How To Save Money Without Changing Your Lifestyle

I know this is going to sound strange, but a lot of people don’t know the proper way to save money. They think that they know and if you ask someone about this, the person will look at you like you’re stupid for asking such an obvious question, but the truth is that most people were never taught how to save the proper way.

Very few people really know how to save money. That is, they don’t know how to reduce their costs while not making themselves miserable at the same time.

It’s not their fault. Most people have never been taught this skill. The way to save money seems so obvious that most people don’t even consider there may be a better way to go about it.

There is a simple way to tell if you are up to the task. When you think about saving money, what is the first image that comes to your mind? If it is that you are going to have to deprive yourself of something or some other feeling of dread, then you have not mastered the proper way to save.

Most people equate saving money with giving something up such as getting rid of the cable TV when they should be thinking how to get the cable TV at a better price. The key to learning how to save money is to learn how to get better prices on the things that you already purchase. For most people, this will be enough and they can continue to live their current lifestyle and save money at the same time.

  • Use competing offers to lower the cost of service such as cable TV, Internet service and gym memberships
  • Use comparison sites to make sure you’re getting the best price on such things as insurance.
  • Look for simple ways to reduce the amount you spend on utilities that won’t change your lifestyle such as installing energy saver kits and washing in cold water.
  • Learn to purchase the products you consume in a way that saves money – if you drink a cola a day, buy it in bulk and take it to work instead of buying it from the office vending machine.

That’s not to say that there are no places where you can cut things out, but those places should be ones where you have taken a critical look at it and decided that you don;t want it anymore – not something forced upon you.

Of course, there are exceptions to all this. For those who spend wildly it isn’t going to work. The same will hold true for someone that has lost a job and has no income coming in. For most people, however, this method should work.

This entry was posted in Saving Money. Bookmark the permalink.

One Response to How To Save Money Without Changing Your Lifestyle

  1. Pingback: 83rd Carnival of Personal Finance Posted « Blogging My Way out of Debt

Leave a Reply

Your email address will not be published. Required fields are marked *