Nate and I feel we have been extremely lucky that we are able to do always love to do and make enough to do this as our primary jobs. Because of this good fortune, we also want to give back and giving to good causes is one of those things that we should all do […]

Cars can cause a lot of unexpected expenses when they get older and start to break down more and it is not often easy to know when a car should be traded in for a newer model. This reader wanted to know opinions on how one can tell when it’s time to get rid of […]

Paying More for a Printer, but Less for Ink: One of the most important factors when making a purchase is to calculate the lifetime cost of the product. Printers have been downright cheap, but when purchasing those printers, you also got locked into paying for expensive printer ink. Kodak has decided to break from […]

By Valerie S. Johnson
It’s almost time for summer vacations, but did you know there is no U.S. law that requires your boss to give you a single paid day of vacation time? Ever. Many companies do, probably due to competitive pressures, but twenty-five percent of private sector employees get no paid vacation time or holidays. […]

So how are your math skills? Retail stores are betting that they aren’t very good and are making a lot of money because of it. They have figured out that most Americans can’t figure out “double discounts” and customers are choosing them even when it’s too their detriment. In recent department store studies which will […]

There is nothing worse than money that you expect to cover some of your expenses not arriving. This is a problem that this reader has with child support:
I am a single mother with two small children and I have a major difficulty with my current budgeting. The problem is that I’m supposed to receive […]

What’s Wrong With These Photos?: This is not a typical wake up call post, but I think that many of you will find it interesting. it’s a number of economic principles explained through photos. There is something not quite right with the photo in that that the photo would likely never exist due to […]

There are a lot of things that you can do that will negatively affect your retirement fund with most of them having to do with not beginning early enough or putting money toward other things instead of retirement. Here are 10 things moves that may leave you poor when it comes to retirement:
Setting money aside […]

By Teri Newton
According to a study done recently by brookings.org, low-income families in higher cost of living areas had less debt (including mortgages) than their poor counterparts in areas with lower costs of living. There was a very clear inverse relationship here between debt and cost of living, which seems to be counter-intuitive.
Though the […]

Most of those who attend college don’t have their parents paying for it or have a scholarship that pays for a full ride. That means that they are responsible for at least a portion of the cost of going to college. I think a lot of young people would be in a lot […]

14 percent of kids have helped parents prepare their income tax return online: The kids age 8 to 14 are the first generation where they have had sophisticated levels of technology their entire life and therefore are able to function intuitively with computers. In addition, “Kids also pitched in on banking and online bill […]

By Shannon Christman, special to pfadvice
Summer vacation is often a time to splurge, but it doesn’t have to be a time of splurges you’ll regret. If you want to avoid coming home with a suitcase full of t-shirts you’ll never wear or seashell creatures that don’t fit your décor, consider these ten ideas for […]

By Teri Newton
Just when you think the tax code couldn’t get more complicated, we approach 2010, when a multitude of taxes are waived and taxpayers are given large breaks (e.g. estate taxes repealed in 2010). There is one newer tax provision, however, that I have not heard discussed much at all is very lucrative for […]

If you have kids, one of the issues that you need to consider is what you are going to do about college expenses and if you do decide to save money to pay for college expenses, where is the best place to put that money. That is what this following question from a reader is […]

Reaching The $5 Million Club: If you want to be in the top 1% when it comes to wealth, you now need to have over $5 million. Some surprising findings - only 10% inherit and most have gained the wealth in the last 13 years - and what it takes to join this exclusive […]

By Amy L. Fontinelle
Timothy Ferriss, a twenty-nine-year-old, self-proclaimed member of the New Rich, recently published his first book, The 4-Hour Workweek. In his book, Ferriss proposes that retirement should be worst-case scenario insurance and that we’d all be better off taking mini-retirements throughout our lives instead of postponing true freedom until age 65 or later, […]

By S. Shugars, special to pfadvice
I know that what I’m about to write goes against everything that the experts say, but the truth is that quitting smoking does not save money. Let’s put aside whether smoking is a nasty habit and look at it purely from a financial perspective.
The main problem I have with […]

If you have a credit card that charges an annual fee, your best course of action in most cases is to get a new credit card as soon as possible that doesn’t charge an annual fee. There are times when the decision on what to do becomes a bit more complicated as this question that […]

How To Replace Destroyed or Lost Important Documents: If you find yourself in a situation where you need to replace an lost document, Blueprint For Financial Prosperity has a list of where you need to go to get replacements for the following: Birth Certificate, Driver’s License, Passport, Social Security Card, Property Deed, Title Insurance […]

Last week I went to book a trip. I had given all the information and was about ready to pay when I asked, is that the best deal I can get? The sales lady took a few minutes to look at prices in her computer and said, “that is the best deal you can get […]