8220;right&#8221; place and time you can flip hamburgers without working hard, but in most cases it&#8217;s hard work.</p>
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		<title>By: Minimum Wage</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-191539</link>
		<dc:creator>Minimum Wage</dc:creator>
		<pubDate>Tue, 25 Dec 2007 23:27:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-191539</guid>
		<description>Citizen said:

&lt;i&gt;You’re not going to convince me there was only one entry level IT job available and your only alternative was minimum wage employment. If this is the economic condition where you live, its time to move.&lt;/i&gt;


This was Rust Belt, 1981.  I had a liberal arts degree wqith a minor in CS, most IT employers wouldn't even talk to me because I didn't have the right degree.

I ultimately did move, but my problem now isn't the economy, it's my age and my lack of career advancement, and both are getting harder and harder to overcome over time.</description>
		<content:encoded><![CDATA[<p>Citizen said:</p>
<p><i>You’re not going to convince me there was only one entry level IT job available and your only alternative was minimum wage employment. If this is the economic condition where you live, its time to move.</i></p>
<p>This was Rust Belt, 1981.  I had a liberal arts degree wqith a minor in CS, most IT employers wouldn&#8217;t even talk to me because I didn&#8217;t have the right degree.</p>
<p>I ultimately did move, but my problem now isn&#8217;t the economy, it&#8217;s my age and my lack of career advancement, and both are getting harder and harder to overcome over time.</p>
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		<title>By: Minimum Wage</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-191531</link>
		<dc:creator>Minimum Wage</dc:creator>
		<pubDate>Tue, 25 Dec 2007 23:18:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-191531</guid>
		<description>Jason H said:

&lt;i&gt;Luck means nothing, hard work means everything. If you don’t like where you are in life, do something to change it, don’t complain about it.&lt;/i&gt;


Have you ever flipped hamburgers for a living?  Or had any sort of minimum wage job?  If that's not hard work, what do you call it?</description>
		<content:encoded><![CDATA[<p>Jason H said:</p>
<p><i>Luck means nothing, hard work means everything. If you don’t like where you are in life, do something to change it, don’t complain about it.</i></p>
<p>Have you ever flipped hamburgers for a living?  Or had any sort of minimum wage job?  If that&#8217;s not hard work, what do you call it?</p>
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		<title>By: Minimum Wage</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-191525</link>
		<dc:creator>Minimum Wage</dc:creator>
		<pubDate>Tue, 25 Dec 2007 23:13:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-191525</guid>
		<description>Think Rust Belt, 1981.  The regional economy was in the tank.  I had a liberal arts degree with a minor in comp sci.  Most IT employers wouldn't even talk to me because they thought I didn't have "enough" CS.

Two-thirds of graduating students were leaving the state to find jobs because the area economy was so bad.

The emerging PC soon rendered my mainframe skills obsolete, or at least unsaleable - there were far more experienced mainframers than the shrinking number of available job openings.

