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Monthly Archives: December 2007
Don’t Be Pound Wise but Penny Foolish
Coupon clippers and other frugal types are under constant scrutiny by those who are eager to call them “penny wise but pound foolish.” “You might be saving pennies there,” the naysayers say, “but you waste dollars on the big things.” … Continue reading
Posted in Frugal, Personal Finance, Saving Money, Shopping
Tagged Frugal, money, penny wise, pound foolish, save, saving
8 Comments
Money Lessons I’ve Learned on the Road (the hard way)
Somewhere along my most recent three-week vacation, I started to compare it to last year’s three-week road trip. I began to make a list of the little things that make a big difference when it comes to the price, cost, … Continue reading
Posted in Personal Finance, Travel
Tagged finances, money, road trip, Travel, trip, vacation
5 Comments
Save Money with Creative Problem Solving
Creativity is vital for frugal living. No, you don’t need to be a poet or a sculptor to save money, but you do need to look at life a little differently from how most people do. One of the ways … Continue reading
Posted in Frugal, Personal Finance, Saving Money
Tagged creativity, Frugal, Personal Finance, save, Saving Money
3 Comments
10 Reasons Not To Make New Year’s Resolutions This Year
While I know you’re probably putting together a list of New Year’s resolutions if you haven’t done so yet, I would ask that you stop. Don’t even bother. Boycott the whole tradition. Refuse to get suckered into a yearly game … Continue reading
Posted in Holidays, Personal Finance
Tagged goals, motivation, New Year, resolution, success
14 Comments
Recession? Maybe. Protect Yourself in 2008
The drumbeat of recession talk continues to grow louder in the media and amongst financial analysts. The housing crisis, the credit crunch, high energy prices, the falling dollar, inflation, and slowing consumer spending are all contributing to a troubled economy. … Continue reading
Posted in Personal Finance, Saving Money
Tagged Economy, finances, money, Personal Finance, recession, save, saving
10 Comments
When Junk Mail Pays
Who doesn’t hate the clutter of junk mail that comes via snail mail? Someone’s always advertising something and it just seems to pile up in your garbage can. I’ve personally done virtually all I can to eliminate junk mail from … Continue reading
Posted in Personal Finance, Saving Money, Shopping
Tagged consumer, coupon, discount, e-mail, junk mail, sale, Shopping
8 Comments
Six Financial New Year’s Resolutions That You Might Actually Keep
It’s time to make your New Year’s resolutions. You know the ones: You swear to lose fifty pounds by swimsuit season, exercise more, stop smoking, get out of debt and, if you have the time, get a better job, volunteer … Continue reading
Posted in Holidays, Personal Finance, Saving Money
Tagged money, New Year, Personal Finance, resolution
3 Comments
Bank Error in Your Favor: Collect $100 or Do the Right Thing?
I remember playing Monopoly when I was younger and I remember landing on the squares that were marked Chance or Community Chest. You could get a card that said “Go straight to Jail,” “Pay $50 to each player” or “Win … Continue reading
Posted in Personal Finance, Saving Money, Shopping
Tagged consumer, discount, error, Shopping
9 Comments
Create Your Own Job With Passion, Perseverance and Hard Work
Both online and in the real world, I’m seeing more and more people desperate to work from home these days. I hear many reasons for this: The high price of gas is making commuting too expensive. Those already at home … Continue reading
Posted in Personal Finance, Work
Tagged earn, hard work, job, money, passion, scam, work at home
5 Comments
Quick Gifts to Eat, Drink and Be Merry!
“Silver Bells” and “Silver and Gold”, some budgets just don’t allow a gift to all who deserve something for the holidays. You know how hungry animals in cartoons see our hero as a roast bird or some other tasty morsel? … Continue reading
Posted in Food / Groceries, Holidays
Tagged budget, Christmas, cookies, easy, gift, quick
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Advertisements That Work on Me
A number of people have pointed out that advertisements that insult consumers use these ads because they work and that I must be affected by ads, too. I agree with these comments. I never said that those particular ad strategies … Continue reading
More Things About People and their Money that Make Me Angry
While not everyone was happy with my list of things about people and their money that make me angry, I find that my list of these things continues to grow. This is a new list gathered from interviews and personal … Continue reading
Posted in Personal Finance
Tagged anger, cash, credit card, free gift, hate, Investing, money, pet accessories, phone scams
11 Comments
Snow Is A Beautiful Thief
It falls, taunting you, flake after flake, coating everything you see with white wet and cold crystals. It piles up in the corners, and in its complete blinding whiteness, all you can do is fork over your wallet. It’s a … Continue reading
Luck Has Nothing to Do With It
It’s very frustrating when people who don’t know us well attribute our decent financial situation to “luck.” As in, “You’re so lucky that you don’t have debt,” or, “You’re so lucky not to have to worry about your bills.” The … Continue reading
Using Points to Save Money at Christmas
I have never been able to make money online. I’m terrible at it. I’ve done survey sites, sign-up for stuff sites, read these email sites and rate our product sites. I’m resigned to the fact that I’m just not creative … Continue reading
The Item That Will Change Your Life
Why is it that we can hear that promise again and again for different products, yet we still perk our ears up to find out what it is that is being advertised and if it really will change our life? … Continue reading
Posted in Personal Finance, Saving Money, Shopping
Tagged change life, consume, convenience, purchase, save money, save time, Shopping
2 Comments
Tips for After-Christmas Shopping
Bargain hunters looking for deeply discounted Christmas items and gift recipients eager to exchange their loot for something that better fits their bodies or personalities make the day after Christmas a busy one for retailers. With 364 shopping days until … Continue reading
Posted in Frugal, Holidays, Saving Money, Shopping
Tagged after-Chrismas, Christmas, consumer, holiday. December 26, returns, sales, save money, Shopping
3 Comments
Sacrifice Without Deprivation
Everyone knows you have to sacrifice in order to spend less and save more. Just how much you are willing to sacrifice depends on how much you want to save or how quickly you want to pay off debt. It … Continue reading
Posted in Personal Finance, Saving Money, Shopping
Tagged , consumer, deals, save money, Saving Money, Shopping
6 Comments
Know Your Personal Business Strategy
Successful businesses spend a lot of time planning – creating a business model, a business plan, a strategy, and a mission statement. They want to define their main purpose and goals partly so that everyone in the company can stay … Continue reading
Posted in Budgeting, Personal Finance, Shopping
Tagged business strategy, consume, money, Personal Finance, spending
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