Top Online Banks: You hear a lot about online banks ING and Emigrant Direct in the the personal finance blogosphere, but neither of these two banks are even in the top 10 these days when it comes to interest rates given. Here is a list of the top online banks and the interest they’re paying.
Get Your Money Back! How to Recoup Credit Card Fees on International Purchases: If you traveled overseas in the last 10 years and made purchases with a credit card, you may be due some money through a class action lawsuit settlement:
The lawsuit concerns the way that credit card companies including Visa, MasterCard, and Diners Club charged fees to customers for making foreign currency transactions. These transactions include Internet and online purchases made in a foreign currency. The key complaint revolved around the way these companies disclosed (or as defendants argued — did not disclose) fees charged for foreign currency transactions. Typically the fee ranged between 1-3%, but the lawsuit alleged that some credit card issuers also inflated the base exchange rate before adding the fees. The plaintiffs including Bank of America, Bank One/First USA, Chase, Citibank, MBNA, HSBC/Household, and Washington Mutual/Providian all deny wrongdoing but have agreed to settle the case nonetheless.
Trade CDs, DVD Movies and Video Games For Free: Tired of the current media you have, but don’t feel like selling it for pennies on the dollar? Why not trade it for some new CDs, DVDs or games. SwitchPlanet allows you to begin “switching those DVDs, CDs, and Video Games that are gathering dust with some new and interesting titles that you really want to see, hear or play.”
If you need a bit more reading: