By Tina Parcell
In Part One of Starting a Business with Pocket Change I talked about the brainstorming and research you need to do while you save your change for your new enterprise. This next article focuses on specific steps to take and purchases to make when it’s time to create a business identity and launch […]

While you probably don’t think a whole lot about it when you go shopping, stores are set up to manipulate all of your senses and to try and get you to spend as much money as possible. The store may appear to have been thrown together, but in reality they spent thousands of dollars on […]

Renting Makes More Financial Sense Than Homeownership: Most people still believe that purchasing a home is a good investment, but I have to disagree. It is a good investment if it is bought as an investment (that is, used to maximize income) and not a place to live. I speak from experience. I own […]

By Tina Parcell
I started saving my pocket change in October of ‘06. More precisely, I saved change and one dollar bills from my personal allowance. It began as a challenge more than anything else: I simply wanted to see if I could do it. To my surprise I was able to consistently save 25% of […]

By Amy L. Fontinelle
Many of us feel like there’s little point in preparing for a disaster because we never know when something might happen and it’s impossible to be perfectly prepared. If you back up your computer every Friday and it gets stolen on a Thursday, you’ve still lost an entire week’s worth of […]

Six Funny Life Lessons: Six life lessons told in fable form:
A man is getting into the shower just as his wife is finishing up her shower when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next door neighbor. Before she […]

By Amy L. Fontinelle
To save money on groceries, you can do lots of things besides clipping coupons (which I never do). Here are a few ideas to help you save money and add some spice to your routine.
Shop at ethnic markets: I find that a lot of really wonderful, exotic, and flavorful dishes can be […]

1 in 2 Americans Now Receives Income From Government Programs: When you count all the Americans that have a government job, a job which is reliant on federal spending, those that receive Social Security, a government pension, food stamps, subsidized housing or government education grants and it adds up to 52.6% of Americans reliant […]

By Amy L. Fontinelle
We all hear a lot about protecting our financial futures by staying out of debt, having an emergency fund, and saving for retirement. Disability income insurance, or DII for short, is another important form of protection that many people don’t have and haven’t even heard of. The purpose of this kind of […]

Disney World On The Cheap: An article on ways that you can save a bit of money at Disney World…don’t forget to scan the comments where more quality information is given.
The Hidden Costs Of Driving A Prius: While this in itself is not personal finance related, it’s an important example of how something […]

By Teri Newton
Donating appreciated stock to charity is a very common tax tool for the wealthy. When you donate stock that you have held for more than a year (through direct transfer of the stock to the charity) you get a tax deduction for the fair market value of the stock, on the date […]

By Teri Newton
I came across an interesting online discussion the other day, about how maxing out both a 401k and an IRA was simply a lot of over-saving. The discussion was based on some article about a single adult male who maxed out his 401ks and IRAs every year, and had another $1200/month to invest. […]

Putting Patents On Saving Money: This is an interesting article that totally blew me away. Apparently you can patent ways to save money on taxes and if you create tax savings in a way that someone else has patented, you have to pay that person a royalty.
Spend Every Dime!: Slate argues that the way […]

I know this is going to sound strange, but a lot of people don’t know the proper way to save money. They think that they know and if you ask someone about this, the person will look at you like you’re stupid for asking such an obvious question, but the truth is that most people […]

By contrary1
In the U.S., April has been designated as National Gardening Month. Four years ago, the National Gardening Association began pushing the Greening of America, one garden at a time.
Imagine the positive impact if everyone planted something. It doesn’t have to be a whole garden, but just something. A pot of […]

We Were So Poor…Lessons From Living Down and Out: A series of people talking about what it was like to live poor when growing up. One point that is emphasized is that there is a difference between being broke and being poor:
“Broke” is temporary. It’s running out of money before you run out of […]

One would assume that you could place your money in a bank and it would earn you money there. That, unfortunately, is no longer the case. Banks have so many fees and charges that you can easily lose money keeping it in a bank. Here are ten steps you should take if you haven’t already […]

Is It Better To Buy Or Rent?: The New York Times has a nice calculator to help you get a general idea of whether it makes more sense to buy or rent.
Tightwad Nation: An interesting interview with George Loewenstein (professor of economics and psychology at Carnegie Mellon University) who has come to the conclusion […]

If you have pets, here is a simple fact to remember that will save you a ton of money:
The toys for pets are made for people, not for the pets
Think about it. When you walk down the shop aisles, you look for toys that you think your cat would enjoy playing with. Most of […]

Annoyed Snowball Debt Reduction Theory: Tired of trying decide whether paying off your credit cards by highest interest rate or lowest balance is better? Poorer Than You gives you another choice by arguing you should pay the most annoying balance off first.
Democrats Seek to Lead the Way in Tax Overhaul: Trying to get the […]