Monthly Archives: March 2007

Six Self-Employment Myths You Need To Know Before Striking Out On Your Own

Who hasn’t fantasized about quitting their job and striking out on their own? The desire is perhaps especially strong for Americans, since doing it yourself and creating your own successes are so ingrained in our value system. As someone who … Continue reading

Posted in Making Money, Work | 15 Comments

10 Smart Ways To Save Money On Your Hobbies

Whether you pursue one hobby or one hundred, equipment and supplies can get expensive. Thankfully, there are ways to have money to spare while enjoying your spare time. These ten tips can apply to a variety of hobbies, although each … Continue reading

Posted in Saving Money | 7 Comments

Financial Wake-Up Call 3-12-2007

Did You Know That There Is A National College Personal Finance Competition? I didn’t until I ran across this article. Sounds interesting, but sure would be nice if it got a lot more press than it does (I only found … Continue reading

Posted in X Files | 1 Comment

Financial Wake-Up Call 3-10-2007

$2.2 Billion Waiting To Be Claimed: There are 1.8 million people that have $2.2 billion waiting for them who failed to file a federal income tax return for 2003 and they only have until April 17 to claim it or … Continue reading

Posted in X Files | 3 Comments

Why Are Bonuses So Heavily Taxed?

You’ve probably wondered why your bonuses are so heavily taxed. It’s all in the tax law. There are two methods to determine bonus withholding. One method is called the Percentage Method; the other is the Aggregate Method. Which method is … Continue reading

Posted in Personal Finance, Taxes | Tagged , , | 35 Comments

10 Hair Care Product Myths That Drain Your Wallet

Being an informed shopper can go a long way towards saving money. With that in mind, I’d like to dispel some little-known facts about hair care products that I learned from reading Don’t Go Shopping for Hair-Care Products Without Me … Continue reading

Posted in Saving Money, Shopping | 23 Comments

Friday Freebies 3-9

Anyone who has ever been online can tell you the same two things about the Internet: 1. There are a ton of tools, toys, and time-wasters available 2. It is mind-bogglingly immense and you will never be able to see … Continue reading

Posted in X Files | 1 Comment

Finacial Wake-Up Call 3-9-2007

In God We Trust Missing On Coins: The US Mint is apologising for leaving the words “In God We Trust” off of some coins it sent into circulation: The United States Mint has struck more than 300 million George Washington … Continue reading

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Simple Ways To Reduce Prescription Costs

When it comes to trying to reduce the amount you spend on prescription medication, most people focus exclusively on where to get their prescription for the best price. While this is a good step to take, it ignores a handful … Continue reading

Posted in Medical, Saving Money | 2 Comments

Financial Wake-Up Call 3-8-2007: Tech News – What it Means for Your Wallet

Information Explosion: We’re creating more information than has ever existed before, and apparently we’re doing it on a daily basis. Technology firm IDC determined that the world generated 161 billion gigabytes – 161 exabytes – of digital information last year. … Continue reading

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How To Protect Your Possessions

One of the biggest mistakes that people make when getting insurance for their household possessions is not making an inventory of everything they own. That’s because if a claim does have to be made, the insurance companies are going to … Continue reading

Posted in Insurance | 1 Comment

Financial Wake-Up Call 3-7-2007

Top Online Banks: You hear a lot about online banks ING and Emigrant Direct in the the personal finance blogosphere, but neither of these two banks are even in the top 10 these days when it comes to interest rates … Continue reading

Posted in X Files | 1 Comment

Don’t Hide Money In The Toilet: More Conversation With A Burglar

With my previous post The Best Place To Hide Money – Conversation With A Burglar being one of my most popular posts ever on this site, there wasn’t any hesitation when I was at another gathering over the weekend and … Continue reading

Posted in Saving Money, X Files | 91 Comments

Financial Wake-Up Call 3-6-2007

Get Charged A Fee For Having A Credit: I just had to shake my head when I read this one – credit card companies are beginning to charge a fee if you have a credit on your credit card. Yes, … Continue reading

Posted in X Files | 3 Comments

Charitable Tax Deduction Donantion Changes

There are a number of new tax laws in recent years when it comes to charitable contribution deductions. These are some pretty significant changes, so keep in mind the following as you do your taxes in regard to the cash … Continue reading

Posted in Taxes | 2 Comments

5 Essential Garden Tools (+5 To Make Gardening Easier)

When it comes to your garden, you need more than just plants to keep it alive. You also need the tools to keep the garden healthy and vibrant. I could survive with the first five tools if I needed to … Continue reading

Posted in X Files | 4 Comments

Financial Wake-Up Call 3-5-2007

What If Your Net Worth Was Public?: Stop Buying Crap asks an interesting question – imagine if your net worth was public. It would probably change the way you personally do a lot of things as well as give you … Continue reading

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Financial Wake-Up Call 3-4-2007

What’s A Penny Worth? The 400% Profit Scenario: The penny is currently worth more for its raw materials than its face value – copper (pre-1982) pennies contained metal worth 178% of its face value while nickels contain material worth 155% … Continue reading

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Wonderful Uses For Lemons

We have a lemon tree on the side of our yard that produces a copious amount of lemons. My wife loves the smell of lemons and even though it wouldn’t seem possible that she could use them all, she manages … Continue reading

Posted in Housing, Saving Money | Tagged , , , , | 4 Comments

Financial Wake-Up Call 3-3-2007

What Type Of Shopper Are You?: Stores (specifically Walmart in this instance) has pigeonholed you into one of the following three groups: brand aspirationals, price-sensitive affluents or value-price shoppers according to this New York Times article. “Brand Aspirationals” are individuals … Continue reading

Posted in X Files | 1 Comment