Ah, it’s that time again. Time to begin planning yet another vacation (the sixth for this year). And time for well-meaning (I think) friends and family to ask, “How do you afford to go on so many vacations each year when we can’t even afford one? You must be putting it on credit
cards or cashing out your home equity, right?”
“Nope, not even close,” I say.
“Then you must be staying in flea bag motels and using courier flights or something, right?”
“Nope,” I say again. “I like to travel well.”
My questioner just shakes his or her head and mumbles something to the effect of, “I know you’re lying. Nobody can aff...