As I have mentioned before, one of the big problems with setting up so many of the satellite sites is that I don’t have time to promote them and basic promotion goes a long way to bringing in traffic and ultimately income. So we needed to come up with a new way to promote the […]

When I was growing up and used to get into a fight with my younger sister, my mom would always separate us into two different rooms for an hour for a “cooling down” period. This same concept can be effectively used to help you from purchasing things you don’t need.
The “cool down” concept is quite […]

I have the latest satellite site in our growing collection up at Inexpensive Lawyer. The site will focus on ways to save money or reduce the costs associated with an attorney. It’s pretty basic information on how to keep costs down or what to do if you don’t have the money for a lawyer.
I think […]

Over half of Americans go to the dentist once every six months according to the American Dental Association and many view the “go to the dentist twice a year” mantra as written in stone. This mantra, however, originates from a comic book written over 150 years ago titled The Toothache - a time when dental […]

I put together an article called The Cost Of Bad Credit - More Than Credit Cards Rates because it seems when people talk about bad credit scores, it’s mostly about credit card rates. While these certainly cost people with poor credit quite a bit of money with higher interest rates and extra fees that credit […]

With the tax deadline right around the corner, you have already finished your taxes or will be finishing them soon. now is a great time to look at what deductions you were able to take and see if you can increase them for next year.
If you file a Schedule A (Itemized Deductions) when doing your […]

One place that can really drain your savings (as well as your enthusiasm) is when you take actions that you think will save you money, but they really cost you more than you save. One perfect example of this is driving across town to save a few pennies a gallon on gas. The American Automobile […]

I mentioned earlier that when we travel in Japan, we have a number of activities that don’t cost anything and keep us entertained. We also almost alwasy travel for free - in fact, most of our ventures end up making us a bit of money.
While it pains me much to admit it, it’s the […]

According to a study conducted for NACHA (the electronic payments association) by Tinucci & Associates, the total direct and indirect costs of depositing a check yourself instead of using direct deposit is a whopping $5.88. That means that if you get paid every other week, it costs you more than $70 a year to deposit […]

For your beginning of the week reading enjoyment, the following carnivals are up:
Entrepreneurship #8
Frugality #16
Personal Finance #41
Investing #15
Debt Reduction #28

I was reading Thrifty Ray’s Red to Black Journey about what a gift of money had meant. I wrote earlier about a similar incident with one of my friends.
One of the truly wonderful aspects about getting your finances in order is that you have many more opportunities to create such circumstances where a gift will […]

We took a trip to the sea today. Over the years, we have developed a lot of games to liven up the trips which don’t cost any money. I talked about how we always look for phone cards when we go out. Another form of free entertainment we enjoy whenever we go out is […]

Since I seem to be in video mode…I came across these two public service announcement videos (both load a bit slow). I think they do a good job of relating what debt is like. Although it might not always be in the front of your mind, it does follow you around like that.
Debt Is […]

For those of you who have been looking for the straight talking truth about investing in stocks, here you go. “Straight Talk About Today’s Markets” by Century Global. Enjoy.

Hello Kitty piled to the ceiling
I really didn’t want to get into more detail about the entire Hello Kitty business because, let’s face it, it forces me to reveal that I know more about Hello Kitty than is healthy for any grown man to know (how many men do you know that can name […]

You’ll be able to get a lot more information on the Google Finance from other sources - it seems geared toward companies and investing rather than personal finances, but there is one nice feature that I wanted to point out for those tracking their individual stocks. If you have a Gmail account (if you don’t, […]

I’m going to take a stand here and not include articles that I don’t feel are about debt reduction. This doesn’t mean the articles were bad (in fact, several were quite good), but simply they didn’t really belong in this carnival. While mortgages, budgets, investing and other such topics can have debt reduction qualities, after […]

Our satellite site Timeshare Trap received some good media coverage. I was quoted in an article by Gregory Karp in the Chicago Tribune titled Unloading Time Share Likely A No-Win Deal. It was nice to see a mainstream media outlet highlight this problem. The question of how to get rid of a timeshare […]

I came across this topic of conversation in the forums: Would You Sell Your Eggs To Pay Off Debt? - It seems if you have the brains and the right looks, your eggs may be worth 5 figures and a minimum of 4 figures if you qualify. The question is would you consider selling them […]

When you give information to a company, that information is worth money. Whether it is an application for a credit card or a cell phone application, the information can (and often is) resold to others for a profit. You may be surprised at how much it is really worth. For example, a lot of the […]