Site Archives

10 Commute Alternatives To Consider


Most people assume that there is no way to reduce the cost of their commute, but there are a number of alternatives worth considering. Here are 10 ideas that can help you reduce the amount you spend commuting:
Get up earlier: If you can learn to leave an hour or two earlier, you’ll miss the majority […]

Spending Too Much On Dates (Your Advice)


When it comes to the ritual of dating, it can mean a lot of money spent if you are not careful. It’s not always easy to break out of a pattern where a lot of money is spent on dates as this reader has found out:
I have been dating my girlfriend for a few […]

Make Money With Dollar Coins - Currency Facts - Costco vs. Sam’s - Big Car vs. Small Car


How to Make Money With John Adams Presidential Dollar Coins: While there is no guarantee that this will work, you also don’t have a lot of risk involved if it doesn’t since you’re buying the coins at face value - plus a big upside if there are error coins that happen to be in […]

Four Gas Saving Myths


If you’re looking to save money on gas with the rising prices, you probably have already heard most of the steps you can take to save money on gas. There are, however, a number of myths where people think they are saving gas when they probably aren’t. Here are four of them presented by CBS […]

Ten Great Alternative Places To Get Cheap Gadgets & Computers


By S. Shugars
I use computers, computer parts and other gadgets to create art work as a hobby. Being an artist, I have a number of unique ways to secure the materials that I need to create my projects without spending a whole lot of money. What I find even more amazing is that many of […]

Basics To Figuring Out Your Tax Bracket


By Teri Newton
When talking about taxes, the issue of tax bracket often comes up and it’s an important factor in deciding what tax options are best for your situation. The problem is that the average person probably doesn’t know which tax bracket they are in. Knowing your tax bracket can be useful when trying to […]

What’s The Best Way To Give Allowance? (Your Advice)


Kids and money. It is an important subject, but one where if can often be confusing on what is the best way to teach financial fundamentals. That is the question that this reader asks:
I am looking for suggestions on the best way to give allowance to my kids. One is 10 and the other […]

Cost Of Early Tech Adoption - Credit Score Video Contest - If I Had My Life To Live Over


Early Adopter Tech Nightmare: We’ve mentioned before that having the patience to wait can save you a significant amount of money. This highlights that exact same issue on a grander scale when communities locked in monthly rates for Internet service in the early stages and are now paying much more per month for inferior […]

Financial Advice For Moms


Some good, basic financial advice for both working and stay at home moms in this short clip from CBS News Early Show and financial advisor Ray Martin. There are a lot of working moms out there these days: approximately 70% of moms are in the workforce, but the number has been decreasing in recent years. […]

Six Common Myths: Adding A Baby To A Household Costs A Lot Of Money


By Wixx, special contributing writer
There are a lot of common myths floating around in regard to the cost of having a baby. Here are a few common ones where what people believe and what the reality can be are quite different:
Myth #1 Your cute new baby is going to cost you hundreds of dollars per […]

Kids Still Living At Home But Not Helping Financially (Your Advice)


What would you do if you had children still in your home after they had graduated from college, but they weren’t helping out financially in any way? This is a question that one of the readers is facing and wondering what steps she should take to resolve the issue:
I hope that you can give […]

$10 Airline Tickets - Staples To Collect Used Computers - Not Taking Care Of Your Child Financially Is Abuse


Morning Quote: “Only after the last tree has been cut down, Only after the last river has been poisoned, Only after the last fish has been caught, Only then will you find that money cannot be eaten.” - Cree Indian Prophecy
$10 Tickets On Every Flight: There is a new discount airline that will begin operation […]

The Best Deal On A Hotel Room Rate May Not Be Where Your Think


If you are going to book a hotel room, where do your think you would you get the best price?
A) Online Travel Website (such as Expedia or Travelocity)
B) Travel Agent
C) Call The Hotel Directly
D) Hotel Website
I assume that most people would choose the online travel websites, but that may be a bad (and costly) assumption. […]

Why It Pays To Wait On Big Purchases


By Teri Newton
Even though I live a relatively frugal lifestyle, I enjoy nice things. The ironic thing is that if we purchased things like the average American, there is no way we could enjoy these nicer things. But by taking a few steps it’s possible to have your cake and eat it too.
The […]

Know Thyself: Why Money Saving Gadgets Often Don’t Save Money


By S. Shugars, special contributing writer
Okay, I admit it. I’m a sucker when it comes to gadgets and other things that claim that they will pay for themselves over time. It appeals to my frugal senses to purchase things that will end up saving me money in the long run. The problem is […]

What Should I Know About Taking In A Renter? (Your Advice)


If you have extra space in your house, you may have considered renting out a room to bring in some extra cash and share the utility bill costs. One reader is thinking about doing such a thing, but wants to know if there are any hidden costs that he should be aware of:
I am curious […]

How Much Is Enough? - Liberty Dollars - Things I Wished I Knew Starting My First Job


How Much Is Enough?: How much do you need to feel satisfied? This is an interesting question — “what is enough?” that you can think about and consider how it applies to you:
What I want consumers to do every time they head off on a shopping trip is ask themselves this question: How […]

Why Financing Your Computer is a Terrible Idea


Amy L. Fontinelle
In general, I don’t advocate buying things that you don’t have the money for, whether it’s an expensive item like a car or an inexpensive item like a pair of shoes. In the case of computers, however, those offers to get a new laptop from Apple or Dell for “as low as $26.00 […]

Five Steps To Reach Your Financial Goals


What are your financial goals? If you are like most people, you may have a general idea of what financial goals you’d like to achieve, but you haven’t taken the time to truly form a plan to achieve them. If you don’t know exactly what your financial goals are or how you’re going to attain […]

100 Billion FICO Credit Scores Sold


By Valerie S. Johnson
Fair Isaac Corporation’s best known product, the FICO score, is a teenager who has virtually cornered the market. For eighteen years, the three-digit number has been the preeminent risk predictor used by lenders when deciding whether to grant credit to consumers. To date, over 100 billion FICO scores have been […]