Budgets are a main foundation for a lot of people trying to get their finances in order, but is a budget always necessary? That is a question from one of the readers:
I keep reading about the importance of having a budget and I’m wondering how important it really is for someone that is spending less money than they are making? I am able to save about $1000 a month from my salary and I’m afraid to create a budget because I think that it would end up doing more harm than good for me.
This is my dilemma. If I create a budget, I think it will show me areas where I could save more money and increase my savings, but I also think that it will make my current life more miserable. I en