Site Archives
Letter of Instructions - What You Need After Your Will
By Teri Newton
If you have already prepared a will, power of attorney, health care directive, and perhaps a living trust if it is right for your circumstance, well, good for you. You can pat yourself on the back. But don’t get too complacent. Your work is not done yet.
Does your family or significant other know […]
Financial Wake-Up Call 3-30-2007
$0.52 A Mile To Operate The Average Car: The latest AAA study says that “owning and operating a new vehicle in 2007 remains basically unchanged from a year ago at 52.2 cents per mile, or $7,823 per year, when driving 15,000 miles annually.”
Largest Credit Card Breach By Hackers Ever: If you have a T.J. […]
Wasting Money When You Think You’re Saving
First impressions can be deceiving, especially when it comes to saving money. There are many instances when people believe they are saving money when in reality they are actually wasting it. This usually occurs because the person focuses on a specific aspect of what they are doing rather than looking at the situation with a […]
5 Ways To Minimize Your Workout Costs
By Amy L. Fontinelle
The only time in my life that I ever found it both easy and inexpensive to exercise is when I was studying abroad during my last semester of college. My minimal course load left me with plenty of time to do everything I wanted, including working out. I also had someone else […]
Financial Wake-Up Call 3-29-2007
Do You Want To Bail Out Sub Prime Borrowers?: With election year coming up fast, some politicians are proposing that these borrowers be bailed out with taxpayer money.
Tax Freedom Day - All the money that you have earned up until now has gone to paying taxes for this year.
How to Get Free Reading Material for Plane Trips
By Amy L. Fontinelle
Why spend money buying magazines at the airport for full price when you can get them for free with a little advance planning? Many magazines allow you a free trial of one or more issues. Sign up for a couple of free trials four to six weeks before your next trip, and […]
Financial Wake-Up Call 3-28-2007
How To Find Cheap Plane Tickets: Elizabeth over at Money For The Rest of us is putting together a 15 part series on how to save money when traveling. While a lot of it is common sense, there are some good nuggets thrown in as well, so if you are planning to travel anytime […]
Financial Laziness
A lot of problems with finances are the direct result of being financially lazy. That is, you know what you should be doing, but you’re just too lazy (or have a convenient excuse) not to do it. And while life is certainly not about making sure every detail of your finances is perfect 24 / […]
How To Fine Dine On A Budget
Amy L. Fontinelle
Food costs take up a significant portion of everyone’s budget, and we incur the cost month after month. While it is possible to eat for a dollar a day if you’re desperate, curious, or masochistic enough, most of us have the money and the desire to purchase foods we enjoy. If you’d like […]
Financial Wake-Up Call 3-27-2007
Employer Assisted Housing: Could this become a trend for companies seeking quality workers in areas where housing is far from affordable? I could see it being a huge attracting bonus for those living in the San Francisco Bay Area.
How Much Is A Million: In personal finance, we use a lot of big numbers, […]
Mortgage Impounds - What You Need To Know
By Teri Newton
If you own a home, you have probably heard of an impound account, sometimes referred to as an escrow account. So what is an impound account anyway, and is it a good idea?
An impound account is an account that is set up so that you pay your mortgage company a monthly amount, which […]
Financial Wake-Up Call 3-26-2007
Why Oil Will Reach $100 A Barrel: gas prices have already begun to rise again and it looks like it will be another expensive summer on the road. Here’s an article that says that we should expect high prices in the years to come because all the “easy” oil has already been found.
More […]
When Should You Opt For A Professional Tax Preparer?
By Teri Newton
Well, we all know it is that time of year. If you haven’t had your taxes done by now, maybe you are still trying to decide how you will go about getting them done.
I did a recent article on Free File. If you meet all the income and age requirements, and expect to […]
Where To Get Free Photos (Friday Freebies)
By Tina Parcell
This week we’re focusing on photo freebies. If you have a blog or a website you know that images can make all the difference in the world. The same goes for graphic designers, desktop publishers, etc. While there are pictures everywhere online, not all the images you see are available or even legal […]
Financial Wake-Up Call 3-23-2007
A pie chart of who owns the US National Debt:
Source: The Skeptical Optimist
Why Having More No Longer Makes Us Happy: An academic look at the question that is quite in depth and fairly long, but well worth the read if you have the time:
If we’re so rich, how come we’re so damn miserable?
In some sense, […]
10 Reasons You Aren’t Rich
Most people make the assumption that they are not wealthy because they don’t earn enough money, but the real reasons most people don’t build wealth is because of how they use money in their daily life. Here are 10 possible reasons that you aren’t rich:
1. You Care What Your Neighbors Think
2. You Aren’t Patient
3. You […]
Coffee, Finances & Life
I received this in my email awhile ago and was reminded about it from a post in the forums. It is well worth sharing for those who may not have seen it yet:
A group of alumni, highly established in their careers, got together to visit their old university professor. Conversation soon turned into complaints about […]
5 Reasons Why The Forever Stamp Is A Lousy Investment
There has been some discussion and I have received a couple of emails pertaining to the question of how good of an investment the forever stamp will be when it arrives. My answer: Lousy. While on first appearances purchasing forever stamps and holding onto them may seem like a good investment, the reality is there […]
Financial Wake-Up Call 3-22-2007
A Refreshing Refusal: With all the greed we read about in regard to those leading companies, here is a hugely refreshing take on an executive that was supposed to receive $10 million under the company’s restructuring:
It is even more distasteful when insiders use the bankruptcy process to enrich themselves, as happened last year at United […]
Home Inspection - Do Your Really Need One?
By Amy L. Fontinelle
The first time a realtor explained the home inspection process to me, I thought, “What a load of crap! I can test the dishwasher and make sure all the outlets work myself! Why would I pay someone else $450 to do those things?” If you, like me, aren’t sure […]
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