Monthly Archives: February 2007

Tips On Using offers gift certificates for restaurants, at discount prices. You can pay $10 for a $25 gift certificate or $3 for a $10 certificate. Most people when they first hear about this wonderful find are a little skeptical. What is … Continue reading

Posted in Food / Groceries, Saving Money, Website | 10 Comments

10 Reasons You Should Have A Credit Card

If you learn to manage your credit cards correctly, they offer a number of advantages and can save you a lot of money (I know that sounds strange, but it’s true). Having no credit history is nearly as bad as … Continue reading

Posted in Credit Cards | 12 Comments

Financial Wake-Up Call 2-28-2007

How Illegal Bundling Can Save You Money: Story Vent has an interesting post about an illegal sales tactic called bundling and how you can turn the tables on the store and save a lot of money if they do practice … Continue reading

Posted in X Files | Leave a comment

How To Save Money (& The Environment) With Your Next Computer Purchase

Did you know the current upgrade cycle for a personal computer is about three years? An ‘upgrade cycle’ is the length of time someone typically owns a computer before buying a new one. With the unending changes in technology, it … Continue reading

Posted in X Files | 10 Comments

Tracking Electricity Usage Just Got Easier

As home energy costs rise, so does awareness. Even those who have never before paid attention to their electrical usage are taking note as their monthly bills climb higher and higher. For those that would like to more closely monitor … Continue reading

Posted in Saving Money, Utilities | 14 Comments

Costco Ends Lifetime Return Policy

It really doesn’t come as a surprise to me that Costco has ended their lifetime return policy because there were a lot of people abusing the system. I heard through a friend about one person who bought the largest high … Continue reading

Posted in Saving Money, Shopping | 4 Comments

Cashing In On Class Action Settlements

How can you win a lawsuit without paying for a lawyer? Be a member of a class action lawsuit that settles. A class action lawsuit starts as a David vs. Goliath struggle when an ordinary consumer takes on a corporate … Continue reading

Posted in Making Money | 4 Comments

Why Newer Cars Don’t Save You Money

A friend of mine, whom I generally agree with on all matters financial, does have one belief that I have to disagree with. He thinks that once a car surpasses 100,000 miles or so, the costs of having to repeatedly … Continue reading

Posted in Cars, Saving Money | 17 Comments

Where’s George

Have you ever been curious about where the paper money in your pocket has been, and where it goes after it leaves your hand? If so, is the website for you. The Where’s George? Website was started in 1998, … Continue reading

Posted in Website | 3 Comments

10 Reasons Timeshares Are A Bad Deal

For the vast majority of people, timeshare resort units are a huge waste of money. Here are 10 things that that the timeshare sales rep won’t tell you, but you really should know before you consider buying one: 1. Time … Continue reading

Posted in Holidays, Personal Finance, Timeshares, Travel | 38 Comments

How To Upkeep Your Computer: Maintenance 101

Your computer is just like every car, air filter, and sock drawer you’ve ever seen: it gets dirty, bogged down, and disorganized if it’s not properly maintained. When performance starts to lag, you may find yourself replacing your computer or … Continue reading

Posted in Saving Money | 7 Comments

10 Stupid Arguments For Not Paying Your Income Taxes

The IRS hears so many of the same ridiculous arguments by people claiming they are not liable to pay income tax that it has posted a 64-page document on its website called “The Truth About Frivolous Tax Arguments.” It sets … Continue reading

Posted in Taxes | 19 Comments

The Cost of Convenience: The Pros and Cons of Having Groceries Delivered

Sometimes you just don’t have time to go to the grocery store, or you aren’t in the mood to deal with the crowds. Or maybe you find grocery shopping to be unpleasant no matter what–stores have gotten enormous, and they’re … Continue reading

Posted in Food / Groceries, Personal Finance | 5 Comments

Bankruptcy Risk Score

My first article is up at about The Credit Score You Don’t Know About. This is a score that the credit bureaus give to lenders, but unlike your credit score, you are not able to access the information that … Continue reading

Posted in Personal Finance | 1 Comment

Spring Forward Early To Save On Electricity

It’s been a long, cold, rough winter in many parts of the U.S., but due to a new federal law, spring will be coming early this year. As part of the The Energy Policy Act of 2005, the U.S. will … Continue reading

Posted in Saving Money, Utilities | 1 Comment

5 Great Ways To Leave A Tip

I was over at a Japanese friend’s house the other night and he started to show me how to make origami with Japanese money. We were having a great time when he said, “The only problem is that there is … Continue reading

Posted in X Files | 48 Comments

Community Reinvestment Act Mortgage Loans

There is yet another shady deal going around with mortgage loans these days. If you receive an offer from a lender or mortgage broker under a “Community Reinvestment Act (CRA) Program” endorsed by the Federal Reserve Board, raise that red … Continue reading

Posted in Housing, Personal Finance | Leave a comment

Mail-In Rebates: Express Your Opinion

In theory, a cash rebate on a product is a great idea, but the reality in most cases is that getting it can be a huge hassle. At the beginning, it seems simple enough. Make a purchase online or in … Continue reading

Posted in Saving Money, Shopping | 6 Comments

Contributing Writers

I’m in search of a couple of more contributing writers for this blog and at my website. This is a paid position on a per article basis (it’s not a huge amount, but probably more than the average personal finance … Continue reading

Posted in Making Money, Personal Finance | 2 Comments

Favors That Can Be Financially Fatal

At some point it’s likely that a friend or family member will ask you for a financial favor. When this happens, you may genuinely want to help or you may also feel pressured to do so. In either case, you … Continue reading

Posted in Credit Cards, Personal Finance, Relationships, X Files | 5 Comments