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	<title>Comments on: Personal Finances Are The Daily Things You Do</title>
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	<link>http://www.pfadvice.com/2006/09/18/personal-finances-is-the-daily-things-you-do/</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>By: Aleta</title>
		<link>http://www.pfadvice.com/2006/09/18/personal-finances-is-the-daily-things-you-do/comment-page-1/#comment-6156</link>
		<dc:creator>Aleta</dc:creator>
		<pubDate>Thu, 28 Sep 2006 19:42:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=841#comment-6156</guid>
		<description><![CDATA[I truly believe that it is our everyday spending that hurts us.  I heard a financial advisor say that we often think that by getting a savings from a big ticket item, we have done well   He said, &quot; how often do you buy an big ticket item?&quot;  He said it is the everyday stuff we buy that is taking our money.  I try to stack up on taxable items that are on sale.   That&#039;s 7% you&#039;re saving there and oh yes, I use coupons.  

LIke I heard earlier, it&#039;s best to do things when you see that they need to be done.  I like one method that says, look to your right and if you see something that bothers you, take care of it now.  DO IT NOW!  It&#039;s amazing how that can&#039; motivate you to do things.]]></description>
		<content:encoded><![CDATA[<p>I truly believe that it is our everyday spending that hurts us.  I heard a financial advisor say that we often think that by getting a savings from a big ticket item, we have done well   He said, &#8221; how often do you buy an big ticket item?&#8221;  He said it is the everyday stuff we buy that is taking our money.  I try to stack up on taxable items that are on sale.   That&#8217;s 7% you&#8217;re saving there and oh yes, I use coupons.  </p>
<p>LIke I heard earlier, it&#8217;s best to do things when you see that they need to be done.  I like one method that says, look to your right and if you see something that bothers you, take care of it now.  DO IT NOW!  It&#8217;s amazing how that can&#8217; motivate you to do things.</p>
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		<title>By: Princessperky</title>
		<link>http://www.pfadvice.com/2006/09/18/personal-finances-is-the-daily-things-you-do/comment-page-1/#comment-5713</link>
		<dc:creator>Princessperky</dc:creator>
		<pubDate>Wed, 20 Sep 2006 16:28:06 +0000</pubDate>
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		<description><![CDATA[Eons ago (two years) when I started on my journy to get rid of the CC, I thought it would be a tough time but I would &#039;suffer thru it&#039;

now I find it hard to waste money in some of hte old ways!  At a friends house I feel guilty drinking forma  water bottle, not filtered?  I feel guilty using paper plates, I find it hard to not recycle (you sure you don&#039;t recycle?)  

Not that there arn&#039;t many money saving htings I still could do, just that once started, and kep a habit is a habit, for good or bad, I am so glad I was able to find so many good ones!]]></description>
		<content:encoded><![CDATA[<p>Eons ago (two years) when I started on my journy to get rid of the CC, I thought it would be a tough time but I would &#8216;suffer thru it&#8217;</p>
<p>now I find it hard to waste money in some of hte old ways!  At a friends house I feel guilty drinking forma  water bottle, not filtered?  I feel guilty using paper plates, I find it hard to not recycle (you sure you don&#8217;t recycle?)  </p>
<p>Not that there arn&#8217;t many money saving htings I still could do, just that once started, and kep a habit is a habit, for good or bad, I am so glad I was able to find so many good ones!</p>
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		<title>By: Aldeya</title>
		<link>http://www.pfadvice.com/2006/09/18/personal-finances-is-the-daily-things-you-do/comment-page-1/#comment-5676</link>
		<dc:creator>Aldeya</dc:creator>
		<pubDate>Tue, 19 Sep 2006 02:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.pfadvice.com/?p=841#comment-5676</guid>
		<description><![CDATA[You are absolutely right. 

That&#039;s where your Daily Challenges came through for me. 

Little changes like a telephone call to a cable company, an e-mail inquiry for information regarding my bank account, credit report request, saving money by NOT buying that expensive latte every morning...

The little steps that brought big changes.

Thank you.]]></description>
		<content:encoded><![CDATA[<p>You are absolutely right. </p>
<p>That&#8217;s where your Daily Challenges came through for me. </p>
<p>Little changes like a telephone call to a cable company, an e-mail inquiry for information regarding my bank account, credit report request, saving money by NOT buying that expensive latte every morning&#8230;</p>
<p>The little steps that brought big changes.</p>
<p>Thank you.</p>
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