Site Archives

Personal Finance Reading - May 17, 2006


One of the best places to find coupons is a place that most people never consider - actually at the grocery store. In fact, there are probably a lot more variety of coupons available that you imagined if you keep your eyes open. These include:
SmartSource Coupon Machines
Freezer Extras
SmartSource TakeOne Boxes
SmartSource Showcase […]

Find Air Leaks - Daily Financial Challenge


Air leaks around windows and doors cost you money. It makes perfect sense. If air is escaping, then your air conditioner / heater has to work that much harder to keep the inside of your house at your desired temperature.
The problem is that these air leaks aren’t always readily apparent. The best way to check […]

Personal Finance Reading - May 15


For those that are trying to reduce their debt, the sad facts are there are a number of scams out there that prey on people with money troubles that promise them a way which will only leave them even more in debt. One of these is one where they claim bank credit cards are operating […]

Computer Sleep Mode - Daily Financial Challenge


If you are reading this, then you have likely have a computer and this will apply to you. If your computer is at home, it uses more energy than all of the other office equipment you have nearby combined. The problem is that turning off your computer every time you leave for a few minutes […]

Alternative Investments - Domain Names


I was recently reading an article about domain names and the prices that some of them are fetching and it occurred to me that this is an area where we should start investing. That’s not to say that I believe that I will pick five figure domain names to sell, but it seems to me […]

Money Myths - Media Mention


It was a good week for media mentions. Michelle Singletary, who writes the column Color of Money for the Washingtom Post highlighted an article I wrote for the main site about Money Myths. Some of the myths I mention:

I have a savings account so I’m saving money
If I buy something on sale, I’m […]

Weekend Reading - May 12 -14


When it comes to debt reduction, one step many people take is to consolidate their debt. While this makes sense in that it can lower the percentage rates that you are paying on the debt, you also need to be careful regarding the fees associated with consolidating the debt. It’s essential to run the numbers […]

Paypal Offers Free Credit Alerts


I just signed into my Paypal account this morning to see that Paypal has teamed up with Equifax to offer free Equifax Credit Alerts to all US based Paypal users. Credit Alerts systems are basically an “early warning system” that something strange may be going on with your credit report. Equifax will monitor […]

Consolidate Student Loans - Daily Financial Challenge


Anyone that has student loans should consider consolidating them as soon as possible. As part of the Deficit Reduction Act passed in February by Congress, student loans will go from being variable rate to fixed beginning July 1, 2006. That means that the interest rates for Direct Loans and Stafford Loans (one of the more […]

God of Wealth Coin Update


Thank you to all the people who contacted me about the God of Wealth coins. The last coin went out today and the first ones should be arriving at their destinations fairly soon. Eight coins went to the US, one to Central America and one to Europe. About half the initial participants are pfbloggers with […]

Adjust Water Heater Temp - Daily Financial Challenge


Sometimes it takes no more than a turn of a knob to save you money. The cost of heating water is the third largest energy expense in the average home (after heating and cooling) and it typically accounts for about 14% of your overall utility bill.
A simple way to save money with your water […]

Media Mention


I was interviewed last week about my opinions on loaning money to friends and the article appeared in today’s AM New York personal finance section. For the most part, it comes across well and the main website is mentioned twice in the article (unfortunately, no direct link). They made a small mistake in saying […]

Personal Finance Reading - May 10


If you’re looking to reduce your debt and get your personal finances in shape, one of the first steps you need to take is to tackle the Leaky Wallet Syndrome.
The difficulty with holding onto money is that it only takes a single weakness to lose it entirely. By weakness I mean that something has caught […]

I’m A Pro Blogger


I had one of those “oh, wow” days today. In being introduced to some new people today, a good friend said the following:
“This is Jeffrey. You won’t believe what he does. He’s a professional blogger…”
The introduction caught me by surprise because while it’s correct to some degree (with a big asterisk since a lot of […]

Personal Finance Reading - May 9


Have you ever wondered how some people get out of the store paying only a few dollars for grocery items that regularly cost many times that price. It takes a lot of organization, but it also helps if you know how the system works. Here is an example of how someone who simply clips […]

Dining Out - Daily Financial Challenge


The most effective way to reduce your food costs is to eat your meals at home rather than eating out at a restaurant. That being said, there are times when you’ll want to eat out for a variety of reasons. Even when you decide to eat out, there are three simple steps you can take […]

Personal Finance Reading - Monday 5-8


It’s the start of a new week and here is some more reading on a number of topic that may be of interest:
There are some investing basics to remember that come handy when investing during a volatile stock market:

Diversify
Keep A Long-Term Perspective
Invest In Bad Times And Good
Don’t Forget Those Dividends
Market Declines […]

Home Improvement Investment


If you are thinking about remodeling, getting ready to sell or just want to know where is the best place to spend your hard earned money in relation to your house, you need to be aware that the majority of home improvements fail to increase the value of your house enough to recover the cost […]

Test Read - Daily Financial Challenge


One of the greatest entertainment values around is reading books. There is absolutely nothing wrong with purchasing a book that you’ll read time and again. The problem is that you don’t know how much you’ll use a book until after you have read it for the first time. There’s an easy solution to this dilemma. […]

Sunday Reading


Some new reading from our network and beyond that may be of interest:
If you are into gardening, you’ll want to check out these unique container gardening ideas (with example photos) with the idea that anything that can hold dirt can be used as a planter.
We all have excuses on why we can’t begin paying off […]