Creative Ways To Reduce Child Care Costs

A huge financial challenge which many working couples face is the cost of child care. If the only reason that both parents are working is for the extra money the second income provides, you may want to take some time to see if the second income is really providing as much money to the family as you believe. If you are not sure, you can use this calculator to see if the second income is really worth the amount it brings in.

Of course, it’s also important to calculate the future income loss of that person being out of the work force if they are planning to re-enter the work force in the future. After doing all the calculations, if you feel that both people working is the right decisio


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6 Responses to Creative Ways To Reduce Child Care Costs

  1. BlogWriter says:

    Childcare is expensive. My girlfriend and I both work part-time on different days so we share the child care in order to reduce the cost. One day she looks after my child and vice versa.

  2. Pingback: The Carnival of Family Life | MamaBlogga

  3. Sheenu says:


    I went through the same thinking process. Only lately I realized that almost everyone with kids is in the same boat at some point! So I decided to log myself about it. For me, the decision to use daycare was pretty simple. If what I earn was 3x or more than the cost of daycare and if I could find a daycare where they didnt just do TLC, but also had lots of activities, then it would be well worth it.


  4. Jtfunk says:

    How about asking more companies to step up to plate and offer on site daycare? In this way if my work had on site care, I could go to work with my children, keep breastfeeding, and visit during lunch! I’d be saving time, gas, and separation anxiety. Why don’t more companies do this? Is it because they are run by men?

  5. Ben says:

    Just thought I’d add another tip for UK readers. The Government childcare voucher scheme allows working parents to pay for childcare before tax is paid for. This means that parents reduce the cost of childcare by upto

  6. Rebecca Whitlock says:

    I think you should take telecommuting off the list. I telecommute with my job 100%, and my daughter is still in daycare for 8.5 hours, 5 days a week. If you seriously think that a person can be both a productive employee AND keep a dutiful eye on their child(ren) at the same time, you are seriously mistaken. When you choose to work at home, and raise your child at home, you end up not doing a very good job of either.

    I know from personal experience as I tried to keep my daughter at home while I worked, and it took 16 hours to get 8 hours of work done, and when I was working, my daughter was stuck in front of the television. And this was all while she was 6 months old, so she wasn’t even able to get up and run around. I can’t even imagine trying to keep her home AND work at the same time with as active as she is now.

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