Probably the most difficult step in getting ones personal finances in order is the step to actually begin working on them. If you have a great adversion to looking at your personal finances, it makes it that much more difficult as this reader knows:
I hate personal finance and my finances shows this. They are in terrible condition and even though they are bad and getting worse, I have absolutely no desire to do anything about them because the thought of dealing with them makes me ill.
I find myself in a terrible position. I know that I need to begin to get my finances in order, but the thought of doing so is so nauseating that I can’t even bring myself to take the first steps.