Personal Finance Advice

I went out with a friend the other night and we met up with a group of his friends I had not met before. Somehow the conversation moved to the topic of college. I ended up paying for a good portion of my college with baseball cards I had collected during junior and senior high [...]

When you’re in the market for a new home, it’s easy to spend hours pouring over online listings. But don’t get too excited about that dream home that meets all of your criteria on paper: the listing is just the beginning. Think of the MLS (Multiple Listing Service, an online database of homes for sale) [...]

Hold on and gain your breath. Before you discount this idea from the beginning simply from the title, bear with me on this one and know that this does work. Most people have to step out of their comfort zone and even those of you who consider yourselves outgoing, might feel a bit odd about [...]

The Happiest Man In The World: While not strictly personal finance, happiness is what many hope to achieve through getting their finances in order (not necessarily the money itself, but what the money will allow one to do). This is an interesting look at a man that “US neuroscientists have declared the happiest man they [...]

Trading in your old model when you’re moving up to a new one can seem like a great deal at first, but you’ll often throw money away if you take this route. No matter what you’re trading in, the same fundamental principle applies: when you sell to a store or dealer, you’re forced to sell [...]

After writing 10 Reasons You Should Have a Credit Card, I figured it was just as important balance the topic and highlight the 10 Reasons to Avoid Credit Cards: 1. They can damage your credit score 2. They can come with universal default 3. They charge huge interest rates 4. They come with numerous fees [...]

So you made it out into the real world and received your first paycheck. Wait a minute…Where did it all go? You were expecting X amount of dollars, but probably received a lot less. It amazes me how little the average person really understands about the money that comes out of their paycheck for taxes. [...]

Money Changes Everything: In a study about delayed gratification and risk, psychologists have found that people are more willing to wait to collect a money reward than they are for any of three consumable rewards — beer, candy and soda. For instance, if the average person were given the choice between an amount of soda [...]