Personal Finance Advice

How much money do you spend on your hair? Are you worth it? The woman on the hair-dye commercial says, with great certainty (that annoys me for some reason) that she’s worth it, but I wanted to find out if I am. Curious, I walked into my bathroom to get an accurate [...]

When people think about saving money or personal finances in general, they usually don’t think beyond their paycheck. There are a number of additional ways your employer can help you save and create wealth beyond payday. Here are ten ways (in no particular order) your company may be able to help increase your bottom line. [...]

This is one of the anonymous confessions that I have collected over the past few months that I thought was worth sharing. This is confession number 42 in the series:

“I still can’t forgive my parents for spending my inheritance to travel the world.”

Other confession already listed:

The First 25 Confessions
Shopping
Taxes
College
Dining Out
[...]

Clutter is not evil, though many of the articles, books, television shows, and services that teach you how to organize suggest otherwise. Clutter can be good or bad, depending on how you use it and respond to it.
Some people think more clearly and produce better work when they are in clear, open spaces without [...]

For the past few months I have been collecting money confessions from people at some of the talks that I give. They anonymously write their confession on a piece of paper. Each day I choose one that I find interesting and I believe is worth sharing. This is confession number 41 in the series:

“I deserve [...]

Newspapers are handy inventions. They are delivered to our door once a day, whether we want it today or not. They are at every grocery store, en masse. Wrinkle and shake one open, and you can find all sorts of gift ideas for your sweetie, or mom, or kid (or self). You can find [...]

This is part of a series of money confessions that I have been collecting. Each day I choose one of the more interesting of these confessions to share with you. This is confession number 40 in the series:

“I’m 28 and I live at home with my parents so I don’t have to get a job.”

Other [...]

In his best-selling financial book, Rich Dad Poor Dad, Robert T. Kiyosaki advises that in order to have a successful, rewarding life and ultimately to create wealth, we must first work to learn, not to earn. In my schizophrenically varied work life, I have followed my curiosity, whims and blind dumb luck through doors [...]

I have been collecting money confessions. At the end of talks I have been giving, I asked the audience members to anonymously write down a money confession they have not revealed before. I have chosen some of the more interesting ones to share with you. This is confession number 39 in the series:

“When I found [...]

The $200 Billion Rip-Off: Our broadband future was stolen: “This is part three of my explanation of how America went from having the fastest and cheapest Internet service in the world to what we have today — not very fast, not very cheap Internet service that is hurting our ability to compete economically with [...]

I’m amazed at how often I hear people say they are afraid to invest in the stock market because they believe it is too high-risk. Often, the same people are already taking financial risks - albeit smaller ones - in order to save money. In fact, risk taking is an essential part of [...]

Loans and credit cards provide great consumer benefits, but as with any form of borrowed money, you’ve got to be careful about how you manage credit. Here are tips for saving money on credit products - in your basic financial affairs, when shopping for new credit, and when using loans and credit cards.
1. Pay your [...]

At the end of the presentations I have been giving, I have asked the audience members to anonymously write down a money confession that they have not told anyone before. This is one of the confessions which I received and is number 38 in the series:

“I’ve become the cheap bastard that I always depised about [...]

With the excesses of some of today’s birthday parties (fueled by peer groups and celebrated in shows like MTV’s My Super Sweet 16), it’s easy to get carried away in spending to host the perfect celebration. Don’t forget that frugal people can have fun, too! Here are ten ways to save on birthday [...]

I have been collecting money confessions from audience members who anonymously write it down and give it to me at the end of one of my presentations. This is one of the confessions which I received and is number 37 in the series:

“I spend too much when I travel. Foreign money doesn’t seem real.”

Other confession [...]

After working out some problems, we have 6 new savings calculators up and ready for your use. Unlike most online calculators, these are all visual allowing you to instantly see what impact changing input numbers would make. These are the new savings calculators:

Saving for a Goal Calculator: This calculator will allow you to estimate [...]

One of the things I began to do a few months ago is ask audience members to anonymously write down a money confession they had at the end of my personal finance presentations. This is one of the confessions that I received and is number 36 in the series:

“I pay for sex because it is [...]

By Jeffrey Strain
“How do I get my personal finances in order?” This is a question that I get on a regular basis. While personal finances seems to be intuitive to some people, there are many people that have a lot of trouble figuring out what they are supposed to do.
The first thing that is [...]

We all have money secrets. As I have given talks, I ask the audience members to anonymously write down and confess one of their money secrets. This is one of the confessions that I received. This is confession number 35 in the series:

“I bought a $75,000 boat that I have only used 3 times in [...]

When reducing debt, one of the problems is getting frustrated that you can never have any fun while doing it. One way to help keep yourself motivated is to give yourself rewards for reaching specific goals. This reader wants to know how to go about setting up these rewards:
I have started to reduce my credit [...]