Site Archives
Why I Say Buy A Big New House
By Teri Newton
Hanging around the frugal online personal finance communities I see the general advice to buy the cheapest house you can afford. I disagree with this pretty heavily. We moved to a lower cost of living area in our early 20s because it was frankly the only way we could have the […]
Things You Shouldn’t Carry In Your Wallet or Purse
By Amy L. Fontinelle
Yesterday, I was reading my email and one was from a friend who had just had her purse stolen in a drive-by purse snatching. While losing the money in the purse is definitely both maddening and frustrating, it’s much of the other stuff that is in there that could become a pain […]
Baby Life Insurance (Your Advice) - Design For The Poor - House Flipping Flop
This is a question that I get on a semi-regular basis and one that usually elicits quite strong opinions. How would you answer this lady’s question regarding life insurance for her baby?
I want to know if I should get life insurance for my baby. My baby is eight months old and I saw a commercial […]
Spring Cleaning
It’s that time of year again when it’s time to do a spring cleaning of your house. Before you take out the trash can and throw out everything you no longer need, consider these options that can earn you a bit of money while also helping out the earth by not adding to the landfills:
[…]
Where To Put $100K? (Your Advice) - The 96 Sq. Ft. House - How To Store Food
Today I received an email from a woman that has over $100,000 sitting in bank accounts earning interest from 3% - 5%. This is what she has to say:
I’m not sure what do to with my extra money. I currently have more than $100,000 in cash sitting in bank accounts getting 5%, some 4% and […]
Free Wi-Fi On The Road
By Tina Parcell
We’ve all been there: riding down the road on the way to a huge sales meeting when the half-caff no-foam double latte spills and ruins the directions. The only thing that will save the day is a WiFi hotspot so you can get your directions and get back on your way. All perfectly […]
$17,000 In Overdraft Fees (Your Advice) - $3000 Car - If Personal Finance Were A HS Course
I’ve been getting more and more emails from individuals asking for my advice on specific issues. I have always been of the strong belief that a large variety of views are best and then choose the one that you think best fits your situation. I will be listing some of these questions and hope that […]
20+ Questions To Ask Before You Buy
Have you ever purchased something only to regret the purchase later on? Many times we think we want or need a product or service only to find out later on that we really didn’t. One of the most effective ways to keep yourself from these impulse purchases is to come up with a list of […]
What Would You Do? - A Food Stamp Budget - What $600K Buys In SF
Smuggling Hope: What would you do if your loved one needed a prescription drug to survive, but you didn’t have enough money to afford it? An extremely well written article by a daughter whose father faced that situation and how she ended up smuggling in drugs for him to survive. It will make you […]
Snowball Debt Reduction: Which Method Is Best For You?
There is always a lot of heated discussion on which is the best method to reduce debt: the classic highest interest snowball method:
1. Make a list of all your debts, ordering them from highest interest rate to lowest interest rate.
2. Set aside a specific amount of money that will go toward paying these debts […]
Starting a Business with Pocket Change Part 3
By Tina Parcell
In Part Two of Starting a Business with Pocket Change (you can also read part 1 of this series) I discussed specific steps to take and purchases to make when it’s time to create a business identity and launch your business. This next article in the series will touch on free software for […]
Smart Doesn’t Mean You’ll Be Rich - $10 Plane Tickets
A Wealth of Smarts Does Not Guarantee Actual Wealth: A new long term study has found that being smart isn’t necessary to be wealthy. While being smart does equate to more earning power, it doesn’t result in more accumulated wealth.
$10 Airline Tickets: New airline SkyBus is offering introductory plane tickets for as low as […]
Buying A Used Car
By Teri Newton
When shopping for a used car you can take two very different routes. In my younger years with much less cash I always bought used from a private party. But you can also find some pretty good deals at the dealer as well.
When shopping for a used car you could start with your […]
Pay Gap - Can Golf Help You Get Ahead?
Study Sheds Light On Pay Gap Women Face After College: A new study says that the “pay gap between college-educated men and women continues to widen in the years following graduation.”
Do You Need To Know How To Play Golf To Get Ahead In Business? Interesting question. Learning how to play certainly won’t hurt your […]
Why I Decided Not To Buy A House
By Amy L. Fontinelle
Since I live in an expensive part of the country, I never gave a thought to buying a home. Everyone I knew, even successful people in their mid-thirties, rented. Then I started reading personal finance books, all of which said that I needed to quit renting yesterday. At first I just dismissed […]
Frucall
By Teri Newton
If you have ever been in a brick and mortar store and wished for the convenience of online price comparisons when deciding on a purchase, there is a service out there that tries to bring just that to your cell phone. The service is called Frucall. As long as you have a cell […]
Money For Nothing - $4 A Gallon Gas
Money For Nothing: Do we have to do something to get money? Most people would say yes, but according to a recent study, today’s college kids don’t necessarily believe that.
$4 A gallon Gasoline On The Way: Due to increased commutes, oil refinery limitations and the gulf hurricane season on the way, motorist shouldn’t be […]
How To Pick Perfect Fruit Every Time
One of the most frustrating wastes of money is when you buy produce that ends up not tasting good. In most cases, I simply chalk it up to bad luck and take the loss. Part of the problem is that I’ve never known how to pick fruit to get the best of the bunch. Now […]
You Drive Too Much - The $5 Plan
You probably don’t realize it, but you drive much more than you need to. You get into your car much more often than you should, but there’s a simple way that you can make sure that you only drive when you need to — by paying yourself a small fee every time you get into […]
Can Spam Make Me Rich? - Health Care - History Of Home Values
Spam I Am - I try an Internet get-rich-quick scheme: See what happens when a writer from Slate decides to try one of those spam email get rich quick schemes.
Health Care: Americans spend $7,100 on health care annually, while Canadians spend $2,900 (and get better results)
The history of home values: 1890 - Today
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