Personal Finance Advice

Looking to spruce up your house with a little paint? Why not insulate the walls at the same time with the same brush stroke. I happened to be looking for paint and insulation for a home improvement project when I stumbled upon insulating paints. It’s a less expensive alternative to placing standard insulation materials in [...]

Here’s the question I get asked most often when people learn that I write this blog: “So how can I become rich?” Here’s the answer: “Do what you already know.” That’s the secret. Your already know everything you need to know to be rich. The problem is, even though you know, you probably aren’t going [...]

While the cost of the 12 Days of Christmas rose 6% last year due to increased oil and gold prices as well as fears of the avian bird flu, they rose just 3.1% this year due to other factors: the main reason being an increase of wages for skilled workers such as the dancers and [...]

Not that I need another project, but I have started up a personal finance vlog which will add to our ever growing list of satellite websites. I have been finding quite a bit of informative and entertaining videos that I feel would make a fun vlog for people interested in personal finances (and even those [...]

This will not be the typical list of investments you probably would think you’d find on a personal finance blog, but it gets really boring reading personal finance advice when it’s the same everywhere that you go. That’s not necessarily a bad thing. When doing research on the basics of personal finance, you want to [...]

Here is a simple question to ask yourself. If you were given the choice of earning an extra $115 a month or painlessly saving $100 a month, which would you choose? While the $115 more a month may appear to be more money, the financially savvy choice would be choosing the $100 in savings. In [...]

I just noticed that is what the top 10 earners at metacafe have earned together for placing their videos online with a single video (Reel Stunts) having earned over $24,000. While some of the people that are earning money obviously have skills that the average person doesn’t, I was surprised at how many people were [...]

I’ve been receiving emails and instant messages all day about the return of AllAdvantage in a updated form under the name AGLOCO (A Global Community). If you were on the Internet in the late 1990s and trying to figure out a way to make some money, you will undoubtedly remember AllAdvantage. They paid people to [...]

The third annual “Light to Unite” drive is going on to support AIDS research. By simply going to LightToUnite.org and lighting a virtual candle, Bristol-Myers Squibb will donate $1 (up to $100,000) to the National AIDS Fund. There is nothing to sign up for, there are no catches and there are no mailing lists – [...]

Some great news. Nate gave his notice at his current job and will definitely be working full time on the sites and blog beginning in January 2007. I am extremely excited because this has been our goal since we started this entire website project – to earn enough that we could both work full time [...]

I’ve been watching the news, the long lines and what people are spending on the secondary market for PlayStation 3 and Wii gaming systems and I wonder how people so intelligent can be so financially stupid when it comes to gaming. It’s downright funny that those that like video games will spend hours strategizing on [...]

With winter upon us, the thought of a warm, crackling fire in the fireplace is probably a quite appealing image to a lot of you. What you probably don’t realize is that your fire will cost you a lot more than the price of a couple of logs. Your fireplace is one of the most [...]

I’ve always been a big supporter of people taking their ideas and turning them into a part-time business. For everyone out there that thinks they have a great idea, but have been afraid to act upon it for whatever reason, you have a chance to see how good your idea really is. Microsoft is running [...]

Running your computer is pretty darn cheap when viewed at an hourly rate – approximately $0.02 an hour. This figure was obtained with the following assumptions: The typical desktop computer uses around 200 watts of energy per hour (with a 50% / 50% split of energy consumed between the computer and the display screen). We [...]

There are numerous names for them. While widely known as a bounced check they are also referred to as a bad check, a bogus check, bouncing paper, an insufficient fund check, a kited check, an OD, an overdraft, an overdrawn account, a non sufficient fund check, a NSF check and rubber check to name a [...]

If you have ever been in credit card debt and that magical day comes when all the debt has been paid off, using scissors to cut up the credit cards can be a little anti-climatic. You don’t want to leave those cards in little pieces, you want them decimated into a pile of plastic shreds. [...]

Everyone wants to save money, but not if saving that money means they must give up something they like. The fact is, there is likely over $1000 worth of pain free savings right under your nose waiting to be taken if you want. That is savings where you are able to save money without having [...]

I started making this list a while back when others were making them and never got around to finishing it. Nate was doing some work on the blog and saw it saved and said that I should finish it. I have reservations and I’m wondering how many of you are going to be saying “what?!? [...]

If you find that you’re having trouble getting your kids to wash their hands (a good habit to get them into doing), this little novelty item may be something to place on your Xmas list this year – Money Soap. The soap is actually made with money inserted into the center of the soap bar, [...]

That is what Consumer Reports is saying people will waste on extended warranties for various electronics and appliances this holiday season. I have said in the past that in most cases, extended warranties are not worth it. The reason that the sales reps push them so hard is not in your best interest, but because [...]