What makes some people spendthrifts and others tightwads? My undergraduate biology degree requires that I frame the question in terms of “Nature or Nurture?” I wonder about my grandmother who lived through the depression? Did a frugal nature simply allow her and others like her to survive it? Or did the circumstance itself create the financially disciplined woman I knew?
I think my parents are middle of the road and so are my sisters. So, why am I so frugal?
Can adults intentionally instill a certain financial philosophy in children?
I remember several influences in my life that shaped my financial outlook, but did I seek them out because I was predisposed to such things? Or...