Restaurant.com offers gift certificates for restaurants, at discount prices. You can pay $10 for a $25 gift certificate or $3 for a $10 certificate.
Most people when they first hear about this wonderful find are a little skeptical. What is the catch? Well, like any coupons or rebates there are some catches. But overall if […]

If you learn to manage your credit cards correctly, they offer a number of advantages and can save you a lot of money (I know that sounds strange, but it’s true). Having no credit history is nearly as bad as having a bad credit history and with so many financial instruments tied to your credit […]

How Illegal Bundling Can Save You Money: Story Vent has an interesting post about an illegal sales tactic called bundling and how you can turn the tables on the store and save a lot of money if they do practice this. Basically, some stores will offer a big discount on an electronic item if […]

Did you know the current upgrade cycle for a personal computer is about three years? An ‘upgrade cycle’ is the length of time someone typically owns a computer before buying a new one. With the unending changes in technology, it is inevitable that you will have to upgrade at some point in time if you […]

As home energy costs rise, so does awareness. Even those who have never before paid attention to their electrical usage are taking note as their monthly bills climb higher and higher. For those that would like to more closely monitor the power being used in their home, Blue Line Innovations of Canada offers an small […]

It really doesn’t come as a surprise to me that Costco has ended their lifetime return policy because there were a lot of people abusing the system. I heard through a friend about one person who bought the largest high definition big screen TV Costco had simply to throw a Superbowl party with his friends […]

How can you win a lawsuit without paying for a lawyer? Be a member of a class action lawsuit that settles.
A class action lawsuit starts as a David vs. Goliath struggle when an ordinary consumer takes on a corporate giant. Many others might be in the same position as David, although they may not know […]

A friend of mine, whom I generally agree with on all matters financial, does have one belief that I have to disagree with. He thinks that once a car surpasses 100,000 miles or so, the costs of having to repeatedly fix the vehicle aren’t worth it, and that it makes more sense to trade in […]

Have you ever been curious about where the paper money in your pocket has been, and where it goes after it leaves your hand? If so, WheresGeorge.com is the website for you.
The Where’s George? Website was started in 1998, “for fun,” to track paper currency. The website has a form to input your […]

For the vast majority of people, timeshare resort units are a huge waste of money. Here are 10 things that that the timeshare sales rep won’t tell you, but you really should know before you consider buying one:
1. Time Shares Are a Lousy Investment
2. You Can Get the Same Time Share for Half the Price
3. […]

Your computer is just like every car, air filter, and sock drawer you’ve ever seen: it gets dirty, bogged down, and disorganized if it’s not properly maintained. When performance starts to lag, you may find yourself replacing your computer or peripherals earlier than necessary, spending your hard earned money in the process. You probably follow […]

The IRS hears so many of the same ridiculous arguments by people claiming they are not liable to pay income tax that it has posted a 64-page document on its website called “The Truth About Frivolous Tax Arguments.” It sets out the basis for each argument, and then meticulously sets the record straight, complete with […]

Sometimes you just don’t have time to go to the grocery store, or you aren’t in the mood to deal with the crowds. Or maybe you find grocery shopping to be unpleasant no matter what–stores have gotten enormous, and they’re set up to intentionally lead you on a wild goose chase for the items on […]

My first article is up at TheStreet.com about The Credit Score You Don’t Know About. This is a score that the credit bureaus give to lenders, but unlike your credit score, you are not able to access the information that they are using to make sure it is all correct. This brings up quite a […]

It’s been a long, cold, rough winter in many parts of the U.S., but due to a new federal law, spring will be coming early this year. As part of the The Energy Policy Act of 2005, the U.S. will switch to Daylight Saving Time (DST) on the second Sunday in March (3/11/2007). This means […]

I was over at a Japanese friend’s house the other night and he started to show me how to make origami with Japanese money. We were having a great time when he said, “The only problem is that there is no tipping in Japan. When I was In the US, I would fold the dollar […]

There is yet another shady deal going around with mortgage loans these days. If you receive an offer from a lender or mortgage broker under a “Community Reinvestment Act (CRA) Program” endorsed by the Federal Reserve Board, raise that red flag right away. First and foremost, the Federal Reserve does not endorse or sponsor any […]

In theory, a cash rebate on a product is a great idea, but the reality in most cases is that getting it can be a huge hassle. At the beginning, it seems simple enough. Make a purchase online or in a store, fill out a rebate form, then send it with the original receipt and […]

I’m in search of a couple of more contributing writers for this blog and at my website. This is a paid position on a per article basis (it’s not a huge amount, but probably more than the average personal finance blogger is currently making). I will consider anyone who has an interest in writing about […]

At some point it’s likely that a friend or family member will ask you for a financial favor. When this happens, you may genuinely want to help or you may also feel pressured to do so. In either case, you need to take the time to look at the financial favor being asked and determine […]