As if my lack of skills weren't bad enough, now my age and job stsgnation  surely must be powerful obstacles to advancement.</description>
		<content:encoded><![CDATA[<p>Think Rust Belt, 1981.  The regional economy was in the tank.  I had a liberal arts degree with a minor in comp sci.  Most IT employers wouldn&#8217;t even talk to me because they thought I didn&#8217;t have &#8220;enough&#8221; CS.</p>
<p>Two-thirds of graduating students were leaving the state to find jobs because the area economy was so bad.</p>
<p>The emerging PC soon rendered my mainframe skills obsolete, or at least unsaleable - there were far more experienced mainframers than the shrinking number of available job openings.</p>
<p>As if my lack of skills weren&#8217;t bad enough, now my age and job stsgnation  surely must be powerful obstacles to advancement.</p>
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		<title>By: Fred</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-190719</link>
		<dc:creator>Fred</dc:creator>
		<pubDate>Mon, 24 Dec 2007 23:45:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-190719</guid>
		<description>Although i'm 100% percent on your side on that i'd just like to add that maybe you can tell that you have had luck to earn the present knowledge and strenght... knowledge + hard word makes you go anywhere ( and way further than credit-cards ownership)</description>
		<content:encoded><![CDATA[<p>Although i&#8217;m 100% percent on your side on that i&#8217;d just like to add that maybe you can tell that you have had luck to earn the present knowledge and strenght&#8230; knowledge + hard word makes you go anywhere ( and way further than credit-cards ownership)</p>
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		<title>By: Hilary</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-189896</link>
		<dc:creator>Hilary</dc:creator>
		<pubDate>Sun, 23 Dec 2007 22:08:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-189896</guid>
		<description>Jason H - You completely side-stepped my criticism.  There is not enough money in shelters, etc. for all of the homeless people in our nation.  You have no right to say that those people do not try to "help themselves."  How is a homeless person supposed to get a job?  They have no good clothes, no ability to bathe themselves, no address to which the companies can correspond.  It is not a simple as you wish to see it, but you continue to do so, so that you can feel less guilty about treating them with contempt and congratulating yourself on your hard work.

I don't think I've ever heard someone defend Scrooge, but whatever.  I need to stop reading this blog, it puts me in a bad mood.  Have a great Christmas, but that's probably not possible because it involves giving to others and engaging in other altruistic activities.</description>
		<content:encoded><![CDATA[<p>Jason H - You completely side-stepped my criticism.  There is not enough money in shelters, etc. for all of the homeless people in our nation.  You have no right to say that those people do not try to &#8220;help themselves.&#8221;  How is a homeless person supposed to get a job?  They have no good clothes, no ability to bathe themselves, no address to which the companies can correspond.  It is not a simple as you wish to see it, but you continue to do so, so that you can feel less guilty about treating them with contempt and congratulating yourself on your hard work.</p>
<p>I don&#8217;t think I&#8217;ve ever heard someone defend Scrooge, but whatever.  I need to stop reading this blog, it puts me in a bad mood.  Have a great Christmas, but that&#8217;s probably not possible because it involves giving to others and engaging in other altruistic activities.</p>
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		<title>By: Jason H</title>
		<link>http://www.pfadvice.com/2007/12/20/luck-has-nothing-to-do-with-it/#comment-189882</link>
		<dc:creator>Jason H</dc:creator>
		<pubDate>Sun, 23 Dec 2007 21:36:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.savingadvice.com/blog/2007/12/20/101971_luck-has-nothing-to-do-with-it.html#comment-189882</guid>
		<description>Hilary -

If you want to give money to shelters, feel free, but don't tell me I need to help the "unfortunate" or "unlucky" when they don't see a need to help themselves.  There are plenty of opportunities for everyone to earn a living, they just need to actually put forth some effort.

The Christmas Carol was a great tool for demonizing people that put themselves first in life.  I am selfish in the true denotation of the word; &lt;i&gt; concern with one's own interests&lt;/i&gt;.  If you attach moral evaluation to it and call it your conotation of the word, fine, but don't try to make others live by it.  I don't accept the ethics of altruism in the least.</description>
		<content:encoded><![CDATA[<p>Hilary -</p>
<p>If you want to give money to shelters, feel free, but don&#8217;t tell me I need to help the &#8220;unfortunate&#8221; or &#8220;unlucky&#8221; when they don&#8217;t see a need to help themselves.  There are plenty of opportunities for everyone to earn a living, they just need to actually put forth some effort.</p>
<p>The Christmas Carol was a great tool for demonizing people that put themselves first in life.  I am selfish in the true denotation of the word; <i> concern with one&#8217;s own interests</i>.  If you attach moral evaluation to it and call it your conotation of the word, fine, but don&#8217;t try to make others live by it.  I don&#8217;t accept the ethics of altruism in the least.</p>
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